Enterprise Financial Services Corp (EFSC)

EFSC Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	766.31	754.93	687.85	456.01	348.62	270.24
Interest Income on Investments	96.12	96.12	77.07	59.08	34.62	34.54
Total Interest Income	862.43	851.05	764.92	515.08	383.23	304.78
Interest Paid on Deposits	253.97	264.61	183.72	30.16	10.67	21.05
Interest Paid on Borrowings	18.35	18.35	18.6	11.02	12.37	13.73
Total Interest Expense	272.31	282.96	202.33	41.18	23.04	34.78
Net Interest Income	590.12	568.1	562.59	473.9	360.19	270
Net Interest Income Growth (YoY)	5.26%	0.98%	18.71%	31.57%	33.41%	13.11%
Trust Income	10.56	10.45	10.03	10.01	10.26	9.73
Gain (Loss) on Sale of Investments	-	-	0.6	-	-	0.42
Other Non-Interest Income	42.88	31.95	32.34	28.27	34.03	26.02
Total Non-Interest Income	72.18	60.75	59.53	56.6	59.72	47.89
Non-Interest Income Growth (YoY)	23.41%	2.05%	5.17%	-5.21%	24.69%	9.38%
Revenues Before Loan Losses	662.3	628.85	622.12	530.51	419.91	317.89
Provision for Loan Losses	19.59	21.51	36.61	-0.61	13.39	65.4
Revenue	642.71	607.34	585.52	531.12	406.52	252.5
Revenue Growth (YoY)	10.35%	3.73%	10.24%	30.65%	61.00%	-8.56%
Salaries and Employee Benefits	180.43	171.84	154.42	139.02	118.89	88.11
Federal Deposit Insurance	-0.63	-	-	-	-	-
Selling, General & Administrative	54.03	54.03	47.59	46.24	38.83	30.63
Other Non-Interest Expense	159.26	150.22	136.98	86.4	54.65	37.64
Total Non-Interest Expense	394.06	376.09	338.99	271.66	212.37	156.37
EBT Excluding Unusual Items	248.65	231.24	246.53	259.46	194.16	96.12
Pretax Income	248.65	231.24	246.53	259.46	168.63	91.95
Income Tax Expense	47.89	45.98	52.47	56.42	35.58	17.56
Net Income	200.76	185.27	194.06	203.04	133.06	74.38
Preferred Dividends & Other Adjustments	3.75	3.75	3.75	4.04	-	-
Net Income to Common	197.01	181.52	190.31	199	133.06	74.38
Net Income Growth	14.70%	-4.53%	-4.42%	52.60%	78.88%	-19.79%
Basic Shares Outstanding	37	37	37	37	34	27
Diluted Shares Outstanding	37	38	38	38	34	27
Shares Change (YoY)	-0.22%	0.16%	0.02%	8.71%	27.82%	3.17%
EPS (Basic)	5.31	4.86	5.09	5.32	3.86	2.76
EPS (Diluted)	5.26	4.83	5.07	5.31	3.86	2.76
EPS Growth	15.33%	-4.73%	-4.52%	37.56%	39.87%	-22.26%
Dividend Per Share	0.550	1.060	1.000	0.900	0.750	0.720
Dividend Growth	-45.55%	6.00%	11.11%	20.00%	4.17%	16.13%
Effective Tax Rate	19.26%	19.88%	21.28%	21.74%	21.10%	19.10%

Updated Jul 28, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q