FirstCash Holdings, Inc. (FCFS)
NASDAQ: FCFS · Real-Time Price · USD
214.47
-4.74 (-2.16%)
At close: Aug 31, 2026, 4:00 PM EDT
218.75
+4.28 (2.00%)
After-hours: Aug 31, 2026, 5:15 PM EDT

FirstCash Holdings Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
4,1203,6613,3893,1522,7291,699
Revenue Growth
21.61%8.04%7.51%15.50%60.62%4.15%
Gross Profit
2,3842,1602,0631,9191,618931.98
Operating Income
663.77573.23445.64398.24283.9197.16
Net Income
388.15330.38258.82219.3253.5124.91
Earnings Per Share
8.777.425.734.805.363.04
EPS Growth
34.89%29.49%19.38%-10.45%76.32%18.75%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Retail Merchandise Sales
1,8481,6681,5071,3811,2611,134
Pawn Loan Fees
996.18853.74737.13658.54561.39475.78
Leased Merchandise Income
508.01559.03766.24752.68622.1622.72
Interest and Fees on Finance Receivables
310311.19245.89233.82181.289.02
Wholesale Scrap Jewelry Sales
445.22262.59132.16125.49102.9757.19
Revenue (Total)
4,1203,6613,3893,1522,7291,699

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
172.3125.2175.1127.02117.33120.05
Total Debt
2,7032,5692,0501,9231,6711,587
Net Cash (Debt)
-2,531-2,443-1,875-1,796-1,553-1,467
Net Cash Growth
------
Net Cash Per Share
-57.18-54.88-41.51-39.31-32.82-35.75

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
672.85585.94539.96416.14469.31223.3
Capital Expenditures
-66.9-54.91-68.25-60.15-35.59-42.02
Free Cash Flow
605.95531.04471.71355.99433.72181.28
Free Cash Flow Growth
20.40%12.58%32.51%-17.92%139.25%-1.86%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
57.87%58.99%60.88%60.88%59.29%54.86%
Operating Margin
16.11%15.66%13.15%12.63%10.40%11.60%
Pretax Margin
12.80%12.23%10.12%9.29%11.86%9.80%
Profit Margin
9.42%9.02%7.64%6.96%9.29%7.35%
FCF Margin
14.71%14.51%13.92%11.29%15.89%10.67%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.6801.6001.4601.3601.2601.170
Dividend Per Share Growth
7.69%9.59%7.35%7.94%7.69%8.33%
Dividend Yield
0.78%1.01%1.44%1.29%1.52%1.66%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
24.4521.2917.9122.3015.8824.22
Forward PE
17.7216.4013.6715.8115.1515.82
P/FCF Ratio
15.3513.259.8313.739.2816.69
PS Ratio
2.261.921.371.551.481.78