Figure Technology Solutions, Inc. (FIGR)

FIGR Statistics

Total Valuation

FIGR has a market cap or net worth of $12.43 billion. The enterprise value is $11.90 billion.

Market Cap	12.43B
Enterprise Value	11.90B

Important Dates

The next estimated earnings date is Monday, February 2, 2026, before market open.

Earnings Date	Feb 2, 2026
Ex-Dividend Date	n/a

Share Statistics

FIGR has 213.99 million shares outstanding.

Current Share Class	176.10M
Shares Outstanding	213.99M
Shares Change (YoY)	n/a
Shares Change (QoQ)	+162.21%
Owned by Insiders (%)	27.28%
Owned by Institutions (%)	30.56%
Float	127.70M

Valuation Ratios

The trailing PE ratio is 219.81 and the forward PE ratio is 79.56. FIGR's PEG ratio is 0.57.

PE Ratio	219.81
Forward PE	79.56
PS Ratio	32.30
Forward PS	19.67
PB Ratio	10.58
P/TBV Ratio	11.64
P/FCF Ratio	n/a
P/OCF Ratio	97.37
PEG Ratio	0.57

Enterprise Valuation

EV / Earnings	211.71
EV / Sales	31.11
EV / EBITDA	n/a
EV / EBIT	129.29
EV / FCF	n/a

Financial Position

The company has a current ratio of 2.26, with a Debt / Equity ratio of 0.69.

Current Ratio	2.26
Quick Ratio	1.47
Debt / Equity	0.69
Debt / EBITDA	8.55
Debt / FCF	n/a
Interest Coverage	1.83

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	6.68%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

Income Tax	-26.49M
Effective Tax Rate	n/a

Stock Price Statistics

Beta (5Y)	n/a
52-Week Price Change	n/a
50-Day Moving Average	40.85
200-Day Moving Average	n/a
Relative Strength Index (RSI)	73.11
Average Volume (20 Days)	2,735,053

Short Selling Information

The latest short interest is 5.49 million, so 2.56% of the outstanding shares have been sold short.

Short Interest	5.49M
Short Previous Month	4.24M
Short % of Shares Out	2.56%
Short % of Float	4.30%
Short Ratio (days to cover)	0.78

Income Statement

In the last 12 months, FIGR had revenue of $382.60 million and earned $56.21 million in profits. Earnings per share was $0.26.

Revenue	382.60M
Gross Profit	382.60M
Operating Income	92.05M
Pretax Income	98.61M
Net Income	56.21M
EBITDA	n/a
EBIT	92.05M
Earnings Per Share (EPS)	$0.26

Balance Sheet

The company has $1.10 billion in cash and $809.12 million in debt, with a net cash position of $527.70 million or $2.47 per share.

Cash & Cash Equivalents	1.10B
Total Debt	809.12M
Net Cash	527.70M
Net Cash Per Share	$2.47
Equity (Book Value)	1.18B
Book Value Per Share	5.49
Working Capital	981.55M

Cash Flow

Operating Cash Flow	127.65M
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 100.00%, with operating and profit margins of 24.06% and 32.46%.

Gross Margin	100.00%
Operating Margin	24.06%
Pretax Margin	25.77%
Profit Margin	32.46%
EBITDA Margin	n/a
EBIT Margin	24.06%
FCF Margin	n/a

Dividends & Yields

FIGR does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	0.45%
FCF Yield	n/a

Analyst Forecast

The average price target for FIGR is $51.56, which is -11.23% lower than the current price. The consensus rating is "Buy".

Price Target	$51.56
Price Target Difference	-11.23%
Analyst Consensus	Buy
Analyst Count	9
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

FIGR has an Altman Z-Score of 5.69 and a Piotroski F-Score of 4.

Altman Z-Score	5.69
Piotroski F-Score	4