FirstCash Holdings, Inc. (FCFS)
NASDAQ: FCFS · Real-Time Price · USD
181.25
-6.57 (-3.50%)
At close: Oct 30, 2026, 4:00 PM EDT
181.85
+0.60 (0.33%)
After-hours: Oct 30, 2026, 7:30 PM EDT

FirstCash Holdings Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
4,2863,6613,3893,1522,7291,699
Revenue Growth
22.93%8.04%7.51%15.50%60.62%4.15%
Gross Profit
2,4432,1602,0631,9191,618931.98
Operating Income
691.9573.23445.64398.24283.9197.16
Net Income
406.49330.38258.82219.3253.5124.91
Earnings Per Share
9.247.425.734.805.363.04
EPS Growth
33.53%29.49%19.38%-10.45%76.32%18.75%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Retail Merchandise Sales
1,9181,6681,5071,3811,2611,134
Pawn Loan Fees
1,042853.74737.13658.54561.39475.78
Leased Merchandise Income
478.53559.03766.24752.68622.1622.72
Interest and Fees on Finance Receivables
302.06311.19245.89233.82181.289.02
Wholesale Scrap Jewelry Sales
531.05262.59132.16125.49102.9757.19
Revenue (Total)
4,2863,6613,3893,1522,7291,699

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
203.16125.2175.1127.02117.33120.05
Total Debt
2,8082,5692,0501,9231,6711,587
Net Cash (Debt)
-2,605-2,443-1,875-1,796-1,553-1,467
Net Cash Growth
------
Net Cash Per Share
-59.23-54.88-41.51-39.31-32.82-35.75

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
679.04585.94539.96416.14469.31223.3
Capital Expenditures
-73.44-54.91-68.25-60.15-35.59-42.02
Free Cash Flow
605.6531.04471.71355.99433.72181.28
Free Cash Flow Growth
14.74%12.58%32.51%-17.92%139.25%-1.86%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
57.01%58.99%60.88%60.88%59.29%54.86%
Operating Margin
16.14%15.66%13.15%12.63%10.40%11.60%
Pretax Margin
12.92%12.23%10.12%9.29%11.86%9.80%
Profit Margin
9.48%9.02%7.64%6.96%9.29%7.35%
FCF Margin
14.13%14.51%13.92%11.29%15.89%10.67%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.8401.6001.4601.3601.2601.170
Dividend Per Share Growth
7.50%9.59%7.35%7.94%7.69%8.33%
Dividend Yield
1.01%1.00%1.41%1.26%1.45%1.88%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
19.6121.2917.9122.3015.8824.22
Forward PE
14.8416.4013.6715.8115.1515.82
P/FCF Ratio
12.8413.259.8313.739.2816.69
PS Ratio
1.811.921.371.551.481.78