First Hawaiian Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	761.97	774.42	805.94	748.05	509.82	444.49
Interest Income on Investments	171.48	176.88	174.1	175.53	153.4	104.82
Total Interest Income	933.45	951.3	980.04	923.58	663.22	549.31
Interest Paid on Deposits	249.94	279.29	335.72	258.22	49.2	13.85
Interest Paid on Borrowings	0.58	8.27	21.59	29.23	0.47	4.9
Total Interest Expense	250.52	287.56	357.31	287.45	49.67	18.75
Net Interest Income	682.93	663.74	622.74	636.13	613.55	530.56
Net Interest Income Growth	4.71%	6.58%	-2.10%	3.68%	15.64%	-0.97%
Trust Income	36.57	36.94	38.31	38.45	36.47	34.72
Gain (Loss) on Sale of Investments	-	0.04	-26.17	0.79	-	0.1
Other Non-Interest Income	93.09	86.63	78.18	68.04	48.22	59.01
Total Non-Interest Income	224.77	217.05	185.8	200.82	179.53	184.92
Non-Interest Income Growth	17.76%	16.81%	-7.48%	11.86%	-2.92%	-6.31%
Revenues Before Loan Losses	907.7	880.79	808.54	836.94	793.07	715.48
Provision for Loan Losses	38.61	27.2	14.75	26.63	1.39	-39
Revenue	869.1	853.59	793.79	810.31	791.68	754.48
Revenue Growth	5.43%	7.53%	-2.04%	2.35%	4.93%	23.40%
Salaries and Employee Benefits	238.28	230.02	223.68	216.15	188.83	168.08
Occupancy Expenses	19.39	19.39	18.13	19.3	19.99	17.47
Federal Deposit Insurance	10.98	12.08	19.09	32.07	9.6	8.25
Selling, General & Administrative	150.65	151.89	145.26	139.06	133.87	119.16
Other Non-Interest Expense	113.33	85.97	95.03	94.56	88.18	89.23
Total Non-Interest Expense	532.63	499.35	501.19	501.14	440.47	402.18
EBT Excluding Unusual Items	336.47	354.24	292.6	309.17	351.21	352.3
Legal Settlements	-	-	-	-	-	-2.1
Other Unusual Items	-	-	-	-	-	-1.2
Pretax Income	325.62	354.24	292.6	309.17	351.21	349
Income Tax Expense	50.8	77.98	62.47	74.19	85.53	83.26
Net Income	274.82	276.27	230.13	234.98	265.69	265.74
Net Income to Common	274.82	276.27	230.13	234.98	265.69	265.74
Net Income Growth	6.18%	20.05%	-2.07%	-11.56%	-0.02%	43.06%
Basic Shares Outstanding	122	125	128	128	127	129
Diluted Shares Outstanding	123	126	128	128	128	130
Shares Change	-2.74%	-2.20%	0.32%	-0.05%	-1.20%	-0.52%
EPS (Basic)	2.25	2.21	1.80	1.84	2.08	2.06
EPS (Diluted)	2.23	2.20	1.79	1.84	2.08	2.05
EPS Growth	8.89%	22.91%	-2.72%	-11.54%	1.46%	43.36%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.040	1.040	1.040	1.040	1.040	1.040
Dividend Growth	0%	0%	0%	0%	0%	0%
Effective Tax Rate	15.60%	22.01%	21.35%	24.00%	24.35%	23.86%

SEC Filings: 10-K · 10-Q