Finance of America Companies Inc. (FOA)
NYSE: FOA · Real-Time Price · USD
25.73
+0.27 (1.06%)
Jul 10, 2026, 4:00 PM EDT - Market closed

FOA Statistics

Total Valuation

FOA has a market cap or net worth of $229.94 million. The enterprise value is $11.82 billion.

Market Cap229.94M
Enterprise Value 11.82B

Important Dates

The next estimated earnings date is Tuesday, August 4, 2026, after market close.

Earnings Date Aug 4, 2026
Ex-Dividend Date n/a

Share Statistics

FOA has 8.94 million shares outstanding. The number of shares has decreased by -15.20% in one year.

Current Share Class 8.94M
Shares Outstanding 8.94M
Shares Change (YoY) -15.20%
Shares Change (QoQ) +143.69%
Owned by Insiders (%) 22.52%
Owned by Institutions (%) 31.36%
Float 3.64M

Valuation Ratios

The trailing PE ratio is 13.86 and the forward PE ratio is 5.63.

PE Ratio 13.86
Forward PE 5.63
PS Ratio 0.51
Forward PS 0.46
PB Ratio 0.63
P/TBV Ratio 1.30
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 378.74
EV / Sales 26.16
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

The company has a current ratio of 9.23, with a Debt / Equity ratio of 26.70.

Current Ratio 9.23
Quick Ratio 9.13
Debt / Equity 26.70
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 15.60% and return on invested capital (ROIC) is 0.53%.

Return on Equity (ROE) 15.60%
Return on Assets (ROA) 0.21%
Return on Invested Capital (ROIC) 0.53%
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 0.25%
Revenue Per Employee $576,385
Profits Per Employee $39,811
Employee Count784
Asset Turnover 0.01
Inventory Turnover n/a

Taxes

In the past 12 months, FOA has paid $2.67 million in taxes.

Income Tax 2.67M
Effective Tax Rate 3.94%

Stock Price Statistics

The stock price has increased by +7.25% in the last 52 weeks. The beta is 1.63, so FOA's price volatility has been higher than the market average.

Beta (5Y) 1.63
52-Week Price Change +7.25%
50-Day Moving Average 21.27
200-Day Moving Average 21.54
Relative Strength Index (RSI) 65.26
Average Volume (20 Days) 66,332

Short Selling Information

The latest short interest is 582,135, so 6.51% of the outstanding shares have been sold short.

Short Interest 582,135
Short Previous Month 590,280
Short % of Shares Out 6.51%
Short % of Float 16.00%
Short Ratio (days to cover) 11.75

Income Statement

In the last 12 months, FOA had revenue of $451.89 million and earned $31.21 million in profits. Earnings per share was $1.86.

Revenue451.89M
Gross Profit 360.38M
Operating Income 66.36M
Pretax Income 67.66M
Net Income 31.21M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $1.86
Full Income Statement

Balance Sheet

The company has $107.66 million in cash and $11.70 billion in debt, with a net cash position of -$11.59 billion or -$1,297.08 per share.

Cash & Cash Equivalents 107.66M
Total Debt 11.70B
Net Cash -11.59B
Net Cash Per Share -$1,297.08
Equity (Book Value) 438.11M
Book Value Per Share 40.66
Working Capital 27.65B
Full Balance Sheet

Cash Flow

Operating Cash Flow -468.53M
Capital Expenditures n/a
Depreciation & Amortization 1.59M
Net Borrowing -272.40M
Free Cash Flow -468.53M
FCF Per Share -$52.43
Full Cash Flow Statement

Margins

Gross margin is 79.75%, with operating and profit margins of 14.68% and 7.20%.

Gross Margin 79.75%
Operating Margin 14.68%
Pretax Margin 14.97%
Profit Margin 7.20%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

FOA does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 15.20%
Shareholder Yield 15.20%
Earnings Yield 13.57%
FCF Yield -203.76%

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (3Y) n/a
EPS Growth Forecast (3Y) n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 26, 2024. It was a reverse split with a ratio of 1:10.

Last Split Date Jul 26, 2024
Split Type Reverse
Split Ratio 1:10

Scores

Altman Z-Score n/a
Piotroski F-Score 3