First Merchants Corporation (FRME)

First Merchants Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	-	201.4	223.79	222.09	205.53
Depreciation & Amortization	-	26.85	11.71	11.82	10.7
Gain (Loss) on Sale of Assets	-	-19.98	-	-	-
Gain (Loss) on Sale of Investments	-	20.76	6.93	-1.19	-5.67
Provision for Credit Losses	-	35.7	3.5	16.76	-
Net Decrease (Increase) in Loans Originated / Sold - Operating	-	12.35	-1.36	14.42	9
Accrued Interest Receivable	-	5.84	-12.59	-20.7	-3.24
Change in Other Net Operating Assets	-	-5.66	-5.32	-5.21	-4.87
Other Operating Activities	-	-3.6	17.52	33.27	8.9
Operating Cash Flow	-	266.21	258.83	284.29	215.34
Operating Cash Flow Growth	-	2.85%	-8.95%	32.02%	5.65%
Cash Acquisitions	-	-	-	137.78	-2.93
Investment in Securities	-	408.45	189.09	556.22	-1,484
Divestitures	-	-243.5	-	-	-
Net Decrease (Increase) in Loans Originated / Sold - Investing	-	-414.42	-508.47	-1,166	17.58
Other Investing Activities	-	-2.95	-25.04	8.87	-7.93
Investing Cash Flow	-	-252.42	-344.43	-462.69	-1,477
Long-Term Debt Issued	-	639.12	834.03	1,818	45.54
Long-Term Debt Repaid	-	-509.71	-1,119	-1,333	-96.2
Net Debt Issued (Repaid)	-	129.41	-285.17	485.5	-50.66
Issuance of Common Stock	-	3.82	4.04	3.12	2.68
Repurchase of Common Stock	-	-56.17	-	-	-25.44
Common Dividends Paid	-	-81.62	-80.06	-72.75	-61.23
Preferred Dividends Paid	-	-1.88	-1.88	-1.41	-
Total Dividends Paid	-	-83.5	-81.94	-74.15	-61.23
Net Increase (Decrease) in Deposit Accounts	-	-32.38	438.71	-280.62	1,371
Financing Cash Flow	-	-38.82	75.65	133.84	1,236
Net Cash Flow	-	-25.03	-9.95	-44.55	-25.75
Cash Interest Paid	-	429.7	337.1	80.04	36.48
Cash Income Tax Paid	-	7.63	34.84	13.82	31.17

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q