FLIC Statistics

Total Valuation

FLIC has a market cap or net worth of $265.51 million. The enterprise value is $573.55 million.

Market Cap	265.51M
Enterprise Value	573.55M

Important Dates

The last earnings date was Wednesday, April 30, 2025, after market close.

Earnings Date	Apr 30, 2025
Ex-Dividend Date	Mar 24, 2025

Share Statistics

FLIC has 22.64 million shares outstanding. The number of shares has increased by 0.18% in one year.

Current Share Class	22.64M
Shares Outstanding	22.64M
Shares Change (YoY)	+0.18%
Shares Change (QoQ)	-0.26%
Owned by Insiders (%)	5.41%
Owned by Institutions (%)	54.45%
Float	21.37M

Valuation Ratios

The trailing PE ratio is 16.00.

PE Ratio	16.00
Forward PE	n/a
PS Ratio	3.04
Forward PS	2.66
PB Ratio	0.68
P/TBV Ratio	0.68
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	34.98
EV / Sales	6.72
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.32%.

Return on Equity (ROE)	4.32%
Return on Assets (ROA)	0.39%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$322,128
Profits Per Employee	$61,875
Employee Count	265
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

Income Tax	-119,000
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +23.97% in the last 52 weeks. The beta is 0.86, so FLIC's price volatility has been lower than the market average.

Beta (5Y)	0.86
52-Week Price Change	+23.97%
50-Day Moving Average	11.91
200-Day Moving Average	12.64
Relative Strength Index (RSI)	53.69
Average Volume (20 Days)	64,863

Short Selling Information

The latest short interest is 165,640, so 0.73% of the outstanding shares have been sold short.

Short Interest	165,640
Short Previous Month	169,583
Short % of Shares Out	0.73%
Short % of Float	0.77%
Short Ratio (days to cover)	1.83

Income Statement

In the last 12 months, FLIC had revenue of $85.36 million and earned $16.40 million in profits. Earnings per share was $0.72.

Revenue	85.36M
Gross Profit	85.36M
Operating Income	19.60M
Pretax Income	23.94M
Net Income	16.40M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.72

Full Income Statement

Balance Sheet

The company has $67.56 million in cash and $380.35 million in debt, giving a net cash position of -$312.79 million or -$13.82 per share.

Cash & Cash Equivalents	67.56M
Total Debt	380.35M
Net Cash	-312.79M
Net Cash Per Share	-$13.82
Equity (Book Value)	382.84M
Book Value Per Share	16.91
Working Capital	-3.25B

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	22.96%
Pretax Margin	19.07%
Profit Margin	19.21%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.84, which amounts to a dividend yield of 7.16%.

Dividend Per Share	$0.84
Dividend Yield	7.16%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	112.00%
Buyback Yield	-0.18%
Shareholder Yield	7.12%
Earnings Yield	6.29%
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for FLIC is $16.56, which is 41.18% higher than the current price. The consensus rating is "Buy".

Price Target	$16.56
Price Target Difference	41.18%
Analyst Consensus	Buy
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on November 29, 2016. It was a forward split with a ratio of 1.5:1.

Last Split Date	Nov 29, 2016
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2