First Community Bankshares, Inc. (FCBC)
NASDAQ: FCBC · Real-Time Price · USD
45.88
-0.99 (-2.11%)
Nov 5, 2026, 1:11 PM EST - Market open
FCBC Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 502.35 | 512.24 | 377.45 | 116.42 | 170.85 | 677.44 |
Investment Securities | 335.32 | 48.36 | 100.82 | 201.79 | 220.75 | 43.08 |
Mortgage-Backed Securities | - | 87.94 | 72.7 | 82.93 | 83.43 | 37.11 |
Total Investments | 335.32 | 136.29 | 173.52 | 284.72 | 304.18 | 80.2 |
Gross Loans | 2,477 | 2,320 | 2,423 | 2,580 | 2,409 | 2,171 |
Allowance for Loan Losses | -32.64 | -30.76 | -34.83 | -36.19 | -30.56 | -27.86 |
Other Adjustments to Gross Loans | - | -4.75 | -6.6 | -7.71 | -8.81 | -5.06 |
Net Loans | 2,445 | 2,284 | 2,381 | 2,536 | 2,370 | 2,138 |
Property, Plant & Equipment | 50.13 | 48.15 | 49.22 | 51.27 | 47.99 | 53.03 |
Goodwill | 145.67 | 143.95 | 143.95 | 143.95 | 129.57 | 129.57 |
Other Intangible Assets | 17.17 | 11.1 | 13.01 | 15.15 | 4.18 | 5.62 |
Accrued Interest Receivable | 9.74 | 8.72 | 9.21 | 10.88 | 9.28 | 7.9 |
Other Real Estate Owned & Foreclosed | 0.07 | - | 0.52 | 0.19 | 0.7 | 1.02 |
Other Long-Term Assets | 128.46 | 115.2 | 113.06 | 109.86 | 99.19 | 102.05 |
Total Assets | 3,634 | 3,260 | 3,261 | 3,269 | 3,136 | 3,195 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 2,055 | 1,773 | 1,785 | 1,772 | 1,791 | 1,859 |
Institutional Deposits | - | 16.36 | 22.39 | 18.59 | 15.21 | 27.14 |
Non-Interest Bearing Deposits | 974.26 | 896.26 | 883.5 | 931.92 | 872.17 | 842.78 |
Total Deposits | 3,029 | 2,685 | 2,691 | 2,722 | 2,679 | 2,729 |
Short-Term Borrowings | 2.44 | 1.21 | 0.91 | 1.12 | 1.87 | 1.54 |
Current Portion of Leases | - | 0.14 | - | - | - | 2.02 |
Accrued Interest Payable | 57.09 | 0.57 | 0.88 | 0.56 | 0.16 | 0.31 |
Long-Term Leases | - | 0.46 | 0.52 | 0.62 | 0.67 | - |
Other Long-Term Liabilities | - | 71.39 | 41.28 | 40.63 | 32.07 | 33.48 |
Total Liabilities | 3,088 | 2,759 | 2,735 | 2,765 | 2,714 | 2,767 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 18.92 | 18.34 | 18.32 | 18.5 | 16.23 | 16.88 |
Additional Paid-In Capital | 186.83 | 170.36 | 169.75 | 175.84 | 128.51 | 147.62 |
Retained Earnings | 351.29 | 319.37 | 349.49 | 319.9 | 292.97 | 264.82 |
Comprehensive Income & Other | -11.76 | -7.51 | -11.17 | -10.95 | -15.72 | -1.55 |
Shareholders' Equity | 545.27 | 500.55 | 526.39 | 503.29 | 421.99 | 427.78 |
Total Liabilities & Equity | 3,634 | 3,260 | 3,261 | 3,269 | 3,136 | 3,195 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 2.44 | 1.81 | 1.42 | 1.74 | 2.54 | 3.56 |
Net Cash (Debt) | 499.91 | 510.44 | 376.03 | 114.68 | 168.3 | 673.88 |
Net Cash Growth | 17.27% | 35.74% | 227.90% | -31.86% | -75.02% | 47.91% |
Net Cash Per Share | 26.54 | 27.73 | 20.40 | 6.36 | 10.16 | 38.72 |
Filing Date Shares Outstanding | 18.92 | 19.08 | 18.33 | 18.47 | 16.23 | 16.81 |
Total Common Shares Outstanding | 18.92 | 18.33 | 18.32 | 18.5 | 16.23 | 16.88 |
Book Value Per Share | 28.83 | 27.30 | 28.73 | 27.20 | 26.01 | 25.34 |
Tangible Book Value | 382.43 | 345.5 | 369.43 | 344.2 | 288.24 | 292.59 |
Tangible Book Value Per Share | 20.22 | 18.84 | 20.16 | 18.60 | 17.76 | 17.34 |