Flushing Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	376.04	377.43	375.58	355.35	293.29	274.33
Interest Income on Investments	86.66	88.8	89.78	46.13	23.34	14.23
Total Interest Income	462.7	466.23	465.36	401.48	316.63	288.56
Interest Paid on Deposits	224.18	228.53	244.64	188.66	47.29	20.32
Interest Paid on Borrowings	20.79	22.17	38.72	33.67	25.73	20.27
Total Interest Expense	244.97	250.7	283.35	222.33	73.01	40.59
Net Interest Income	217.74	215.53	182.01	179.15	243.62	247.97
Net Interest Income Growth	13.05%	18.42%	1.60%	-26.46%	-1.75%	27.03%
Gain (Loss) on Sale of Assets	-	-	-	-	0.1	0.62
Gain (Loss) on Sale of Investments	0.54	0.71	-72.39	0.09	-12.61	0.14
Other Non-Interest Income	16.38	18.97	18.51	22.39	22.4	2.59
Total Non-Interest Income	20.11	23.4	-57.45	22.59	10.01	3.69
Non-Interest Income Growth	-	-	-	125.68%	171.47%	-66.61%
Revenues Before Loan Losses	237.85	238.93	124.57	201.74	253.63	251.66
Provision for Loan Losses	10.48	12.79	9.57	10.52	5.08	-4.94
Revenue	227.37	226.14	115	191.22	248.54	256.6
Revenue Growth	83.58%	96.65%	-39.86%	-23.06%	-3.14%	40.13%
Salaries and Employee Benefits	97.63	92.95	88.94	80.35	77.57	80.41
Occupancy Expenses	10.99	10.86	10.5	10.5	11.03	10.75
Federal Deposit Insurance	4.92	5.63	6.3	3.99	2.26	2.95
Selling, General & Administrative	39.76	39.04	30.61	31.1	31.21	32.14
Other Non-Interest Expense	24.58	24.38	23.84	24.84	21.34	20.75
Total Non-Interest Expense	178.72	173.99	160.69	151.39	143.69	147.32
EBT Excluding Unusual Items	48.64	52.16	-45.7	39.83	104.85	109.28
Other Unusual Items	-	-	-2.57	-	-	-
Pretax Income	48.64	34.52	-48.27	39.83	104.85	109.28
Income Tax Expense	14.13	15.64	-16.93	11.17	27.91	27.49
Net Income	34.51	18.88	-31.33	28.66	76.95	81.79
Preferred Dividends & Other Adjustments	0.55	0.5	0.39	0.34	-	-
Net Income to Common	33.96	18.38	-31.72	28.33	76.95	81.79
Net Income Growth	-	-	-	-63.19%	-5.93%	135.89%
Basic Shares Outstanding	34	34	30	30	31	32
Diluted Shares Outstanding	34	34	30	30	31	32
Shares Change	10.67%	14.98%	-0.09%	-4.16%	-2.30%	7.68%
EPS (Basic)	1.00	0.54	-1.07	0.96	2.50	2.59
EPS (Diluted)	1.00	0.54	-1.07	0.96	2.50	2.59
EPS Growth	-	-	-	-61.59%	-3.62%	119.49%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.880	0.880	0.880	0.880	0.880	0.840
Dividend Growth	0%	0%	0%	0%	4.76%	0%
Effective Tax Rate	29.06%	45.30%	-	28.04%	26.62%	25.15%

SEC Filings: 10-K · 10-Q