FOA Statistics

Total Valuation

FOA has a market cap or net worth of $242.86 million. The enterprise value is $10.78 billion.

Market Cap	242.86M
Enterprise Value	10.78B

Important Dates

The last earnings date was Tuesday, May 6, 2025, after market close.

Earnings Date	May 6, 2025
Ex-Dividend Date	n/a

Share Statistics

FOA has 11.06 million shares outstanding.

Current Share Class	11.06M
Shares Outstanding	11.06M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	15.95%
Owned by Institutions (%)	22.63%
Float	3.79M

Valuation Ratios

The trailing PE ratio is 5.47 and the forward PE ratio is 7.19.

PE Ratio	5.47
Forward PE	7.19
PS Ratio	0.51
Forward PS	0.63
PB Ratio	0.81
P/TBV Ratio	2.87
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	202.46
EV / Sales	25.11
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 15.56, with a Debt / Equity ratio of 26.81.

Current Ratio	15.56
Quick Ratio	15.46
Debt / Equity	26.81
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 41.79%.

Return on Equity (ROE)	41.79%
Return on Assets (ROA)	0.47%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$569,965
Profits Per Employee	$70,697
Employee Count	753
Asset Turnover	0.01
Inventory Turnover	n/a

Taxes

In the past 12 months, FOA has paid $4.34 million in taxes.

Income Tax	4.34M
Effective Tax Rate	3.09%

Stock Price Statistics

The stock price has increased by +273.28% in the last 52 weeks. The beta is 1.44, so FOA's price volatility has been higher than the market average.

Beta (5Y)	1.44
52-Week Price Change	+273.28%
50-Day Moving Average	20.74
200-Day Moving Average	18.94
Relative Strength Index (RSI)	54.45
Average Volume (20 Days)	86,375

Short Selling Information

The latest short interest is 664,689, so 6.01% of the outstanding shares have been sold short.

Short Interest	664,689
Short Previous Month	656,136
Short % of Shares Out	6.01%
Short % of Float	17.52%
Short Ratio (days to cover)	8.10

Income Statement

In the last 12 months, FOA had revenue of $429.18 million and earned $53.24 million in profits. Earnings per share was $3.94.

Revenue	429.18M
Gross Profit	359.42M
Operating Income	92.40M
Pretax Income	-12.39M
Net Income	53.24M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.94

Full Income Statement

Balance Sheet

The company has $52.02 million in cash and $10.59 billion in debt, giving a net cash position of -$10.54 billion or -$952.60 per share.

Cash & Cash Equivalents	52.02M
Total Debt	10.59B
Net Cash	-10.54B
Net Cash Per Share	-$952.60
Equity (Book Value)	394.89M
Book Value Per Share	27.27
Working Capital	27.45B

Full Balance Sheet

Cash Flow

Operating Cash Flow	-383.65M
Capital Expenditures	n/a
Free Cash Flow	-383.65M
FCF Per Share	-$34.69

Full Cash Flow Statement

Margins

Gross margin is 83.74%, with operating and profit margins of 21.53% and 12.40%.

Gross Margin	83.74%
Operating Margin	21.53%
Pretax Margin	32.69%
Profit Margin	12.40%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

FOA does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	21.92%
FCF Yield	-157.97%

Analyst Forecast

The average price target for FOA is $26.25, which is 19.54% higher than the current price. The consensus rating is "Buy".

Price Target	$26.25
Price Target Difference	19.54%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on July 26, 2024. It was a reverse split with a ratio of 0.1:1.

Last Split Date	Jul 26, 2024
Split Type	Reverse
Split Ratio	0.1:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3