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First Capital, Inc. (FCAP)

Stock Price: $58.00 USD -0.25 (-0.43%)
Updated Oct 19, 2020 10:40 AM EDT - Market open

Stock Price Chart

Key Info

Market Cap 195.79M
Revenue (ttm) 34.92M
Net Income (ttm) 9.85M
Shares Out 3.38M
EPS (ttm) 2.94
PE Ratio 19.73
Forward PE n/a
Dividend $0.96
Dividend Yield 1.66%

Stock Quote

Trading Day Oct 19, 2020
Last Price $58.00
Previous Close $58.25
Change ($) -0.25
Change (%) -0.43%
Day's Open 57.65
Day's Range 57.78 - 58.00
Day's Volume 127
52-Week Range 42.72 - 81.71

More Stats

Market Cap 195.79M
Enterprise Value 82.84M
Earnings Date (est) n/a
Ex-Dividend Date Sep 14, 2020
Shares Outstanding 3.38M
Float 3.22M
EPS (basic) 2.95
EPS (diluted) 2.94
FCF / Share 2.85
Dividend $0.96
Dividend Yield 1.66%
Earnings Yield 5.07%
FCF Yield 4.91%
Payout Ratio 32.50%
Shares Short 157,528
Short Ratio 47.61
Short % of Float 4.89%
Beta -0.08
PE Ratio 19.73
Forward PE n/a
P/FCF Ratio 20.36
PS Ratio 5.61
PB Ratio 1.85
Revenue 34.92M
Operating Income 11.63M
Net Income 9.85M
Free Cash Flow 9.62M
Net Cash 112.96M
Net Cash / Share 33.46
Gross Margin 101.94%
Operating Margin 33.32%
Profit Margin 28.20%
FCF Margin 27.54%
ROA 1.12%
ROE 9.84%
ROIC 1.50%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (0)

Buy 0
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: n/a

Price Target

$n/a*
*No analysts have provided price targets for this stock.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue35.6032.2830.8128.8622.7822.0020.6719.3518.7418.20
Revenue Growth10.29%4.74%6.79%26.65%3.55%6.42%6.85%3.24%2.96%-
Gross Profit35.6032.2830.8128.8622.7822.0020.6719.3518.7418.20
Operating Income12.3310.6610.569.407.187.927.345.495.535.44
Net Income10.339.257.446.865.205.595.073.923.973.87
Shares Outstanding3.363.363.343.342.762.742.782.792.792.79
Earnings Per Share3.092.772.232.051.872.031.821.411.431.39
EPS Growth11.55%24.22%8.78%9.63%-7.88%11.54%29.08%-1.4%2.88%-
Dividend Per Share0.950.920.860.840.840.840.800.760.760.74
Dividend Growth3.26%6.98%2.38%0%0%5%5.26%0%2.7%-
Operating Cash Flow14.0813.3513.428.246.016.919.827.369.295.61
Capital Expenditures-2.97-0.40-1.27-1.96-1.07-0.56-0.30-0.76-0.58-0.23
Free Cash Flow11.1012.9512.156.284.946.359.536.608.715.38
Cash & Equivalents57.8548.8235.1760.6412641.5115.5623.2118.9221.58
Total Debt--10.00---14.8119.1921.4824.40
Net Cash / Debt57.8548.8225.1760.6412641.510.754.02-2.55-2.82
Assets827794759744716473444459439452
Liabilities729708678668641416391406388404
Book Value98.8485.8480.9475.7374.4057.1253.2352.8250.9447.89
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name First Capital, Inc.
Country United States
Employees 182
CEO William W. Harrod

Stock Information

Ticker Symbol FCAP
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: FCAP
IPO Date January 4, 1999

Description

First Capital operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers. The company offers a range of deposit instruments, including non-interest bearing checking accounts, negotiable order of withdrawal accounts, money market accounts, regular savings accounts, certificates of deposit, and retirement savings plans. It also provides real estate mortgage loans, such as fixed-rate and adjustable rate mortgage residential loans, construction loans for residential and commercial properties, and commercial real estate loans, as well as commercial business loans. In addition, the company originates mortgage loans for sale in the secondary market and sells non-deposit investment products; and offers various secured or guaranteed consumer loans comprising automobile and truck loans, home equity loans, home improvement loans, boat loans, mobile home loans, and loans secured by savings deposits, as well as unsecured consumer loans. It provides its products and services through 18 locations in Indiana and Kentucky. The company was founded in 1891 and is based in Corydon, Indiana.