Fifth District Bancorp, Inc. (FDSB)

Fifth District Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022
Net Income	4.4	4.09	-1.08	0.8	2.91
Depreciation & Amortization	0.74	0.74	0.93	0.86	1.02
Provision for Credit Losses	0.01	0.01	-1.21	-0.33	-
Stock-Based Compensation	0.44	0.36	0.25	-	-
Other Adjustments	-1.71	-3.75	0.22	-0.2	-0.25
Changes in Accrued Interest and Accounts Receivable	-0.11	-0.03	-0.21	0.01	-0.17
Changes in Other Operating Activities	-0.55	-0.09	0.05	-0.35	0.46
Operating Cash Flow	1.54	1.33	-1.05	0.8	3.97
Operating Cash Flow Growth	185.71%	-	-	-79.95%	-
Net Change in Loans Held-for-Investment	-12.08	-9.13	-1.18	-14.67	-25.8
Net Change in Securities and Investments	-0.79	-2.43	-26.3	9.94	1.01
Capital Expenditures	-0.63	-0.38	-0.51	-1.91	-1.07
Sale of Property, Plant & Equipment	-	-	0.51	-	-
Other Investing Activities	0.07	6.91	-	-	-
Investing Cash Flow	-6.72	-5.03	-27.48	-6.64	-25.86
Net Change in Deposits	0.85	1.69	1.47	1.06	19.24
Long-Term Debt Issued	-	-	-4	4	-
Net Long-Term Debt Issued (Repaid)	-	-	-4	4	-
Repurchase of Common Stock	-3.33	-2.94	48.75	-	-
Net Common Stock Issued (Repurchased)	-3.33	-2.94	48.75	-	-
Other Financing Activities	1.38	0.9	0.93	0.05	-0.89
Financing Cash Flow	-1.61	-0.36	47.15	5.11	18.35
Net Cash Flow	-6.79	-4.06	18.61	-0.73	-3.54
Free Cash Flow	0.91	0.94	-1.56	-1.11	2.9
Free Cash Flow Growth	-3.08%	-	-	-	-
FCF Margin	5.11%	5.45%	-14.03%	-10395.40%	21.13%
Free Cash Flow Per Share	0.18	0.18	-0.30	-0.21	-
Levered Free Cash Flow	3.85	4.32	-4.82	2.62	3.15
Unlevered Free Cash Flow	-0.54	0.24	0.26	-1.38	0.24

Updated May 12, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q