EFSC Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	645.37	626.74	568.1	562.59	473.9	360.19
Net Interest Income Growth	11.68%	10.32%	0.98%	18.71%	31.57%	33.41%
Non-Interest Income	113.73	113.12	69.7	68.73	59.16	67.74
Non-Interest Income Growth	49.59%	62.29%	1.42%	16.16%	-12.67%	24.29%
Revenues Before Loan Losses	759.1	739.86	637.8	631.32	533.07	427.94
Revenue	759.1	739.86	637.8	631.32	533.07	427.94
Revenue Growth (YoY)	16.09%	16.00%	1.03%	18.43%	24.57%	31.87%
Compensation Expenses	206.22	198.67	182.71	164.57	147.03	124.9
Selling, General & Admin	157.55	153.23	131.8	109.73	69.31	47.03
Other Non-Interest Expenses	81.39	77.91	70.53	73.89	57.87	73.99
Total Non-Interest Expense	445.16	429.81	385.05	348.19	274.22	245.92
Pretax Income	285.54	283.72	231.24	246.53	259.46	168.63
Provision for Income Taxes	84.77	82.34	45.98	52.47	56.42	35.58
Net Income	197.03	197.62	181.52	190.31	199	133.06
Net Income Attributable to Preferred Dividends	3.75	3.75	3.75	3.75	4.04	-
Net Income to Common	197.03	197.62	181.52	190.31	199	133.06
Net Income Growth	3.11%	8.87%	-4.62%	-4.37%	49.56%	78.88%
Shares Outstanding (Basic)	37	37	37	37	37	34
Shares Outstanding (Diluted)	37	37	38	38	38	34
Shares Change (YoY)	-0.56%	-0.87%	0.16%	0.02%	8.71%	27.82%
EPS (Basic)	5.33	5.34	4.86	5.09	5.32	3.86
EPS (Diluted)	5.30	5.31	4.83	5.07	5.31	3.86
EPS Growth	3.92%	9.94%	-4.73%	-4.52%	37.56%	39.86%
Shares Outstanding	36.58	36.97	36.99	37.42	37.25	37.82
Free Cash Flow	203.39	181.53	239.93	261.68	214.71	158.08
Free Cash Flow Growth	12.04%	-24.34%	-8.31%	21.88%	35.83%	18.63%
Free Cash Flow Per Share	5.46	4.87	6.39	6.98	5.73	4.58
Dividends Per Share	1.260	1.220	1.060	1.000	0.900	0.750
Dividend Growth	3.28%	15.09%	6.00%	11.11%	20.00%	4.17%
Profit Margin	26.45%	27.22%	29.05%	30.74%	38.09%	31.09%
FCF Margin	26.79%	24.54%	37.62%	41.45%	40.28%	36.94%
EBITDA	11.79	10.51	8.98	9.69	10.94	11.84
EBITDA Margin	1.55%	1.42%	1.41%	1.54%	2.05%	2.77%
Effective Tax Rate	29.69%	29.02%	19.88%	21.28%	21.74%	21.10%

Updated May 1, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q