Finance of America Companies Inc. (FOA)
NYSE: FOA · Real-Time Price · USD
20.05
-0.23 (-1.13%)
At close: Aug 21, 2026, 4:00 PM EDT
20.01
-0.04 (-0.20%)
After-hours: Aug 21, 2026, 7:30 PM EDT

FOA Statistics

Total Valuation

FOA has a market cap or net worth of $184.82 million. The enterprise value is $12.17 billion.

Market Cap184.82M
Enterprise Value 12.17B

Important Dates

The last earnings date was Tuesday, August 4, 2026, after market close.

Earnings Date Aug 4, 2026
Ex-Dividend Date n/a

Share Statistics

FOA has 9.22 million shares outstanding. The number of shares has decreased by -68.17% in one year.

Current Share Class 9.22M
Shares Outstanding 9.22M
Shares Change (YoY) -68.17%
Shares Change (QoQ) -11.63%
Owned by Insiders (%) 22.23%
Owned by Institutions (%) 29.66%
Float 3.50M

Valuation Ratios

PE Ratio n/a
Forward PE 3.96
PS Ratio 0.55
Forward PS 0.34
PB Ratio 0.52
P/TBV Ratio 1.00
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales 36.12
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

The company has a current ratio of 10.62, with a Debt / Equity ratio of 29.68.

Current Ratio 10.62
Quick Ratio 10.50
Debt / Equity 29.68
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is -9.93% and return on invested capital (ROIC) is -0.53%.

Return on Equity (ROE) -9.93%
Return on Assets (ROA) -0.13%
Return on Invested Capital (ROIC) -0.53%
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 0.20%
Revenue Per Employee $429,835
Profits Per Employee -$3,551
Employee Count784
Asset Turnover 0.01
Inventory Turnover n/a

Taxes

Income Tax -41.67M
Effective Tax Rate n/a

Stock Price Statistics

The stock price has decreased by -25.30% in the last 52 weeks. The beta is 1.69, so FOA's price volatility has been higher than the market average.

Beta (5Y) 1.69
52-Week Price Change -25.30%
50-Day Moving Average 23.11
200-Day Moving Average 21.62
Relative Strength Index (RSI) 34.33
Average Volume (20 Days) 48,747

Short Selling Information

The latest short interest is 517,081, so 5.61% of the outstanding shares have been sold short.

Short Interest 517,081
Short Previous Month 555,911
Short % of Shares Out 5.61%
Short % of Float 14.76%
Short Ratio (days to cover) 8.32

Income Statement

In the last 12 months, FOA had revenue of $336.99 million and -$2.78 million in losses. Loss per share was -$3.14.

Revenue336.99M
Gross Profit 239.70M
Operating Income -64.97M
Pretax Income -85.35M
Net Income -2.78M
EBITDA n/a
EBIT n/a
Loss Per Share -$3.14
Full Income Statement

Balance Sheet

The company has $85.28 million in cash and $12.07 billion in debt, with a net cash position of -$11.99 billion or -$1,300.46 per share.

Cash & Cash Equivalents 85.28M
Total Debt 12.07B
Net Cash -11.99B
Net Cash Per Share -$1,300.46
Equity (Book Value) 406.71M
Book Value Per Share 38.79
Working Capital 33.56B
Full Balance Sheet

Cash Flow

Operating Cash Flow -555.32M
Capital Expenditures n/a
Depreciation & Amortization 1.86M
Net Borrowing -23.93M
Free Cash Flow -555.32M
FCF Per Share -$60.24
Full Cash Flow Statement

Margins

Gross margin is 71.13%, with operating and profit margins of -19.28% and -0.10%.

Gross Margin 71.13%
Operating Margin -19.28%
Pretax Margin -25.33%
Profit Margin -0.10%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

FOA does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 68.17%
Shareholder Yield 68.17%
Earnings Yield -1.51%
FCF Yield -300.46%

Analyst Forecast

The average price target for FOA is $31.00, which is 54.61% higher than the current price. The consensus rating is "Buy".

Price Target $31.00
Price Target Difference 54.61%
Analyst Consensus Buy
Analyst Count 3
Revenue Growth Forecast (3Y) n/a
EPS Growth Forecast (3Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a

Stock Splits

The last stock split was on July 26, 2024. It was a reverse split with a ratio of 1:10.

Last Split Date Jul 26, 2024
Split Type Reverse
Split Ratio 1:10

Scores

Altman Z-Score n/a
Piotroski F-Score 1