First Community Bankshares, Inc. (FCBC)

FCBC Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Interest Income	123.88	126.47	127.68	112.66	102.47	108.57
Net Interest Income Growth	-3.93%	-0.95%	13.33%	9.94%	-5.62%	21.37%
Non-Interest Income	41.36	39.39	37.45	37.18	34.3	29.83
Non-Interest Income Growth	6.91%	5.17%	0.73%	8.40%	14.98%	-11.41%
Revenues Before Loan Losses	165.24	165.86	165.14	149.85	136.78	138.41
Provision for Credit Losses	2.48	3.6	7.99	6.57	-8.47	12.67
Revenue	162.76	162.26	157.15	143.27	145.25	125.74
Revenue Growth (YoY)	-0.96%	3.25%	9.69%	-1.36%	15.52%	5.17%
Compensation Expenses	54.31	51.7	49.89	47.18	44.24	44.01
Selling, General & Admin	27.08	26.38	24.62	22.14	20.46	19.44
Other Non-Interest Expenses	17.29	18.49	20.67	13.8	14.02	16.18
Total Non-Interest Expense	98.68	96.57	95.18	83.12	78.72	79.63
Pretax Income	64.08	65.69	61.97	60.16	66.53	46.11
Provision for Income Taxes	13.94	14.09	13.95	13.5	15.36	10.19
Net Income	50.14	51.6	48.02	46.66	51.17	35.93
Net Income to Common	50.14	51.6	48.02	46.66	51.17	35.93
Net Income Growth	-3.50%	7.46%	2.91%	-8.81%	42.43%	-7.41%
Shares Outstanding (Basic)	18	18	18	17	17	18
Shares Outstanding (Diluted)	18	18	18	17	17	18
Shares Change (YoY)	-0.94%	2.24%	8.85%	-4.83%	-2.31%	13.07%
EPS (Basic)	2.73	2.81	2.67	2.82	2.95	2.02
EPS (Diluted)	2.69	2.80	2.72	2.82	2.94	2.02
EPS Growth	-6.27%	2.94%	-3.55%	-4.08%	45.55%	-17.89%
Free Cash Flow	47.77	54.93	59.06	57.86	45.18	42.65
Free Cash Flow Growth	-13.05%	-6.99%	2.06%	28.08%	5.93%	-11.60%
Free Cash Flow Per Share	2.60	2.98	3.28	3.49	2.60	2.39
Dividends Per Share	1.240	1.220	1.160	1.140	1.060	1.000
Dividend Growth	1.64%	5.17%	1.75%	7.55%	6.00%	-
Profit Margin	30.80%	31.80%	30.56%	32.57%	35.23%	28.57%
FCF Margin	29.35%	33.85%	37.58%	40.39%	31.10%	33.92%
EBITDA	6.24	6.48	5.69	5.6	5.92	5.91
EBITDA Margin	3.84%	3.99%	3.62%	3.91%	4.07%	4.70%
Effective Tax Rate	21.76%	21.45%	22.52%	22.43%	23.09%	22.09%

Updated Jul 22, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q