Flagstar Bank, National Association (FLG)
NYSE: FLG · Real-Time Price · USD
13.51
+0.02 (0.15%)
Aug 21, 2026, 2:15 PM EDT - Market open
FLG Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 3,115 | 3,310 | 4,369 | 4,509 | 1,848 | 1,525 |
Interest Income on Investments | 1,004 | 1,156 | 1,584 | 982 | 244 | 164 |
Total Interest Income | 4,119 | 4,466 | 5,953 | 5,491 | 2,092 | 1,689 |
Interest Paid on Deposits | 1,829 | 2,132 | 2,576 | 1,758 | 383 | 114 |
Interest Paid on Borrowings | 515 | 613 | 1,225 | 656 | 313 | 286 |
Total Interest Expense | 2,344 | 2,745 | 3,801 | 2,414 | 696 | 400 |
Net Interest Income | 1,775 | 1,721 | 2,152 | 3,077 | 1,396 | 1,289 |
Net Interest Income Growth | -1.39% | -20.03% | -30.06% | 120.42% | 8.30% | 17.18% |
Gain (Loss) on Sale of Investments | 26 | 31 | - | - | - | - |
Other Non-Interest Income | 267 | 278 | 384 | 467 | 83 | 61 |
Total Non-Interest Income | 315 | 341 | 521 | 556 | 88 | 61 |
Non-Interest Income Growth | -27.42% | -34.55% | -6.30% | 531.82% | 44.26% | 0% |
Revenues Before Loan Losses | 2,090 | 2,062 | 2,673 | 3,633 | 1,484 | 1,350 |
Provision for Loan Losses | 59 | 184 | 1,092 | 833 | 133 | 3 |
| 2,031 | 1,878 | 1,581 | 2,800 | 1,351 | 1,347 | |
Revenue Growth | 19.19% | 18.79% | -43.54% | 107.25% | 0.30% | 22.57% |
Salaries and Employee Benefits | 878 | 915 | 1,209 | 1,102 | 325 | 272 |
Occupancy Expenses | 126 | 125 | 136 | 114 | 64 | 61 |
Federal Deposit Insurance | 130 | 169 | 313 | 126 | - | - |
Amortization of Goodwill & Intangibles | 100 | 107 | 136 | 126 | 5 | - |
Selling, General & Administrative | 679 | 704 | 938 | 757 | 215 | 185 |
Total Non-Interest Expense | 1,913 | 2,020 | 2,732 | 2,225 | 609 | 518 |
EBT Excluding Unusual Items | 118 | -142 | -1,151 | 575 | 742 | 829 |
Other Unusual Items | - | - | -121 | 2,131 | 159 | - |
Pretax Income | 84 | -198 | -1,378 | -50 | 826 | 806 |
Income Tax Expense | 36 | -21 | -260 | 29 | 176 | 210 |
Net Income | 48 | -177 | -1,118 | -79 | 650 | 596 |
Preferred Dividends & Other Adjustments | 33 | 33 | 35 | 38 | 41 | 40 |
Net Income to Common | 15 | -210 | -1,153 | -117 | 609 | 556 |
Net Income Growth | - | - | - | - | 9.53% | 17.80% |
Basic Shares Outstanding | 416 | 415 | 331 | 238 | 161 | 155 |
Diluted Shares Outstanding | 443 | 415 | 331 | 238 | 162 | 155 |
Shares Change | 9.83% | 25.59% | 39.02% | 47.10% | 4.41% | 0.29% |
EPS (Basic) | 0.04 | -0.51 | -3.49 | -0.49 | 3.78 | 3.60 |
EPS (Diluted) | 0.04 | -0.51 | -3.49 | -0.49 | 3.77 | 3.60 |
EPS Growth | - | - | - | - | 4.84% | 17.51% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 0.040 | 0.040 | 0.200 | 2.040 | 2.040 | 2.040 |
Dividend Growth | 0% | -80.00% | -90.20% | 0% | 0% | 0% |
Effective Tax Rate | 42.86% | - | - | - | 21.31% | 26.05% |