Figure Technology Solutions, Inc. (FIGR)
NASDAQ: FIGR · Real-Time Price · USD
25.22
-0.45 (-1.75%)
At close: Nov 13, 2026, 4:00 PM EST
24.95
-0.27 (-1.07%)
After-hours: Nov 13, 2026, 7:54 PM EST

FIGR Statistics

Total Valuation

FIGR has a market cap or net worth of $5.68 billion. The enterprise value is $6.11 billion.

Market Cap5.68B
Enterprise Value 6.11B

Important Dates

The last earnings date was Thursday, November 12, 2026, before market open.

Earnings Date Nov 12, 2026
Ex-Dividend Date n/a

Share Statistics

FIGR has 225.15 million shares outstanding. The number of shares has increased by 160.36% in one year.

Current Share Class 184.54M
Shares Outstanding 225.15M
Shares Change (YoY) +160.36%
Shares Change (QoQ) +0.17%
Owned by Insiders (%) 21.25%
Owned by Institutions (%) 57.78%
Float 156.62M

Valuation Ratios

The trailing PE ratio is 33.54 and the forward PE ratio is 17.48. FIGR's PEG ratio is 0.31.

PE Ratio 33.54
Forward PE 17.48
PS Ratio 7.71
Forward PS 4.65
PB Ratio 3.74
P/TBV Ratio 7.13
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio 0.31
Financial Ratio History

Enterprise Valuation

EV / Earnings 37.01
EV / Sales 8.29
EV / EBITDA n/a
EV / EBIT 26.90
EV / FCF n/a

Financial Position

The company has a current ratio of 1.77, with a Debt / Equity ratio of 1.63.

Current Ratio 1.77
Quick Ratio 1.07
Debt / Equity 1.63
Debt / EBITDA 10.74
Debt / FCF n/a
Interest Coverage 2.86

Financial Efficiency

Return on equity (ROE) is 17.58% and return on invested capital (ROIC) is 11.43%.

Return on Equity (ROE) 17.58%
Return on Assets (ROA) 4.49%
Return on Invested Capital (ROIC) 11.43%
Return on Capital Employed (ROCE) 9.00%
Weighted Average Cost of Capital (WACC) n/a
Revenue Per Employee $1.22M
Profits Per Employee $274,143
Employee Count 602
Asset Turnover 0.23
Inventory Turnover n/a

Taxes

In the past 12 months, FIGR has paid $7.74 million in taxes.

Income Tax 7.74M
Effective Tax Rate 3.17%

Stock Price Statistics

The stock price has decreased by -32.40% in the last 52 weeks.

Beta (5Y) n/a
52-Week Price Change -32.40%
50-Day Moving Average 28.34
200-Day Moving Average 32.16
Relative Strength Index (RSI) 50.72
Average Volume (20 Days) 5,458,980

Short Selling Information

The latest short interest is 22.91 million, so 10.18% of the outstanding shares have been sold short.

Short Interest 22.91M
Short Previous Month 21.28M
Short % of Shares Out 10.18%
Short % of Float 14.63%
Short Ratio (days to cover) 4.73

Income Statement

In the last 12 months, FIGR had revenue of $736.84 million and earned $165.03 million in profits. Earnings per share was $0.75.

Revenue736.84M
Gross Profit 736.84M
Operating Income 227.06M
Pretax Income 244.62M
Net Income 165.03M
EBITDA n/a
EBIT 227.06M
Earnings Per Share (EPS) $0.75
Full Income Statement

Balance Sheet

The company has $2.04 billion in cash and investments and $2.47 billion in debt, with a net cash position of -$430.36 million or -$1.91 per share.

Cash & Investments 2.04B
Total Debt 2.47B
Net Cash -430.36M
Net Cash Per Share -$1.91
Equity (Book Value) 1.52B
Book Value Per Share 6.74
Working Capital 1.26B
Full Balance Sheet

Cash Flow

Operating Cash Flow -86.49M
Capital Expenditures n/a
Depreciation & Amortization n/a
Net Borrowing 637.93M
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 30.82% and 32.15%.

Gross Margin 100.00%
Operating Margin 30.82%
Pretax Margin 33.20%
Profit Margin 32.15%
EBITDA Margin n/a
EBIT Margin 30.82%
FCF Margin n/a

Dividends & Yields

FIGR does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
FCF Payout Ratio n/a
Buyback Yield -160.36%
Shareholder Yield -160.36%
Earnings Yield 2.98%
FCF Yield n/a

Analyst Forecast

The average price target for FIGR is $47.20, which is 87.15% higher than the current price. The consensus rating is "Buy".

Price Target $47.20
Price Target Difference 87.15%
Analyst Consensus Buy
Analyst Count 10
Revenue Growth Forecast (3Y) 51.20%
EPS Growth Forecast (3Y) 13.69%
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number
Graham Upside
Graham Formula Value
Graham Formula Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

FIGR has an Altman Z-Score of 2.56 and a Piotroski F-Score of 2. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score 2.56
Piotroski F-Score 2