First Community Bankshares, Inc. (FCBC)

FCBC Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	249.23	252.94	255.37	225.33	204.95
Net Interest Income Growth	-1.47%	-0.95%	13.33%	9.94%	-5.62%
Non-Interest Income	42.89	39.39	37.45	37.18	34.3
Non-Interest Income Growth	8.88%	5.17%	0.73%	8.40%	14.98%
Revenues Before Loan Losses	292.11	292.33	292.82	262.51	239.25
Provision for Credit Losses	0.07	3.6	7.99	6.57	-8.47
Revenue	292.04	288.73	284.84	255.94	247.72
Revenue Growth (YoY)	1.15%	1.37%	11.29%	3.32%	5.72%
Compensation Expenses	56.43	51.7	49.89	47.18	44.24
Selling, General & Admin	28.94	27.84	26.13	23.26	21.3
Other Non-Interest Expenses	18.93	17.03	19.16	12.67	13.18
Total Non-Interest Expense	104.3	96.57	95.18	83.12	78.72
Pretax Income	63.13	65.69	61.97	60.16	66.53
Provision for Income Taxes	14.33	14.09	13.95	13.5	15.36
Net Income	48.79	51.6	48.02	46.66	51.17
Net Income to Common	48.79	51.6	48.02	46.66	51.17
Net Income Growth	-5.45%	7.46%	2.91%	-8.81%	42.43%
Shares Outstanding (Basic)	18	18	18	17	17
Shares Outstanding (Diluted)	18	18	18	17	17
Shares Change (YoY)	-0.11%	2.24%	8.85%	-4.83%	-2.31%
EPS (Basic)	2.66	2.81	2.67	2.82	2.95
EPS (Diluted)	2.65	2.80	2.72	2.82	2.94
EPS Growth	-5.36%	2.94%	-3.55%	-4.08%	45.55%
Free Cash Flow	60	54.93	59.06	57.86	45.18
Free Cash Flow Growth	9.23%	-6.99%	2.06%	28.08%	5.93%
Free Cash Flow Per Share	3.26	2.98	3.28	3.49	2.60
Dividends Per Share	1.240	1.200	1.160	1.140	1.060
Dividend Growth	3.33%	3.45%	1.75%	7.55%	6.00%
Profit Margin	16.71%	17.87%	16.86%	18.23%	20.66%
FCF Margin	20.55%	19.03%	20.73%	22.61%	18.24%
EBITDA	5.66	6.48	5.69	5.6	5.92
EBITDA Margin	1.94%	2.24%	2.00%	2.19%	2.39%
Effective Tax Rate	22.70%	21.45%	22.52%	22.43%	23.09%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q