Finance of America Companies Inc. (FOA)

FOA Statistics

Total Valuation

FOA has a market cap or net worth of $184.74 million. The enterprise value is $11.51 billion.

Market Cap	184.74M
Enterprise Value	11.51B

Important Dates

The last earnings date was Tuesday, November 4, 2025, after market close.

Earnings Date	Nov 4, 2025
Ex-Dividend Date	n/a

Share Statistics

FOA has 7.89 million shares outstanding. The number of shares has decreased by -48.48% in one year.

Current Share Class	7.89M
Shares Outstanding	7.89M
Shares Change (YoY)	-48.48%
Shares Change (QoQ)	-36.17%
Owned by Insiders (%)	22.55%
Owned by Institutions (%)	34.86%
Float	550,650

Valuation Ratios

PE Ratio	n/a
Forward PE	5.81
PS Ratio	0.76
Forward PS	0.42
PB Ratio	0.67
P/TBV Ratio	2.01
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	36.17
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 22.98, with a Debt / Equity ratio of 31.25.

Current Ratio	22.98
Quick Ratio	22.71
Debt / Equity	31.25
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -2.86%.

Return on Equity (ROE)	-2.86%
Return on Assets (ROA)	-0.04%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$422,704
Profits Per Employee	-$4,610
Employee Count	753
Asset Turnover	0.01
Inventory Turnover	n/a

Taxes

In the past 12 months, FOA has paid $1.03 million in taxes.

Income Tax	1.03M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +6.02% in the last 52 weeks. The beta is 1.64, so FOA's price volatility has been higher than the market average.

Beta (5Y)	1.64
52-Week Price Change	+6.02%
50-Day Moving Average	22.82
200-Day Moving Average	22.86
Relative Strength Index (RSI)	54.39
Average Volume (20 Days)	94,549

Short Selling Information

The latest short interest is 831,986, so 10.54% of the outstanding shares have been sold short.

Short Interest	831,986
Short Previous Month	644,114
Short % of Shares Out	10.54%
Short % of Float	n/a
Short Ratio (days to cover)	6.66

Income Statement

In the last 12 months, FOA had revenue of $318.30 million and -$3.47 million in losses. Loss per share was -$0.35.

Revenue	318.30M
Gross Profit	225.86M
Operating Income	-47.98M
Pretax Income	-10.72M
Net Income	-3.47M
EBITDA	n/a
EBIT	n/a
Loss Per Share	-$0.35

Balance Sheet

The company has $109.79 million in cash and $11.43 billion in debt, giving a net cash position of -$11.32 billion or -$1,434.83 per share.

Cash & Cash Equivalents	109.79M
Total Debt	11.43B
Net Cash	-11.32B
Net Cash Per Share	-$1,434.83
Equity (Book Value)	365.83M
Book Value Per Share	35.91
Working Capital	29.07B

Cash Flow

Operating Cash Flow	-444.51M
Capital Expenditures	n/a
Free Cash Flow	-444.51M
FCF Per Share	-$56.33

Margins

Gross margin is 70.96%, with operating and profit margins of -15.07% and -1.09%.

Gross Margin	70.96%
Operating Margin	-15.07%
Pretax Margin	-3.37%
Profit Margin	-1.09%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

FOA does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	48.48%
Shareholder Yield	48.48%
Earnings Yield	-1.83%
FCF Yield	-234.60%

Analyst Forecast

The average price target for FOA is $27.50, which is 17.47% higher than the current price. The consensus rating is "Buy".

Price Target	$27.50
Price Target Difference	17.47%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

The last stock split was on July 26, 2024. It was a reverse split with a ratio of 1:10.

Last Split Date	Jul 26, 2024
Split Type	Reverse
Split Ratio	1:10

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a