FLIC Statistics

Total Valuation

FLIC has a market cap or net worth of $279.55 million. The enterprise value is $695.46 million.

Market Cap	279.55M
Enterprise Value	695.46M

Important Dates

The next estimated earnings date is Thursday, April 24, 2025, after market close.

Earnings Date	Apr 24, 2025
Ex-Dividend Date	Mar 24, 2025

Share Statistics

FLIC has 22.64 million shares outstanding. The number of shares has increased by 0.07% in one year.

Current Share Class	22.64M
Shares Outstanding	22.64M
Shares Change (YoY)	+0.07%
Shares Change (QoQ)	+0.46%
Owned by Insiders (%)	5.38%
Owned by Institutions (%)	57.66%
Float	21.38M

Valuation Ratios

The trailing PE ratio is 16.39 and the forward PE ratio is 9.83.

PE Ratio	16.39
Forward PE	9.83
PS Ratio	3.26
Forward PS	2.82
PB Ratio	0.73
P/TBV Ratio	0.73
P/FCF Ratio	20.53
P/OCF Ratio	18.52
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	40.73
EV / Sales	8.19
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	51.58

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	33.92
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.50%.

Return on Equity (ROE)	4.50%
Return on Assets (ROA)	0.41%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$320,483
Profits Per Employee	$64,438
Employee Count	265
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

Income Tax	-312,000
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +11.63% in the last 52 weeks. The beta is 0.75, so FLIC's price volatility has been lower than the market average.

Beta (5Y)	0.75
52-Week Price Change	+11.63%
50-Day Moving Average	12.67
200-Day Moving Average	12.50
Relative Strength Index (RSI)	49.52
Average Volume (20 Days)	75,906

Short Selling Information

The latest short interest is 135,198, so 0.60% of the outstanding shares have been sold short.

Short Interest	135,198
Short Previous Month	94,684
Short % of Shares Out	0.60%
Short % of Float	0.63%
Short Ratio (days to cover)	1.94

Income Statement

In the last 12 months, FLIC had revenue of $84.93 million and earned $17.08 million in profits. Earnings per share was $0.75.

Revenue	84.93M
Gross Profit	84.93M
Operating Income	19.86M
Pretax Income	23.94M
Net Income	17.08M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.75

Full Income Statement

Balance Sheet

The company has $38.73 million in cash and $457.36 million in debt, giving a net cash position of -$418.63 million or -$18.49 per share.

Cash & Cash Equivalents	38.73M
Total Debt	457.36M
Net Cash	-418.63M
Net Cash Per Share	-$18.49
Equity (Book Value)	378.87M
Book Value Per Share	16.77
Working Capital	-3.47B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $14.95 million and capital expenditures -$1.47 million, giving a free cash flow of $13.48 million.

Operating Cash Flow	14.95M
Capital Expenditures	-1.47M
Free Cash Flow	13.48M
FCF Per Share	$0.60

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	23.38%
Pretax Margin	19.74%
Profit Margin	20.11%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	15.87%

Dividends & Yields

This stock pays an annual dividend of $0.84, which amounts to a dividend yield of 6.84%.

Dividend Per Share	$0.84
Dividend Yield	6.84%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	112.00%
Buyback Yield	-0.07%
Shareholder Yield	6.77%
Earnings Yield	6.17%
FCF Yield	4.87%

Dividend Details

Analyst Forecast

The average price target for FLIC is $13.00, which is 5.26% higher than the current price. The consensus rating is "Hold".

Price Target	$13.00
Price Target Difference	5.26%
Analyst Consensus	Hold
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on November 29, 2016. It was a forward split with a ratio of 1.5:1.

Last Split Date	Nov 29, 2016
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3