First Foundation Inc. (FFWM)

First Foundation Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	-155.16	-92.41	-199.06	110.51	109.51
Depreciation & Amortization	7.65	7.98	8.2	5.07	6.61
Provision for Credit Losses	65.27	21.19	1.62	4.51	13.7
Stock-Based Compensation	5.34	1.95	1.67	4.01	2.76
Other Adjustments	71.52	49.64	202.23	-174.62	-20.04
Changes in Accrued Interest and Accounts Receivable	9.12	19.53	11.22	-38.81	-39.17
Changes in Other Operating Activities	-35.64	-16.61	-17.9	16.29	23.34
Operating Cash Flow	-31.91	-8.72	7.99	101.49	96.94
Operating Cash Flow Growth	-	-	-92.13%	4.70%	43.73%
Net Change in Loans Held-for-Investment	1,242	344.93	540.97	-3,319	-1,623
Net Change in Securities and Investments	-1,016	-518.02	-400.73	104.8	-183.14
Payments for Business Acquisitions	-	-	-	-	1,145
Capital Expenditures	-3.32	-2.73	-8.21	-4.58	-3.21
Sale of Property, Plant & Equipment	0.09	4.94	-	8.06	-
Other Investing Activities	998.19	458.25	0.75	7.79	384.93
Investing Cash Flow	1,222	287.36	132.78	-3,247	-79.37
Net Change in Deposits	-585.71	-818.65	326.32	1,551	727.54
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	-7.35	16.31	232.45	205.67	-255
Short-Term Debt Issued	12.5	-	-20	1.5	17.09
Net Short-Term Debt Issued (Repaid)	12.5	-	-20	1.5	17.09
Long-Term Debt Issued	-	-	-	15.64	-
Net Long-Term Debt Issued (Repaid)	-	-	-	15.64	-
Issuance of Common Stock	-	138.46	0.16	138.48	2.76
Repurchase of Common Stock	-0.43	-0.15	-0.54	2,680	-1.72
Net Common Stock Issued (Repurchased)	-0.43	138.31	-0.38	2,818	1.04
Issuance of Preferred Stock	-	54.22	-	-	-
Net Preferred Stock Issued (Repurchased)	-	54.22	-	-	-
Common Dividends Paid	-	-1.13	-9.02	-24.83	-16.17
Other Financing Activities	-	-13.52	-	-5.68	-
Financing Cash Flow	-580.99	-589.14	529.37	-465.26	474.49
Net Cash Flow	608.74	-310.5	670.14	-465.26	492.05
Free Cash Flow	-35.22	-11.45	-0.23	96.91	93.73
Free Cash Flow Growth	-	-	-	3.39%	45.13%
FCF Margin	-20.78%	-11.98%	-0.09%	26.74%	32.32%
Free Cash Flow Per Share	-0.43	-0.17	-0.00	1.72	2.06
Levered Free Cash Flow	-164.85	-84.24	-225.75	105.62	114.16
Unlevered Free Cash Flow	-22.19	8.17	-6.69	-22.03	-12.44

Updated Jan 29, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q