First Community Bankshares, Inc. (FCBC)

FCBC Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	51.6	48.02	46.66	51.17
Depreciation & Amortization	6.48	5.69	5.6	5.92
Gain (Loss) on Sale of Assets	-0.82	-0.19	-2.43	0.5
Gain (Loss) on Sale of Investments	-1	-2.45	-0.26	0.45
Provision for Credit Losses	3.6	7.99	6.57	-8.47
Change in Other Net Operating Assets	-0.3	4.23	3.67	1.3
Other Operating Activities	0.03	0.08	0.45	0.23
Operating Cash Flow	57.74	61.83	59.02	48.22
Operating Cash Flow Growth	-6.61%	4.75%	22.42%	5.17%
Capital Expenditures	-2.81	-2.77	-1.16	-3.04
Sale of Property, Plant and Equipment	1.13	1.83	1.54	2.62
Cash Acquisitions	-	176.68	-	-
Investment in Securities	111.36	48.46	-243.59	5.23
Divestitures	-	-	-59.04	-
Net Decrease (Increase) in Loans Originated / Sold - Investing	152.94	64.54	-236.62	27.47
Other Investing Activities	0.85	-0.88	1.52	1.01
Investing Cash Flow	263.91	288.66	-536.78	35.35
Short-Term Debt Issued	-	-	-	0.57
Long-Term Debt Issued	-	-	0.34	-
Total Debt Issued	-	-	0.34	0.57
Short-Term Debt Repaid	-0.21	-0.76	-	-
Total Debt Repaid	-0.21	-0.76	-	-
Net Debt Issued (Repaid)	-0.21	-0.76	0.34	0.57
Issuance of Common Stock	1.41	0.09	0.17	0.54
Repurchase of Common Stock	-8.72	-23.04	-21.31	-28.88
Common Dividends Paid	-22.02	-21.09	-18.52	-18.06
Total Dividends Paid	-22.02	-21.09	-18.52	-18.06
Net Increase (Decrease) in Deposit Accounts	-31.08	-360.13	10.48	183.14
Financing Cash Flow	-60.62	-404.92	-28.84	137.31
Net Cash Flow	261.03	-54.43	-506.59	220.88
Free Cash Flow	54.93	59.06	57.86	45.18
Free Cash Flow Growth	-6.99%	2.06%	28.08%	5.93%
Free Cash Flow Margin	33.85%	37.58%	40.39%	31.10%
Free Cash Flow Per Share	2.98	3.28	3.49	2.60
Cash Interest Paid	19.35	9.08	2.11	3.14
Cash Income Tax Paid	13.39	11.78	7.59	14.4

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q