FOA Statistics
Total Valuation
FOA has a market cap or net worth of $187.71 million. The enterprise value is $11.42 billion.
Important Dates
The next estimated earnings date is Tuesday, May 5, 2026, after market close.
| Earnings Date | May 5, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
FOA has 8.55 million shares outstanding. The number of shares has increased by 15.06% in one year.
| Current Share Class | 8.55M |
| Shares Outstanding | 8.55M |
| Shares Change (YoY) | +15.06% |
| Shares Change (QoQ) | -58.96% |
| Owned by Insiders (%) | 23.71% |
| Owned by Institutions (%) | 32.27% |
| Float | 3.87M |
Valuation Ratios
The trailing PE ratio is 5.57 and the forward PE ratio is 4.88.
| PE Ratio | 5.57 |
| Forward PE | 4.88 |
| PS Ratio | 0.38 |
| Forward PS | 0.35 |
| PB Ratio | 0.54 |
| P/TBV Ratio | 1.30 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 253.53 |
| EV / Sales | 22.95 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 8.08, with a Debt / Equity ratio of 28.61.
| Current Ratio | 8.08 |
| Quick Ratio | 8.01 |
| Debt / Equity | 28.61 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 30.81% and return on invested capital (ROIC) is 1.07%.
| Return on Equity (ROE) | 30.81% |
| Return on Assets (ROA) | 0.37% |
| Return on Invested Capital (ROIC) | 1.07% |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 0.22% |
| Revenue Per Employee | $634,489 |
| Profits Per Employee | $57,448 |
| Employee Count | 784 |
| Asset Turnover | 0.02 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FOA has paid $3.52 million in taxes.
| Income Tax | 3.52M |
| Effective Tax Rate | 3.11% |
Stock Price Statistics
The stock price has increased by +9.97% in the last 52 weeks. The beta is 1.71, so FOA's price volatility has been higher than the market average.
| Beta (5Y) | 1.71 |
| 52-Week Price Change | +9.97% |
| 50-Day Moving Average | 19.09 |
| 200-Day Moving Average | 22.64 |
| Relative Strength Index (RSI) | 72.00 |
| Average Volume (20 Days) | 96,737 |
Short Selling Information
The latest short interest is 660,523, so 7.72% of the outstanding shares have been sold short.
| Short Interest | 660,523 |
| Short Previous Month | 562,324 |
| Short % of Shares Out | 7.72% |
| Short % of Float | 17.06% |
| Short Ratio (days to cover) | 5.37 |
Income Statement
In the last 12 months, FOA had revenue of $497.44 million and earned $45.04 million in profits. Earnings per share was $3.83.
| Revenue | 497.44M |
| Gross Profit | 411.97M |
| Operating Income | 130.31M |
| Pretax Income | 113.10M |
| Net Income | 45.04M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.83 |
Full Income StatementBalance Sheet
The company has $89.50 million in cash and $11.32 billion in debt, with a net cash position of -$11.23 billion or -$1,313.26 per share.
| Cash & Cash Equivalents | 89.50M |
| Total Debt | 11.32B |
| Net Cash | -11.23B |
| Net Cash Per Share | -$1,313.26 |
| Equity (Book Value) | 395.63M |
| Book Value Per Share | 41.00 |
| Working Capital | 26.71B |
Full Balance SheetCash Flow
| Operating Cash Flow | -429.75M |
| Capital Expenditures | n/a |
| Depreciation & Amortization | 1.40M |
| Net Borrowing | -407.38M |
| Free Cash Flow | -429.75M |
| FCF Per Share | -$50.25 |
Full Cash Flow StatementMargins
Gross margin is 82.82%, with operating and profit margins of 26.20% and 9.09%.
| Gross Margin | 82.82% |
| Operating Margin | 26.20% |
| Pretax Margin | 22.74% |
| Profit Margin | 9.09% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
FOA does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -15.06% |
| Shareholder Yield | -15.06% |
| Earnings Yield | 23.99% |
| FCF Yield | -228.94% |
Analyst Forecast
The average price target for FOA is $26.00, which is 18.45% higher than the current price. The consensus rating is "Buy".
| Price Target | $26.00 |
| Price Target Difference | 18.45% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on July 26, 2024. It was a reverse split with a ratio of 1:10.
| Last Split Date | Jul 26, 2024 |
| Split Type | Reverse |
| Split Ratio | 1:10 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
