FIHL Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Premiums Earned	2,294	2,258	1,833	1,501	1,160
Investment Income	184	190.5	119.5	40.7	20.6
Net Gains on Investments	22.8	-28.6	4.9	-33.7	13.5
Total Other Revenues	-	-	1,639	1.9	1
Revenue	2,501	2,420	3,596	1,509	1,195
Revenue Growth (YoY)	3.33%	-32.71%	138.25%	26.33%	52.67%
Insurance Benefits & Claims	1,090	1,156	698.8	830.2	696.8
Policy Amortization Costs	990.1	999.7	723.8	384.4	250.1
Other Operating Expenses	97.8	95.9	86.8	186	133.4
Operating Income	322.8	168.6	2,087	108.8	114.5
Interest Expense	-47.7	-33.8	-35.5	-35.5	-35.4
Other Non-Operating Income (Expense)	0.5	1.6	-4.1	6.8	-0.4
Total Non-Operating Income (Expense)	-47.2	-32.2	-39.6	-28.7	-35.8
Pretax Income	275.6	136.4	2,047	80.1	78.7
Provision for Income Taxes	50.1	23.1	-85.3	17.8	0.4
Net Income	225.5	113.3	2,133	52.6	68.3
Minority Interest in Earnings	-	-	-	9.7	10
Net Income to Common	225.5	113.3	2,133	52.6	68.3
Net Income Growth	99.03%	-94.69%	3954.18%	-22.99%	-46.01%
Shares Outstanding (Basic)	106	115	114	194	195
Shares Outstanding (Diluted)	107	116	114	199	200
Shares Change (YoY)	-7.69%	1.14%	-42.64%	-0.53%	16.64%
EPS (Basic)	2.12	0.98	18.65	0.27	0.35
EPS (Diluted)	2.11	0.98	18.65	0.26	0.34
EPS Growth	115.31%	-94.75%	7073.08%	-23.53%	-54.05%
Shares Outstanding	96.65	111.73	117.92	-	-
Free Cash Flow	-409.5	613.6	488.8	722.6	338.7
Free Cash Flow Growth	-	25.53%	-32.36%	113.35%	7.83%
Free Cash Flow Per Share	-3.84	5.31	4.28	3.63	1.69
Dividends Per Share	0.500	0.400	-	-	-
Dividend Growth	25.00%	-	-	-	-
Operating Margin	12.91%	6.97%	58.03%	7.21%	9.58%
Profit Margin	9.02%	4.68%	59.30%	4.13%	6.55%
FCF Margin	-16.38%	25.36%	13.59%	47.87%	28.35%
EBITDA	303.6	154.6	2,087	112.7	119
EBITDA Margin	12.14%	6.39%	58.04%	7.47%	9.96%
EBIT	322.8	168.6	2,087	108.8	114.5
EBIT Margin	12.91%	6.97%	58.03%	7.21%	9.58%
Effective Tax Rate	18.18%	16.94%	-4.17%	22.22%	0.51%

Updated Feb 25, 2026. Data Source: Fiscal.ai. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q