Figure Technology Solutions, Inc. (FIGR)

FIGR Statistics

Total Valuation

FIGR has a market cap or net worth of $8.90 billion. The enterprise value is $9.03 billion.

Market Cap	8.90B
Enterprise Value	9.03B

Important Dates

The next confirmed earnings date is Thursday, November 13, 2025, after market close.

Earnings Date	Nov 13, 2025
Ex-Dividend Date	n/a

Share Statistics

FIGR has 236.75 million shares outstanding.

Current Share Class	198.86M
Shares Outstanding	236.75M
Shares Change (YoY)	n/a
Shares Change (QoQ)	+0.88%
Owned by Insiders (%)	38.21%
Owned by Institutions (%)	12.98%
Float	113.55M

Valuation Ratios

The trailing PE ratio is 30.08 and the forward PE ratio is 60.40. FIGR's PEG ratio is 0.43.

PE Ratio	30.08
Forward PE	60.40
PS Ratio	5.69
Forward PS	n/a
PB Ratio	4.71
P/TBV Ratio	29.16
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	0.43

Enterprise Valuation

EV / Earnings	145.77
EV / Sales	27.59
EV / EBITDA	n/a
EV / EBIT	134.20
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.33, with a Debt / Equity ratio of 1.82.

Current Ratio	1.33
Quick Ratio	0.62
Debt / Equity	1.82
Debt / EBITDA	10.53
Debt / FCF	n/a
Interest Coverage	1.28

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	11.61%
Revenue Per Employee	$617,438
Profits Per Employee	$116,862
Employee Count	530
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FIGR has paid $6.23 million in taxes.

Income Tax	6.23M
Effective Tax Rate	9.04%

Stock Price Statistics

Beta (5Y)	n/a
52-Week Price Change	n/a
50-Day Moving Average	n/a
200-Day Moving Average	n/a
Relative Strength Index (RSI)	47.22
Average Volume (20 Days)	1,593,197

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, FIGR had revenue of $327.24 million and earned $61.94 million in profits. Earnings per share was $1.25.

Revenue	327.24M
Gross Profit	327.24M
Operating Income	67.28M
Pretax Income	68.93M
Net Income	61.94M
EBITDA	n/a
EBIT	67.28M
Earnings Per Share (EPS)	$1.25

Balance Sheet

The company has $395.35 million in cash and $735.49 million in debt, giving a net cash position of -$126.53 million or -$0.53 per share.

Cash & Cash Equivalents	395.35M
Total Debt	735.49M
Net Cash	-126.53M
Net Cash Per Share	-$0.53
Equity (Book Value)	404.46M
Book Value Per Share	7.99
Working Capital	226.23M

Cash Flow

Operating Cash Flow	-22.41M
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 100.00%, with operating and profit margins of 20.56% and 18.93%.

Gross Margin	100.00%
Operating Margin	20.56%
Pretax Margin	21.06%
Profit Margin	18.93%
EBITDA Margin	n/a
EBIT Margin	20.56%
FCF Margin	n/a

Dividends & Yields

FIGR does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	0.70%
FCF Yield	n/a

Analyst Forecast

The average price target for FIGR is $47.44, which is 26.17% higher than the current price. The consensus rating is "Buy".

Price Target	$47.44
Price Target Difference	26.17%
Analyst Consensus	Buy
Analyst Count	8
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

FIGR has an Altman Z-Score of 0.32 and a Piotroski F-Score of 1. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	0.32
Piotroski F-Score	1