FOA Statistics
Total Valuation
FOA has a market cap or net worth of $178.90 million. The enterprise value is $11.77 billion.
Important Dates
The last earnings date was Tuesday, May 5, 2026, after market close.
| Earnings Date | May 5, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
FOA has 8.89 million shares outstanding. The number of shares has decreased by -15.20% in one year.
| Current Share Class | 8.89M |
| Shares Outstanding | 8.89M |
| Shares Change (YoY) | -15.20% |
| Shares Change (QoQ) | +143.69% |
| Owned by Insiders (%) | 22.86% |
| Owned by Institutions (%) | 31.31% |
| Float | 3.62M |
Valuation Ratios
The trailing PE ratio is 10.80 and the forward PE ratio is 4.39.
| PE Ratio | 10.80 |
| Forward PE | 4.39 |
| PS Ratio | 0.39 |
| Forward PS | 0.33 |
| PB Ratio | 0.49 |
| P/TBV Ratio | 1.00 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 377.09 |
| EV / Sales | 26.05 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 9.23, with a Debt / Equity ratio of 26.70.
| Current Ratio | 9.23 |
| Quick Ratio | 9.13 |
| Debt / Equity | 26.70 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 15.60% and return on invested capital (ROIC) is 0.53%.
| Return on Equity (ROE) | 15.60% |
| Return on Assets (ROA) | 0.21% |
| Return on Invested Capital (ROIC) | 0.53% |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 0.20% |
| Revenue Per Employee | $576,385 |
| Profits Per Employee | $39,811 |
| Employee Count | 784 |
| Asset Turnover | 0.01 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FOA has paid $2.67 million in taxes.
| Income Tax | 2.67M |
| Effective Tax Rate | 3.94% |
Stock Price Statistics
The stock price has decreased by -10.93% in the last 52 weeks. The beta is 1.70, so FOA's price volatility has been higher than the market average.
| Beta (5Y) | 1.70 |
| 52-Week Price Change | -10.93% |
| 50-Day Moving Average | 19.49 |
| 200-Day Moving Average | 22.19 |
| Relative Strength Index (RSI) | 50.06 |
| Average Volume (20 Days) | 60,660 |
Short Selling Information
The latest short interest is 607,858, so 6.84% of the outstanding shares have been sold short.
| Short Interest | 607,858 |
| Short Previous Month | 660,523 |
| Short % of Shares Out | 6.84% |
| Short % of Float | 16.80% |
| Short Ratio (days to cover) | 9.32 |
Income Statement
In the last 12 months, FOA had revenue of $451.89 million and earned $31.21 million in profits. Earnings per share was $1.86.
| Revenue | 451.89M |
| Gross Profit | 360.38M |
| Operating Income | 66.36M |
| Pretax Income | 67.66M |
| Net Income | 31.21M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.86 |
Full Income StatementBalance Sheet
The company has $107.66 million in cash and $11.70 billion in debt, with a net cash position of -$11.59 billion or -$1,303.61 per share.
| Cash & Cash Equivalents | 107.66M |
| Total Debt | 11.70B |
| Net Cash | -11.59B |
| Net Cash Per Share | -$1,303.61 |
| Equity (Book Value) | 438.11M |
| Book Value Per Share | 40.66 |
| Working Capital | 27.65B |
Full Balance SheetCash Flow
| Operating Cash Flow | -468.53M |
| Capital Expenditures | n/a |
| Depreciation & Amortization | 1.59M |
| Net Borrowing | -272.40M |
| Free Cash Flow | -468.53M |
| FCF Per Share | -$52.69 |
Full Cash Flow StatementMargins
Gross margin is 79.75%, with operating and profit margins of 14.68% and 7.20%.
| Gross Margin | 79.75% |
| Operating Margin | 14.68% |
| Pretax Margin | 14.97% |
| Profit Margin | 7.20% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
FOA does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 15.20% |
| Shareholder Yield | 15.20% |
| Earnings Yield | 17.52% |
| FCF Yield | -262.93% |
Analyst Forecast
The average price target for FOA is $25.00, which is 24.25% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $25.00 |
| Price Target Difference | 24.25% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on July 26, 2024. It was a reverse split with a ratio of 1:10.
| Last Split Date | Jul 26, 2024 |
| Split Type | Reverse |
| Split Ratio | 1:10 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
