First Community Bankshares, Inc. (FCBC)

FCBC Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	427.71	377.45	116.42	170.85	677.44	456.56
Investment Securities	131.31	100.82	201.79	220.75	43.08	49
Mortgage-Backed Securities	-	72.7	82.93	83.43	37.11	38.35
Total Investments	131.31	173.52	284.72	304.18	80.2	87.34
Gross Loans	2,331	2,423	2,580	2,409	2,171	2,192
Allowance for Loan Losses	-31.6	-34.83	-36.19	-30.56	-27.86	-26.18
Other Adjustments to Gross Loans	-	-6.6	-7.71	-8.81	-5.06	-5.58
Net Loans	2,300	2,381	2,536	2,370	2,138	2,160
Property, Plant & Equipment	47.52	49.22	51.27	47.99	53.03	57.7
Goodwill	143.95	143.95	143.95	129.57	129.57	129.57
Other Intangible Assets	11.53	13.01	15.15	4.18	5.62	7.07
Accrued Interest Receivable	9.12	9.21	10.88	9.28	7.9	9.05
Other Real Estate Owned & Foreclosed	0.26	0.52	0.19	0.7	1.02	2.08
Other Long-Term Assets	118.5	113.06	109.86	99.19	102.05	101.31
Total Assets	3,190	3,261	3,269	3,136	3,195	3,011
Interest Bearing Deposits	1,765	1,785	1,772	1,791	1,859	1,738
Institutional Deposits	-	22.39	18.59	15.21	27.14	35.93
Non-Interest Bearing Deposits	865.55	883.5	931.92	872.17	842.78	772.8
Total Deposits	2,631	2,691	2,722	2,679	2,729	2,546
Short-Term Borrowings	1.43	0.91	1.12	1.87	1.54	0.96
Current Portion of Leases	-	0.13	-	-	2.02	-
Accrued Interest Payable	46.87	0.88	0.56	0.16	0.31	0.58
Long-Term Leases	-	0.39	0.62	0.67	-	-
Other Long-Term Liabilities	-	41.28	40.63	32.07	33.48	36.61
Total Liabilities	2,679	2,735	2,765	2,714	2,767	2,584
Common Stock	18.32	18.32	18.5	16.23	16.88	17.72
Additional Paid-In Capital	169.57	169.75	175.84	128.51	147.62	173.35
Retained Earnings	330.9	349.49	319.9	292.97	264.82	237.59
Comprehensive Income & Other	-8.05	-11.17	-10.95	-15.72	-1.55	-1.92
Total Common Equity	510.73	526.39	503.29	421.99	427.78	426.73
Shareholders' Equity	510.73	526.39	503.29	421.99	427.78	426.73
Total Liabilities & Equity	3,190	3,261	3,269	3,136	3,195	3,011
Total Debt	1.43	1.42	1.74	2.54	3.56	0.96
Net Cash (Debt)	426.28	376.03	114.68	168.3	673.88	455.6
Net Cash Growth	35.59%	227.90%	-31.86%	-75.02%	47.91%	111.50%
Net Cash Per Share	23.14	20.40	6.37	10.16	38.72	25.57
Filing Date Shares Outstanding	18.31	18.33	18.47	16.23	16.81	17.64
Total Common Shares Outstanding	18.31	18.32	18.5	16.23	16.88	17.72
Book Value Per Share	27.89	28.73	27.20	26.01	25.34	24.08
Tangible Book Value	355.25	369.43	344.2	288.24	292.59	290.1
Tangible Book Value Per Share	19.40	20.16	18.60	17.76	17.34	16.37

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q