Figure Technology Solutions, Inc. (FIGR)
NASDAQ: FIGR · Real-Time Price · USD
23.19
-0.85 (-3.54%)
At close: Oct 23, 2026, 4:00 PM EDT
23.23
+0.04 (0.17%)
After-hours: Oct 23, 2026, 7:59 PM EDT

FIGR Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023
Period EndingJun '26 Dec '25 Dec '24 Dec '23
Revenue
619.12432.06292.68161.39
Revenue Growth
98.39%47.62%81.34%-
Gross Profit
619.12432.06292.68161.39
Operating Income
173.7391.5926.03-48.39
Net Income
191.3662.03--47.94
Earnings Per Share
0.860.44--0.93
EPS Growth
595.51%---

Revenue by Segment

Fiscal Year
FY 2025FY 2024FY 2023
Period EndingDec '25 Dec '24 Dec '23
Technology Offering Fees
50.6520.1910.22
Ecosystem Fees
56.820.12-
Program Fees
13.3580.41
Servicing Fees
31.5425.2518.62
Revenue from Interest Income
74.8148.2148.16
Origination Fees
72.5464.8758.55
Gain on Sale of Loans, Net
180.02140.3550.34
Gain on Servicing Asset, Net
24.5732.6422.08
Other Net
2.581.261.17

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023
Period EndingJun '26 Dec '25 Dec '24 Dec '23
Cash & Investments
1,7921,471453.16153.61
Total Debt
1,474946.69688.59414.99
Net Cash (Debt)
317.06524.6-235.43-261.37
Net Cash Growth
----
Net Cash Per Share
1.433.70-3.24-5.09

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023
Period EndingJun '26 Dec '25 Dec '24 Dec '23
Operating Cash Flow
-86.4962.57-127.01-33.35
Free Cash Flow
-86.4962.57-127.01-33.35
Free Cash Flow Growth
----

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023
Period EndingJun '26 Dec '25 Dec '24 Dec '23
Gross Margin
100.00%100.00%100.00%100.00%
Operating Margin
28.06%21.20%8.89%-29.98%
Pretax Margin
32.43%26.31%7.55%-32.43%
Profit Margin
30.91%14.36%--29.70%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023
Period EndingOct '26 Dec '25 Dec '24 Dec '23
PE Ratio
27.10140.90--
Forward PE
20.2557.52--
PS Ratio
8.4020.23--