Fifth District Bancorp, Inc. (FDSB)

Fifth District Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022
Net Income	3.71	-1.08	0.8	2.91
Depreciation & Amortization	0.73	0.93	0.86	1.02
Provision for Credit Losses	-0.06	-1.21	-0.33	-
Stock-Based Compensation	0.34	0.25	-	-
Other Adjustments	-2.89	0.22	-0.2	-0.25
Changes in Accrued Interest and Accounts Receivable	-0.19	-0.21	0.01	-0.17
Changes in Other Operating Activities	0.65	0.05	-0.35	0.46
Operating Cash Flow	0.74	-1.05	0.8	3.97
Operating Cash Flow Growth	-	-	-79.95%	-
Net Change in Loans Held-for-Investment	-11.65	-1.18	-14.67	-25.8
Net Change in Securities and Investments	-6.75	-26.3	9.94	1.01
Capital Expenditures	-0.33	-0.51	-1.91	-1.07
Sale of Property, Plant & Equipment	-	0.51	-	-
Other Investing Activities	0.14	-	-	-
Investing Cash Flow	-11.81	-27.48	-6.64	-25.86
Net Change in Deposits	12.05	1.47	1.06	19.24
Long-Term Debt Issued	-	-4	4	-
Net Long-Term Debt Issued (Repaid)	-	-4	4	-
Issuance of Common Stock	-	48.75	-	-
Net Common Stock Issued (Repurchased)	-	48.75	-	-
Other Financing Activities	-0.17	0.93	0.05	-0.89
Financing Cash Flow	11.37	47.15	5.11	18.35
Net Cash Flow	0.29	18.61	-0.73	-3.54
Free Cash Flow	0.41	-1.56	-1.11	2.9
FCF Margin	7.02%	-128.08%	-331.25%	21.13%
Free Cash Flow Per Share	0.08	-0.30	-0.21	-
Levered Free Cash Flow	5.64	-3.74	2.62	3.15
Unlevered Free Cash Flow	0.86	0.26	-1.38	0.24

Updated Sep 30, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

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