Fidelity D & D Bancorp, Inc. (FDBC)

Fidelity D & D Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Year Ending	TTM	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	83.74	80.63	64.02	55.43	43.24	33.44
Interest Income on Investments	13.38	13.21	14.65	10.04	6.26	5.83
Total Interest Income	97.12	93.84	78.67	65.47	49.5	39.27
Interest Paid on Deposits	34.27	28.95	6.14	3.46	4.76	6.18
Interest Paid on Borrowings	2.89	2.84	0.25	0.18	0.56	1.38
Total Interest Expense	37.16	31.79	6.4	3.64	5.31	7.55
Net Interest Income	59.97	62.05	72.27	61.83	44.19	31.72
Net Interest Income Growth (YoY)	-16.72%	-14.15%	16.89%	39.93%	39.32%	4.13%
Trust Income	3.16	3	2.48	2.25	1.79	1.35
Gain (Loss) on Sale of Investments	-6.47	-6.47	0	0.05	0.12	0.01
Other Non-Interest Income	9.97	10.12	9.25	9.38	7.19	5.7
Total Non-Interest Income	11.7	11.62	16.84	18.47	14.81	10.21
Non-Interest Income Growth (YoY)	-29.60%	-30.98%	-8.86%	24.73%	45.11%	10.72%
Revenues Before Loan Losses	71.66	73.67	89.11	80.3	59	41.92
Provision for Loan Losses	1	1.33	2.09	2	5.25	1.09
Revenue	70.67	72.34	87.02	78.3	53.75	40.84
Revenue Growth (YoY)	-18.44%	-16.87%	11.14%	45.69%	31.61%	6.83%
Salaries and Employee Benefits	24.6	23.99	25.71	23.01	16.76	13.9
Federal Deposit Insurance	1.25	1.12	0.69	0.68	0.28	0.13
Selling, General & Administrative	12.21	12.13	11.41	10.97	9.03	6.01
Other Non-Interest Expense	5.82	5.83	5.91	5.02	3.67	2.19
Total Non-Interest Expense	52.7	51.87	51.36	46.71	35.39	26.48
EBT Excluding Unusual Items	17.97	20.47	35.66	31.6	18.36	14.36
Asset Writedown	-0.21	-0.22	-0.2	-0.19	-0.14	-0.01
Other Unusual Items	-	-	-	-0.37	-0.48	-
Pretax Income	17.76	20.26	35.47	28.01	15.28	13.9
Income Tax Expense	1.53	2.05	5.45	4	2.25	2.33
Earnings From Continuing Operations	16.23	18.21	30.02	24.01	13.04	11.58
Net Income to Common	16.23	18.21	30.02	24.01	13.04	11.58
Basic Shares Outstanding	6	6	6	5	5	4
Diluted Shares Outstanding	6	6	6	5	5	4
Shares Change (YoY)	0.97%	0.66%	5.89%	16.18%	20.77%	0.70%
EPS (Basic)	2.85	3.21	5.32	4.51	2.84	3.06
EPS (Diluted)	2.83	3.19	5.29	4.48	2.82	3.03
EPS Growth	-45.61%	-39.70%	18.08%	58.87%	-6.93%	4.48%
Effective Tax Rate	8.61%	10.10%	15.36%	14.28%	14.71%	16.73%
Dividend Per Share	1.480	1.460	1.350	1.230	1.140	1.060
Dividend Growth	7.25%	8.15%	9.76%	7.89%	7.55%	8.16%

Source: S&P Capital IQ. Banks template.