FOA Statistics
Total Valuation
FOA has a market cap or net worth of $255.36 million. The enterprise value is $10.79 billion.
Important Dates
The next estimated earnings date is Tuesday, August 5, 2025, after market close.
| Earnings Date | Aug 5, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
FOA has 11.06 million shares outstanding. The number of shares has increased by 216.73% in one year.
| Current Share Class | 11.06M |
| Shares Outstanding | 11.06M |
| Shares Change (YoY) | +216.73% |
| Shares Change (QoQ) | +203.78% |
| Owned by Insiders (%) | 15.94% |
| Owned by Institutions (%) | 22.61% |
| Float | 3.80M |
Valuation Ratios
The trailing PE ratio is 5.32 and the forward PE ratio is 6.99.
| PE Ratio | 5.32 |
| Forward PE | 6.99 |
| PS Ratio | 0.50 |
| Forward PS | 0.60 |
| PB Ratio | 0.78 |
| P/TBV Ratio | 3.02 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 202.69 |
| EV / Sales | 25.14 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 15.56, with a Debt / Equity ratio of 26.81.
| Current Ratio | 15.56 |
| Quick Ratio | 15.46 |
| Debt / Equity | 26.81 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 41.79%.
| Return on Equity (ROE) | 41.79% |
| Return on Assets (ROA) | 0.47% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $569,965 |
| Profits Per Employee | $70,697 |
| Employee Count | 753 |
| Asset Turnover | 0.01 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FOA has paid $4.34 million in taxes.
| Income Tax | 4.34M |
| Effective Tax Rate | 3.09% |
Stock Price Statistics
The stock price has increased by +319.82% in the last 52 weeks. The beta is 1.44, so FOA's price volatility has been higher than the market average.
| Beta (5Y) | 1.44 |
| 52-Week Price Change | +319.82% |
| 50-Day Moving Average | 21.26 |
| 200-Day Moving Average | 20.27 |
| Relative Strength Index (RSI) | 58.91 |
| Average Volume (20 Days) | 93,994 |
Short Selling Information
The latest short interest is 654,983, so 5.92% of the outstanding shares have been sold short.
| Short Interest | 654,983 |
| Short Previous Month | 664,689 |
| Short % of Shares Out | 5.92% |
| Short % of Float | 17.25% |
| Short Ratio (days to cover) | 9.48 |
Income Statement
In the last 12 months, FOA had revenue of $429.18 million and earned $53.24 million in profits. Earnings per share was $3.94.
| Revenue | 429.18M |
| Gross Profit | 359.42M |
| Operating Income | 92.40M |
| Pretax Income | -12.39M |
| Net Income | 53.24M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.94 |
Full Income StatementBalance Sheet
The company has $52.02 million in cash and $10.59 billion in debt, giving a net cash position of -$10.54 billion or -$952.60 per share.
| Cash & Cash Equivalents | 52.02M |
| Total Debt | 10.59B |
| Net Cash | -10.54B |
| Net Cash Per Share | -$952.60 |
| Equity (Book Value) | 394.89M |
| Book Value Per Share | 27.27 |
| Working Capital | 27.45B |
Full Balance SheetCash Flow
| Operating Cash Flow | -383.65M |
| Capital Expenditures | n/a |
| Free Cash Flow | -383.65M |
| FCF Per Share | -$34.69 |
Full Cash Flow StatementMargins
Gross margin is 83.74%, with operating and profit margins of 21.53% and 12.40%.
| Gross Margin | 83.74% |
| Operating Margin | 21.53% |
| Pretax Margin | 32.69% |
| Profit Margin | 12.40% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
FOA does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -216.73% |
| Shareholder Yield | -216.73% |
| Earnings Yield | 20.85% |
| FCF Yield | -150.24% |
Analyst Forecast
The average price target for FOA is $26.25, which is 13.69% higher than the current price. The consensus rating is "Buy".
| Price Target | $26.25 |
| Price Target Difference | 13.69% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on July 26, 2024. It was a reverse split with a ratio of 0.1:1.
| Last Split Date | Jul 26, 2024 |
| Split Type | Reverse |
| Split Ratio | 0.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
