FirstCash Holdings, Inc (FCFS)

NASDAQ: FCFS · IEX Real-Time Price · USD
+0.10 (0.10%)
May 31, 2023, 4:00 PM EDT - Market closed

Total Valuation

FCFS has a market cap or net worth of $4.48 billion. The enterprise value is $5.54 billion.

Market Cap 4.48B
Enterprise Value 5.54B

Important Dates

The next confirmed earnings date is Thursday, July 27, 2023, before market open.

Earnings Date Jul 27, 2023
Ex-Dividend Date May 12, 2023

Share Statistics

FCFS has 45.47 million shares outstanding. The number of shares has decreased by -4.53% in one year.

Shares Outstanding 45.47M
Shares Change (YoY) -4.53%
Shares Change (QoQ) -0.05%
Owned by Insiders (%) 20.06%
Owned by Institutions (%) 77.93%
Float 37.29M

Valuation Ratios

The trailing PE ratio is 16.96 and the forward PE ratio is 15.15. FCFS's PEG ratio is 2.28.

PE Ratio 16.96
Forward PE 15.15
PS Ratio 1.58
Forward PS 1.35
PB Ratio 2.39
P/FCF Ratio 13.69
PEG Ratio 2.28
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.21, with an EV/FCF ratio of 16.93.

EV / Earnings 20.31
EV / Sales 1.96
EV / EBITDA 6.21
EV / EBIT 13.03
EV / FCF 16.93

Financial Position

The company has a current ratio of 3.50, with a Debt / Equity ratio of 0.88.

Current Ratio 3.50
Quick Ratio 2.08
Debt / Equity 0.88
Debt / EBITDA 1.84
Debt / FCF 5.02

Financial Efficiency

Return on equity (ROE) is 14.80% and return on invested capital (ROIC) is 13.40%.

Return on Equity (ROE) 14.80%
Return on Assets (ROA) 7.10%
Return on Capital (ROIC) 13.40%
Revenue Per Employee $157,325
Profits Per Employee $15,160
Employee Count 18,000
Asset Turnover 0.73
Inventory Turnover 5.98


In the past 12 months, FCFS has paid $76.96 million in taxes.

Income Tax 76.96M
Effective Tax Rate 22.00%

Stock Price Statistics

The stock price has increased by +32.00% in the last 52 weeks. The beta is 0.83, so FCFS's price volatility has been lower than the market average.

Beta (1Y) 0.83
52-Week Price Change +32.00%
50-Day Moving Average 98.07
200-Day Moving Average 89.48
Average Volume (30 Days) 180,677

Short Selling Information

The latest short interest is 805,972, so 1.77% of the outstanding shares have been sold short.

Short Interest 805,972
Short Previous Month 562,004
Short % of Shares Out 1.77%
Short % of Float 2.16%
Short Ratio (days to cover) 4.89

Income Statement

In the last 12 months, FCFS had revenue of $2.83 billion and earned $272.88 million in profits. Earnings per share was $5.81.

Revenue 2.83B
Gross Profit 1.32B
Operating Income 423.16M
Pretax Income 349.84M
Net Income 272.88M
EBITDA 892.02M
EBIT 425.22M
Earnings Per Share (EPS) $5.81
Full Income Statement

Balance Sheet

The company has $580.59 million in cash and $1.64 billion in debt, giving a net cash position of -$1.06 billion or -$23.33 per share.

Cash & Cash Equivalents 580.59M
Total Debt 1.64B
Net Cash -1.06B
Net Cash Per Share -$23.33
Equity / Book Value 1.87B
Book Value Per Share 41.15
Working Capital 766.23M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $459.75 million and capital expenditures -$132.54 million, giving a free cash flow of $327.22 million.

Operating Cash Flow 459.75M
Capital Expenditures -132.54M
Free Cash Flow 327.22M
FCF Per Share $7.07
Full Cash Flow Statement


Gross margin is 46.66%, with operating and profit margins of 14.94% and 9.64%.

Gross Margin 46.66%
Operating Margin 14.94%
Pretax Margin 12.35%
Profit Margin 9.64%
EBITDA Margin 31.50%
EBIT Margin 15.02%
FCF Margin 11.55%

Dividends & Yields

This stock pays an annual dividend of $1.32, which amounts to a dividend yield of 1.34%.

Dividend Per Share $1.32
Dividend Yield 1.34%
Earnings Yield 6.09%
FCF Yield 7.30%
Dividend Growth (YoY) 10.00%
Payout Ratio 22.72%
Buyback Yield 4.53%
Shareholder Yield 5.87%
Dividend Details

Analyst Forecast

The average price target for FCFS is $108.00, which is 9.60% higher than the current price. The consensus rating is "Buy".

Price Target $108.00
Price Target Difference 9.60%
Analyst Consensus Buy
Analyst Count 6
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on February 22, 2006. It was a forward split with a ratio of 2:1.

Last Split Date Feb 22, 2006
Split Type Forward
Split Ratio 2:1