Fidelity D & D Bancorp, Inc. (FDBC)

Fidelity D & D Bancorp Statistics

Total Valuation

FDBC has a market cap or net worth of $266.68 million. The enterprise value is $119.57 million.

Market Cap	266.68M
Enterprise Value	119.57M

Important Dates

The next estimated earnings date is Wednesday, October 22, 2025, before market open.

Earnings Date	Oct 22, 2025
Ex-Dividend Date	Aug 15, 2025

Share Statistics

FDBC has 5.77 million shares outstanding. The number of shares has increased by 0.63% in one year.

Current Share Class	5.77M
Shares Outstanding	5.77M
Shares Change (YoY)	+0.63%
Shares Change (QoQ)	+0.03%
Owned by Insiders (%)	18.55%
Owned by Institutions (%)	22.83%
Float	4.70M

Valuation Ratios

The trailing PE ratio is 11.28.

PE Ratio	11.28
Forward PE	n/a
PS Ratio	3.13
Forward PS	n/a
PB Ratio	1.22
P/TBV Ratio	1.35
P/FCF Ratio	8.32
P/OCF Ratio	6.70
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	5.04
EV / Sales	1.41
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	3.73

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.58
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.47%.

Return on Equity (ROE)	11.47%
Return on Assets (ROA)	0.91%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$265,547
Profits Per Employee	$74,103
Employee Count	320
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FDBC has paid $4.05 million in taxes.

Income Tax	4.05M
Effective Tax Rate	14.58%

Stock Price Statistics

The stock price has decreased by -8.36% in the last 52 weeks. The beta is 1.01, so FDBC's price volatility has been similar to the market average.

Beta (5Y)	1.01
52-Week Price Change	-8.36%
50-Day Moving Average	43.63
200-Day Moving Average	44.20
Relative Strength Index (RSI)	58.01
Average Volume (20 Days)	5,705

Short Selling Information

The latest short interest is 20,298, so 0.35% of the outstanding shares have been sold short.

Short Interest	20,298
Short Previous Month	24,195
Short % of Shares Out	0.35%
Short % of Float	0.43%
Short Ratio (days to cover)	3.33

Income Statement

In the last 12 months, FDBC had revenue of $84.98 million and earned $23.71 million in profits. Earnings per share was $4.10.

Revenue	84.98M
Gross Profit	84.98M
Operating Income	28.66M
Pretax Income	17.76M
Net Income	23.71M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$4.10

Balance Sheet

The company has $165.65 million in cash and $18.54 million in debt, giving a net cash position of $147.11 million or $25.51 per share.

Cash & Cash Equivalents	165.65M
Total Debt	18.54M
Net Cash	147.11M
Net Cash Per Share	$25.51
Equity (Book Value)	217.91M
Book Value Per Share	37.78
Working Capital	-2.27B

Cash Flow

In the last 12 months, operating cash flow was $39.80 million and capital expenditures -$7.75 million, giving a free cash flow of $32.05 million.

Operating Cash Flow	39.80M
Capital Expenditures	-7.75M
Free Cash Flow	32.05M
FCF Per Share	$5.56

Margins

Gross Margin	n/a
Operating Margin	33.73%
Pretax Margin	32.67%
Profit Margin	27.91%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	37.72%

Dividends & Yields

This stock pays an annual dividend of $1.60, which amounts to a dividend yield of 3.38%.

Dividend Per Share	$1.60
Dividend Yield	3.38%
Dividend Growth (YoY)	5.26%
Years of Dividend Growth	10
Payout Ratio	39.02%
Buyback Yield	-0.63%
Shareholder Yield	2.82%
Earnings Yield	8.89%
FCF Yield	12.02%

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 29, 2017. It was a forward split with a ratio of 1.5:1.

Last Split Date	Sep 29, 2017
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4