Figure Technology Solutions, Inc. (FIGR)
NASDAQ: FIGR · Real-Time Price · USD
24.91
-0.90 (-3.49%)
At close: Jul 31, 2026, 4:00 PM EDT
24.90
-0.01 (-0.04%)
After-hours: Jul 31, 2026, 7:59 PM EDT

FIGR Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023
Period EndingMar '26 Dec '25 Dec '24 Dec '23
Revenue
589.36506.87340.89209.55
Revenue Growth
68.33%48.69%62.68%-
Gross Profit
589.36506.87340.89209.55
Operating Income
52.72117.539.24-49.44
Net Income
119.52133.8617.21-47.94
Earnings Per Share
0.540.44--0.93
EPS Growth
470.48%---

Revenue by Segment

Fiscal YearFY 2025FY 2024FY 2023
Period EndingDec '25 Dec '24 Dec '23
Technology Offering Fees
50.6520.1910.22
Ecosystem Fees
56.820.12-
Program Fees
13.3580.41
Servicing Fees
31.5425.2518.62
Revenue from Interest Income
74.8148.2148.16
Origination Fees
72.5464.8758.55
Gain on Sale of Loans, Net
180.02140.3550.34
Gain on Servicing Asset, Net
24.5732.6422.08
Other Net
2.581.261.17
Revenue (Total)
506.87340.89209.55

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023
Period EndingMar '26 Dec '25 Dec '24 Dec '23
Cash & Investments
0000
Total Debt
380.42170.312.79294.91
Net Cash (Debt)
-380.42-170.31-2.79-294.91
Net Cash Growth
----
Net Cash Per Share
-1.73-1.20-0.04-5.75

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023
Period EndingMar '26 Dec '25 Dec '24 Dec '23
Operating Cash Flow
151.7562.57-127.01-33.35
Free Cash Flow
151.7562.57-127.01-33.35
Free Cash Flow Growth
----

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023
Period EndingMar '26 Dec '25 Dec '24 Dec '23
Gross Margin
100.00%100.00%100.00%100.00%
Operating Margin
8.94%23.19%2.71%-23.59%
Pretax Margin
9.90%22.43%6.48%-24.98%
Profit Margin
15.24%26.49%5.84%-25.03%
FCF Margin
25.75%12.34%-37.26%-15.92%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023
Period EndingAug '26 Dec '25 Dec '24 Dec '23
PE Ratio
43.1092.82--
Forward PE
25.2357.52--
P/FCF Ratio
-141.24--
PS Ratio
10.7917.43--