FirstCash Holdings, Inc. (FCFS)
NASDAQ: FCFS · Real-Time Price · USD
162.18
+2.31 (1.44%)
At close: Nov 5, 2025, 4:00 PM EST
149.26
-12.92 (-7.97%)
After-hours: Nov 5, 2025, 4:35 PM EST

FirstCash Holdings Statistics

Total Valuation

FCFS has a market cap or net worth of $7.16 billion. The enterprise value is $9.60 billion.

Market Cap7.16B
Enterprise Value 9.60B

Important Dates

The last earnings date was Thursday, October 30, 2025, before market open.

Earnings Date Oct 30, 2025
Ex-Dividend Date Nov 14, 2025

Share Statistics

FCFS has 44.13 million shares outstanding. The number of shares has decreased by -1.29% in one year.

Current Share Class 44.13M
Shares Outstanding 44.13M
Shares Change (YoY) -1.29%
Shares Change (QoQ) -0.18%
Owned by Insiders (%) 11.55%
Owned by Institutions (%) 88.88%
Float 39.02M

Valuation Ratios

The trailing PE ratio is 23.43 and the forward PE ratio is 16.69.

PE Ratio 23.43
Forward PE 16.69
PS Ratio 2.04
Forward PS 1.84
PB Ratio 3.21
P/TBV Ratio n/a
P/FCF Ratio 13.55
P/OCF Ratio 12.39
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 15.07, with an EV/FCF ratio of 18.19.

EV / Earnings 31.00
EV / Sales 2.75
EV / EBITDA 15.07
EV / EBIT 18.10
EV / FCF 18.19

Financial Position

The company has a current ratio of 4.99, with a Debt / Equity ratio of 1.17.

Current Ratio 4.99
Quick Ratio 3.31
Debt / Equity 1.17
Debt / EBITDA 3.22
Debt / FCF 4.89
Interest Coverage 4.69

Financial Efficiency

Return on equity (ROE) is 14.75% and return on invested capital (ROIC) is 7.51%.

Return on Equity (ROE) 14.75%
Return on Assets (ROA) 6.92%
Return on Invested Capital (ROIC) 7.51%
Return on Capital Employed (ROCE) 11.00%
Revenue Per Employee $174,322
Profits Per Employee $15,488
Employee Count20,000
Asset Turnover 0.73
Inventory Turnover 3.54

Taxes

In the past 12 months, FCFS has paid $104.56 million in taxes.

Income Tax 104.56M
Effective Tax Rate 25.24%

Stock Price Statistics

The stock price has increased by +52.83% in the last 52 weeks. The beta is 0.53, so FCFS's price volatility has been lower than the market average.

Beta (5Y) 0.53
52-Week Price Change +52.83%
50-Day Moving Average 152.20
200-Day Moving Average 132.11
Relative Strength Index (RSI) 62.88
Average Volume (20 Days) 309,339

Short Selling Information

The latest short interest is 553,837, so 1.25% of the outstanding shares have been sold short.

Short Interest 553,837
Short Previous Month 476,615
Short % of Shares Out 1.25%
Short % of Float 1.42%
Short Ratio (days to cover) 1.65

Income Statement

In the last 12 months, FCFS had revenue of $3.49 billion and earned $309.75 million in profits. Earnings per share was $6.92.

Revenue3.49B
Gross Profit 2.09B
Operating Income 530.45M
Pretax Income 414.31M
Net Income 309.75M
EBITDA 637.29M
EBIT 530.45M
Earnings Per Share (EPS) $6.92
Full Income Statement

Balance Sheet

The company has $130.24 million in cash and $2.58 billion in debt, giving a net cash position of -$2.45 billion or -$55.49 per share.

Cash & Cash Equivalents 130.24M
Total Debt 2.58B
Net Cash -2.45B
Net Cash Per Share -$55.49
Equity (Book Value) 2.20B
Book Value Per Share 49.84
Working Capital 1.43B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $577.45 million and capital expenditures -$49.63 million, giving a free cash flow of $527.81 million.

Operating Cash Flow 577.45M
Capital Expenditures -49.63M
Free Cash Flow 527.81M
FCF Per Share $11.96
Full Cash Flow Statement

Margins

Gross margin is 59.82%, with operating and profit margins of 15.21% and 8.88%.

Gross Margin 59.82%
Operating Margin 15.21%
Pretax Margin 11.88%
Profit Margin 8.88%
EBITDA Margin 18.28%
EBIT Margin 15.21%
FCF Margin 15.14%

Dividends & Yields

This stock pays an annual dividend of $1.68, which amounts to a dividend yield of 1.04%.

Dividend Per Share $1.68
Dividend Yield 1.04%
Dividend Growth (YoY) 9.59%
Years of Dividend Growth 9
Payout Ratio 23.11%
Buyback Yield 1.29%
Shareholder Yield 2.33%
Earnings Yield 4.33%
FCF Yield 7.38%
Dividend Details

Analyst Forecast

The average price target for FCFS is $168.75, which is 4.05% higher than the current price. The consensus rating is "Strong Buy".

Price Target $168.75
Price Target Difference 4.05%
Analyst Consensus Strong Buy
Analyst Count 4
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) 18.09%
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on February 22, 2006. It was a forward split with a ratio of 2:1.

Last Split Date Feb 22, 2006
Split Type Forward
Split Ratio 2:1

Scores

FCFS has an Altman Z-Score of 2.87 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score 2.87
Piotroski F-Score 5