Finance of America Companies Inc. (FOA)
NYSE: FOA · Real-Time Price · USD
23.16
-0.56 (-2.36%)
Jan 23, 2026, 4:00 PM EST - Market closed

FOA Statistics

Total Valuation

FOA has a market cap or net worth of $219.92 million. The enterprise value is $11.54 billion.

Market Cap219.92M
Enterprise Value 11.54B

Important Dates

The next estimated earnings date is Tuesday, March 10, 2026, after market close.

Earnings Date Mar 10, 2026
Ex-Dividend Date n/a

Share Statistics

FOA has 9.50 million shares outstanding. The number of shares has decreased by -48.48% in one year.

Current Share Class 9.50M
Shares Outstanding 9.50M
Shares Change (YoY) -48.48%
Shares Change (QoQ) -36.17%
Owned by Insiders (%) 18.70%
Owned by Institutions (%) 33.36%
Float 4.38M

Valuation Ratios

PE Ratio n/a
Forward PE 5.92
PS Ratio 0.73
Forward PS 0.45
PB Ratio 0.65
P/TBV Ratio 2.33
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales 36.26
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

The company has a current ratio of 22.98, with a Debt / Equity ratio of 31.25.

Current Ratio 22.98
Quick Ratio 22.71
Debt / Equity 31.25
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is -2.86% and return on invested capital (ROIC) is -0.41%.

Return on Equity (ROE) -2.86%
Return on Assets (ROA) -0.04%
Return on Invested Capital (ROIC) -0.41%
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 0.25%
Revenue Per Employee $422,704
Profits Per Employee -$4,610
Employee Count753
Asset Turnover 0.01
Inventory Turnover n/a

Taxes

In the past 12 months, FOA has paid $1.03 million in taxes.

Income Tax 1.03M
Effective Tax Rate n/a

Stock Price Statistics

The stock price has decreased by -12.41% in the last 52 weeks. The beta is 1.63, so FOA's price volatility has been higher than the market average.

Beta (5Y) 1.63
52-Week Price Change -12.41%
50-Day Moving Average 23.35
200-Day Moving Average 23.06
Relative Strength Index (RSI) 46.27
Average Volume (20 Days) 119,899

Short Selling Information

The latest short interest is 709,922, so 7.48% of the outstanding shares have been sold short.

Short Interest 709,922
Short Previous Month 892,782
Short % of Shares Out 7.48%
Short % of Float 16.20%
Short Ratio (days to cover) 5.24

Income Statement

In the last 12 months, FOA had revenue of $318.30 million and -$3.47 million in losses. Loss per share was -$0.35.

Revenue318.30M
Gross Profit 225.86M
Operating Income -47.98M
Pretax Income -10.72M
Net Income -3.47M
EBITDA n/a
EBIT n/a
Loss Per Share -$0.35
Full Income Statement

Balance Sheet

The company has $109.79 million in cash and $11.43 billion in debt, with a net cash position of -$11.32 billion or -$1,192.43 per share.

Cash & Cash Equivalents 109.79M
Total Debt 11.43B
Net Cash -11.32B
Net Cash Per Share -$1,192.43
Equity (Book Value) 365.83M
Book Value Per Share 35.91
Working Capital 29.07B
Full Balance Sheet

Cash Flow

Operating Cash Flow -444.51M
Capital Expenditures n/a
Free Cash Flow -444.51M
FCF Per Share -$46.81
Full Cash Flow Statement

Margins

Gross margin is 70.96%, with operating and profit margins of -15.07% and -1.09%.

Gross Margin 70.96%
Operating Margin -15.07%
Pretax Margin -3.37%
Profit Margin -1.09%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

FOA does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 48.48%
Shareholder Yield 48.48%
Earnings Yield -1.58%
FCF Yield -202.13%

Analyst Forecast

The average price target for FOA is $29.75, which is 28.45% higher than the current price. The consensus rating is "Buy".

Price Target $29.75
Price Target Difference 28.45%
Analyst Consensus Buy
Analyst Count 2
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a

Stock Splits

The last stock split was on July 26, 2024. It was a reverse split with a ratio of 1:10.

Last Split Date Jul 26, 2024
Split Type Reverse
Split Ratio 1:10

Scores

Altman Z-Score n/a
Piotroski F-Score n/a