First Community Bankshares, Inc. (FCBC)

FCBC Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	315.34	116.42	170.85	677.44	456.56	217.01
Investment Securities	88.36	201.79	220.75	43.08	49	95.65
Mortgage-Backed Securities	78.37	82.93	83.43	37.11	38.35	77.66
Total Investments	166.72	284.72	304.18	80.2	87.34	173.31
Gross Loans	2,451	2,580	2,409	2,171	2,192	2,119
Allowance for Loan Losses	-35.12	-36.19	-30.56	-27.86	-26.18	-18.43
Other Adjustments to Gross Loans	-6.77	-7.71	-8.81	-5.06	-5.58	-4.6
Net Loans	2,409	2,536	2,370	2,138	2,160	2,096
Property, Plant & Equipment	49.65	51.27	47.99	53.03	57.7	62.82
Goodwill	143.95	143.95	129.57	129.57	129.57	129.57
Other Intangible Assets	13.55	15.15	4.18	5.62	7.07	8.52
Loans Held for Sale	-	-	-	-	-	0.26
Accrued Interest Receivable	9.88	10.88	9.28	7.9	9.05	6.68
Other Receivables	-	-	-	-	-	2.88
Other Real Estate Owned & Foreclosed	0.35	0.19	0.7	1.02	2.08	3.97
Other Long-Term Assets	115.93	109.86	99.19	102.05	101.31	97.79
Total Assets	3,224	3,269	3,136	3,195	3,011	2,799
Interest Bearing Deposits	1,790	1,772	1,791	1,859	1,738	1,649
Institutional Deposits	-	18.59	15.21	27.14	35.93	53.49
Non-Interest Bearing Deposits	869.72	931.92	872.17	842.78	772.8	627.87
Total Deposits	2,659	2,722	2,679	2,729	2,546	2,330
Short-Term Borrowings	0.95	1.12	1.87	1.54	0.96	1.6
Current Portion of Leases	-	0.15	-	2.02	-	-
Accrued Interest Payable	0.88	0.56	0.16	0.31	0.58	0.47
Long-Term Leases	-	0.47	0.67	-	-	-
Other Long-Term Liabilities	42.58	40.63	32.07	33.48	36.61	38.04
Total Liabilities	2,704	2,765	2,714	2,767	2,584	2,370
Common Stock	18.29	18.5	16.23	16.88	17.72	18.38
Additional Paid-In Capital	168.69	175.84	128.51	147.62	173.35	192.41
Retained Earnings	342.12	319.9	292.97	264.82	237.59	219.54
Comprehensive Income & Other	-8.41	-10.95	-15.72	-1.55	-1.92	-1.51
Total Common Equity	520.69	503.29	421.99	427.78	426.73	428.82
Shareholders' Equity	520.69	503.29	421.99	427.78	426.73	428.82
Total Liabilities & Equity	3,224	3,269	3,136	3,195	3,011	2,799
Total Debt	0.95	1.74	2.54	3.56	0.96	1.6
Net Cash (Debt)	314.38	114.68	168.3	673.88	455.6	215.41
Net Cash Growth	179.78%	-31.86%	-75.02%	47.91%	111.50%	353.46%
Net Cash Per Share	17.00	6.36	10.16	38.72	25.57	13.67
Filing Date Shares Outstanding	18.29	18.47	16.23	16.81	17.64	17.69
Total Common Shares Outstanding	18.29	18.5	16.23	16.88	17.72	18.38
Book Value Per Share	28.47	27.20	26.01	25.34	24.08	23.33
Tangible Book Value	363.2	344.2	288.24	292.59	290.1	290.74
Tangible Book Value Per Share	19.86	18.60	17.76	17.34	16.37	15.82

Source: S&P Capital IQ. Banks template. Financial Sources.