First Community Bankshares, Inc. (FCBC)

FCBC Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	49	48.79	51.6	48.02	46.66	51.17
Depreciation & Amortization	5.83	5.66	6.48	5.69	5.6	5.92
Provision for Credit Losses	0.13	0.07	3.6	7.99	6.57	-8.47
Stock-Based Compensation	2.3	2.22	1.04	1.2	1.38	1.77
Other Adjustments	-13.82	-2.89	-4.68	-5.3	-4.86	-3.47
Changes in Accrued Interest and Accounts Receivable	-0.95	-	-	-	-	-
Changes in Other Operating Activities	-22.38	8.89	-0.3	4.23	3.67	1.3
Operating Cash Flow	38.17	62.75	57.74	61.83	59.02	48.22
Operating Cash Flow Growth	-29.33%	8.67%	-6.61%	4.75%	22.42%	5.17%
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements	-0.16	0.03	0.27	-0.88	-0.24	1.01
Net Change in Loans Held-for-Investment	79.7	99.11	152.94	64.54	-236.62	27.47
Net Change in Securities and Investments	47.18	42.94	111.36	48.46	-243.59	5.23
Payments for Business Acquisitions	28.55	-	-	176.68	-59.04	-
Capital Expenditures	-2.77	-2.74	-2.81	-2.77	-1.16	-3.04
Sale of Property, Plant & Equipment	0.05	-	1.13	1.83	1.54	2.62
Other Investing Activities	0.38	0.52	1.03	0.8	2.33	2.06
Investing Cash Flow	169.29	139.85	263.91	288.66	-536.78	35.35
Net Change in Deposits	22.19	-5.92	-31.08	-360.13	10.48	183.14
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	1.17	0.31	-0.21	-0.76	0.34	1.11
Issuance of Common Stock	0.17	0.25	1.41	0.09	0.17	-
Repurchase of Common Stock	-22.18	-1.85	-8.72	-23.04	-21.31	-28.88
Net Common Stock Issued (Repurchased)	-22.02	-1.6	-7.31	-22.95	-21.14	-28.88
Common Dividends Paid	-22.98	-60.6	-22.02	-21.09	-18.52	-18.06
Financing Cash Flow	-21.85	-67.81	-60.62	-404.92	-28.84	137.31
Net Cash Flow	185.62	134.79	261.03	-54.43	-506.59	220.88
Free Cash Flow	35.4	60	54.93	59.06	57.86	45.18
Free Cash Flow Growth	-41.00%	9.23%	-6.99%	2.06%	28.08%	5.93%
FCF Margin	11.83%	20.55%	19.03%	20.73%	22.61%	18.24%
Free Cash Flow Per Share	1.91	3.26	2.98	3.28	3.49	2.60
Levered Free Cash Flow	28.73	60.6	54.98	55.17	54.77	55.35
Unlevered Free Cash Flow	-20.27	11.8	3.37	7.15	8.11	4.18

Updated May 8, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q