Finance of America Companies Inc. (FOA)

NYSE: FOA · Real-Time Price · USD

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21.76

+0.41 (1.92%)

At close: Feb 13, 2026, 4:00 PM EST

21.69

-0.07 (-0.32%)

After-hours: Feb 13, 2026, 7:00 PM EST

FOA Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	1,918	1,905	1,629	6.04	56.59	42.58
Total Interest Expense	1,698	1,677	1,391	118.65	142.06	123
Net Interest Income	219.74	228.43	238.26	-112.61	-85.47	-80.42
Commissions and Fees	28.67	29.24	43.45	81.82	547.44	389.87
Gain (Loss) on Sale of Loans & Receivables	0.3	0.3	-24.99	-5.93	855.86	1,179
Revenue Before Loan Losses	248.71	257.98	256.72	-36.73	1,318	1,488
Provision for Loan Losses	-69.59	-80.2	22.47	-89.49	-418.41	-311.7
Revenue	318.3	338.17	234.25	52.76	1,736	1,800
Revenue Growth (YoY)	-55.76%	44.36%	343.98%	-96.96%	-3.55%	101.92%
Salaries & Employee Benefits	136.6	133.61	170.79	199.97	1,007	868.27
Cost of Services Provided	190.99	169.17	175.35	171.33	535.44	405.99
Total Operating Expenses	366.28	341.73	388.51	413.33	1,542	1,274
Operating Income	-47.98	-3.56	-154.26	-360.56	194.16	525.89
EBT Excluding Unusual Items	-65.82	-10.49	-154.05	-328.57	199.41	519.76
Impairment of Goodwill	-	-	-	-	-1,294	-
Other Unusual Items	56.19	56.19	-	-	-	-
Pretax Income	-10.72	42.82	-166.84	-343	-1,196	500.26
Income Tax Expense	1.03	2.4	-0.59	-17.13	-19.53	2.34
Earnings From Continuing Ops.	-11.74	40.42	-166.25	-325.87	-1,177	497.91
Earnings From Discontinued Ops.	-2.67	-2.01	-18.8	-126.26	-	-
Net Income to Company	-14.41	38.41	-185.05	-452.13	-1,177	497.91
Minority Interest in Earnings	10.94	-22.92	104.96	261.45	924.74	20.48
Net Income	-3.47	15.49	-80.09	-190.68	-251.94	518.39
Preferred Dividends & Other Adjustments	-	-	-	-	119.86	-
Net Income to Common	-3.47	15.49	-80.09	-190.68	-371.8	518.39
Net Income Growth	-	-	-	-	-	852.71%
Shares Outstanding (Basic)	10	10	8	6	6	-
Shares Outstanding (Diluted)	10	23	8	19	19	-
Shares Change (YoY)	-48.48%	185.52%	-56.45%	-1.24%	-	-
EPS (Basic)	-0.35	1.57	-9.77	-30.61	-62.12	-
EPS (Diluted)	-0.35	1.27	-9.77	-22.53	-65.25	-
Free Cash Flow	-444.51	-423.82	-71.57	1,408	-114.72	-695.12
Free Cash Flow Per Share	-44.23	-18.11	-8.73	74.79	-6.02	-
Operating Margin	-15.07%	-1.05%	-65.85%	-683.38%	11.18%	29.21%
Profit Margin	-1.09%	4.58%	-34.19%	-361.40%	-21.41%	28.80%
Free Cash Flow Margin	-139.65%	-125.33%	-30.55%	2668.24%	-6.61%	-38.62%
Effective Tax Rate	-	5.60%	-	-	-	0.47%
Revenue as Reported	338.17	338.17	234.25	52.76	1,736	1,800

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.

SEC Filings: 10-K · 10-Q