Fidelity D & D Bancorp, Inc. (FDBC)

Fidelity D & D Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	90.09	80.63	64.02	55.43	43.24	33.44
Interest Income on Investments	13.71	13.21	14.65	10.04	6.26	5.83
Total Interest Income	103.8	93.84	78.67	65.47	49.5	39.27
Interest Paid on Deposits	40.93	28.95	6.14	3.46	4.76	6.18
Interest Paid on Borrowings	2.48	2.84	0.25	0.18	0.56	1.38
Total Interest Expense	43.41	31.79	6.4	3.64	5.31	7.55
Net Interest Income	60.39	62.05	72.27	61.83	44.19	31.72
Net Interest Income Growth (YoY)	-7.76%	-14.15%	16.89%	39.93%	39.32%	4.13%
Trust Income	3	3	2.48	2.25	1.79	1.35
Gain (Loss) on Sale of Investments	-6.47	-6.47	0	0.05	0.12	0.01
Other Non-Interest Income	10.94	10.12	9.25	9.38	7.19	5.7
Total Non-Interest Income	12.44	11.62	16.84	18.47	14.81	10.21
Non-Interest Income Growth (YoY)	-28.98%	-30.98%	-8.86%	24.73%	45.11%	10.72%
Revenues Before Loan Losses	72.83	73.67	89.11	80.3	59	41.92
Provision for Loan Losses	1.35	1.33	2.09	2	5.25	1.09
Revenue	71.49	72.34	87.02	78.3	53.75	40.84
Revenue Growth (YoY)	-11.92%	-16.87%	11.14%	45.69%	31.61%	6.83%
Salaries and Employee Benefits	23.99	23.99	25.71	23.01	16.76	13.9
Occupancy Expenses	8.79	8.79	7.62	7	5.62	4.12
Federal Deposit Insurance	1.12	1.12	0.69	0.68	0.28	0.13
Selling, General & Administrative	12.13	12.13	11.41	10.97	9.03	6.01
Other Non-Interest Expense	7.91	5.83	5.91	5.02	3.67	2.19
Total Non-Interest Expense	53.95	51.87	51.36	46.71	35.39	26.48
EBT Excluding Unusual Items	17.54	20.47	35.66	31.6	18.36	14.36
Asset Writedown	-0.22	-0.22	-0.2	-0.19	-0.14	-0.01
Other Unusual Items	-	-	-	-0.37	-0.48	-
Pretax Income	17.32	20.26	35.47	28.01	15.28	13.9
Income Tax Expense	1.89	2.05	5.45	4	2.25	2.33
Net Income	15.43	18.21	30.02	24.01	13.04	11.58
Net Income to Common	15.43	18.21	30.02	24.01	13.04	11.58
Net Income Growth	-38.01%	-39.34%	25.05%	84.18%	12.60%	5.18%
Basic Shares Outstanding	6	6	6	5	5	4
Diluted Shares Outstanding	6	6	6	5	5	4
Shares Change (YoY)	1.26%	0.66%	5.89%	16.18%	20.77%	0.70%
EPS (Basic)	2.70	3.21	5.32	4.51	2.84	3.06
EPS (Diluted)	2.68	3.19	5.29	4.48	2.82	3.03
EPS Growth	-38.70%	-39.70%	18.08%	58.87%	-6.93%	4.48%
Dividend Per Share	1.520	1.460	1.350	1.230	1.140	1.060
Dividend Growth	5.56%	8.15%	9.76%	7.89%	7.55%	8.16%
Effective Tax Rate	10.92%	10.10%	15.36%	14.28%	14.71%	16.73%

Source: S&P Capital IQ. Banks template. Financial Sources.