Fidelity D & D Bancorp, Inc. (FDBC)

Fidelity D & D Bancorp Statistics

Total Valuation

FDBC has a market cap or net worth of $280.98 million. The enterprise value is $156.88 million.

Market Cap	280.98M
Enterprise Value	156.88M

Important Dates

The next estimated earnings date is Wednesday, January 28, 2026, before market open.

Earnings Date	Jan 28, 2026
Ex-Dividend Date	Nov 14, 2025

Share Statistics

FDBC has 5.77 million shares outstanding. The number of shares has increased by 0.51% in one year.

Current Share Class	5.77M
Shares Outstanding	5.77M
Shares Change (YoY)	+0.51%
Shares Change (QoQ)	+0.17%
Owned by Insiders (%)	18.68%
Owned by Institutions (%)	23.32%
Float	4.69M

Valuation Ratios

The trailing PE ratio is 10.80.

PE Ratio	10.80
Forward PE	n/a
PS Ratio	3.17
Forward PS	n/a
PB Ratio	1.23
P/TBV Ratio	1.34
P/FCF Ratio	10.62
P/OCF Ratio	7.18
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	6.01
EV / Sales	1.77
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	5.93

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.69
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.95%.

Return on Equity (ROE)	11.95%
Return on Assets (ROA)	0.97%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$276,866
Profits Per Employee	$81,538
Employee Count	320
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FDBC has paid $4.50 million in taxes.

Income Tax	4.50M
Effective Tax Rate	14.71%

Stock Price Statistics

The stock price has decreased by -9.19% in the last 52 weeks. The beta is 0.96, so FDBC's price volatility has been similar to the market average.

Beta (5Y)	0.96
52-Week Price Change	-9.19%
50-Day Moving Average	43.90
200-Day Moving Average	42.95
Relative Strength Index (RSI)	69.99
Average Volume (20 Days)	9,073

Short Selling Information

The latest short interest is 24,393, so 0.42% of the outstanding shares have been sold short.

Short Interest	24,393
Short Previous Month	27,979
Short % of Shares Out	0.42%
Short % of Float	0.52%
Short Ratio (days to cover)	3.62

Income Statement

In the last 12 months, FDBC had revenue of $88.60 million and earned $26.09 million in profits. Earnings per share was $4.51.

Revenue	88.60M
Gross Profit	88.60M
Operating Income	31.50M
Pretax Income	30.59M
Net Income	26.09M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$4.51

Balance Sheet

The company has $142.31 million in cash and $18.21 million in debt, giving a net cash position of $124.10 million or $21.52 per share.

Cash & Cash Equivalents	142.31M
Total Debt	18.21M
Net Cash	124.10M
Net Cash Per Share	$21.52
Equity (Book Value)	229.25M
Book Value Per Share	39.75
Working Capital	-2.32B

Cash Flow

In the last 12 months, operating cash flow was $39.15 million and capital expenditures -$12.68 million, giving a free cash flow of $26.47 million.

Operating Cash Flow	39.15M
Capital Expenditures	-12.68M
Free Cash Flow	26.47M
FCF Per Share	$4.59

Margins

Gross Margin	n/a
Operating Margin	35.55%
Pretax Margin	34.53%
Profit Margin	29.45%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	29.88%

Dividends & Yields

This stock pays an annual dividend of $1.72, which amounts to a dividend yield of 3.53%.

Dividend Per Share	$1.72
Dividend Yield	3.53%
Dividend Growth (YoY)	5.84%
Years of Dividend Growth	10
Payout Ratio	36.14%
Buyback Yield	-0.51%
Shareholder Yield	3.02%
Earnings Yield	9.29%
FCF Yield	9.42%

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 29, 2017. It was a forward split with a ratio of 1.5:1.

Last Split Date	Sep 29, 2017
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4