Fidelity D & D Bancorp, Inc. (FDBC)

Fidelity D & D Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	101.17	93.27	80.63	64.02	55.43	43.24
Interest Income on Investments	15.65	13.75	13.21	14.65	10.04	6.26
Total Interest Income	116.81	107.02	93.84	78.67	65.47	49.5
Interest Paid on Deposits	46.55	43.17	28.95	6.14	3.46	4.76
Interest Paid on Borrowings	0.5	1.99	2.84	0.25	0.18	0.56
Total Interest Expense	47.05	45.16	31.79	6.4	3.64	5.31
Net Interest Income	69.77	61.87	62.05	72.27	61.83	44.19
Net Interest Income Growth (YoY)	15.52%	-0.29%	-14.15%	16.89%	39.93%	39.32%
Trust Income	3.64	3.64	3	2.48	2.25	1.79
Gain (Loss) on Sale of Investments	-	-	-6.47	0	0.05	0.12
Other Non-Interest Income	11.74	10.47	10.19	9.25	9.38	7.19
Total Non-Interest Income	20.3	19.03	11.62	16.84	18.47	14.81
Non-Interest Income Growth (YoY)	66.39%	63.71%	-30.98%	-8.86%	24.73%	45.11%
Revenues Before Loan Losses	90.06	80.89	73.67	89.11	80.3	59
Provision for Loan Losses	1.17	1.47	1.33	2.09	2	5.25
Revenue	88.9	79.43	72.34	87.02	78.3	53.75
Revenue Growth (YoY)	24.78%	9.79%	-16.87%	11.14%	45.69%	31.61%
Salaries and Employee Benefits	27.39	27.39	23.99	25.71	23.01	16.76
Occupancy Expenses	8.78	8.78	8.79	7.62	7	5.62
Federal Deposit Insurance	1.23	1.23	1.12	0.69	0.68	0.28
Selling, General & Administrative	12.33	12.33	12.13	11.41	10.97	9.03
Other Non-Interest Expense	8.57	5.82	5.83	5.91	5.02	3.67
Total Non-Interest Expense	58.29	55.54	51.87	51.36	46.71	35.39
EBT Excluding Unusual Items	30.6	23.88	20.47	35.66	31.6	18.36
Asset Writedown	-0.01	-0.01	-0.22	-0.2	-0.19	-0.14
Other Unusual Items	-	-	-	-	-0.37	-0.48
Pretax Income	30.59	23.87	20.26	35.47	28.01	15.28
Income Tax Expense	4.5	3.08	2.05	5.45	4	2.25
Net Income	26.09	20.79	18.21	30.02	24.01	13.04
Net Income to Common	26.09	20.79	18.21	30.02	24.01	13.04
Net Income Growth	69.12%	14.19%	-39.34%	25.05%	84.18%	12.60%
Basic Shares Outstanding	6	6	6	6	5	5
Diluted Shares Outstanding	6	6	6	6	5	5
Shares Change (YoY)	0.33%	0.98%	0.66%	5.89%	16.18%	20.77%
EPS (Basic)	4.53	3.63	3.21	5.32	4.51	2.84
EPS (Diluted)	4.51	3.60	3.19	5.29	4.48	2.82
EPS Growth	68.49%	12.85%	-39.70%	18.08%	58.87%	-6.93%
Dividend Per Share	1.600	1.540	1.460	1.350	1.230	1.140
Dividend Growth	5.26%	5.48%	8.15%	9.76%	7.90%	7.55%
Effective Tax Rate	14.71%	12.89%	10.10%	15.36%	14.29%	14.71%

Updated Oct 22, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q