First Merchants Corporation (FRME)
NASDAQ: FRME · Real-Time Price · USD
40.90
-0.04 (-0.10%)
Nov 13, 2026, 4:00 PM EST - Market closed
First Merchants Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 197.52 | 226 | 201.4 | 223.79 | 222.09 | 205.53 |
Depreciation & Amortization | 33.64 | 29.42 | 26.85 | 11.71 | 11.82 | 10.7 |
Gain (Loss) on Sale of Assets | - | - | -19.98 | - | - | - |
Gain (Loss) on Sale of Investments | - | 0.01 | 20.76 | 6.93 | -1.19 | -5.67 |
Provision for Credit Losses | 48.35 | 21.25 | 35.7 | 3.5 | 16.76 | - |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 18.48 | 14.67 | 12.35 | -1.36 | 14.42 | 9 |
Accrued Interest Receivable | 0.82 | -1.55 | 5.84 | -12.59 | -20.7 | -3.24 |
Change in Other Net Operating Assets | -8.4 | -6.52 | -5.66 | -5.32 | -5.21 | -4.87 |
Other Operating Activities | -2.68 | 4.76 | -3.6 | 17.52 | 33.27 | 8.9 |
Operating Cash Flow | 305.74 | 283.65 | 266.21 | 258.83 | 284.29 | 215.34 |
Operating Cash Flow Growth | 13.05% | 6.55% | 2.85% | -8.95% | 32.02% | 5.65% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Acquisitions | 29.92 | - | - | - | 137.78 | -2.93 |
Investment in Securities | 284.94 | 199.71 | 408.45 | 189.09 | 556.22 | -1,484 |
Divestitures | - | - | -243.5 | - | - | - |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -329.98 | -965.56 | -414.42 | -508.47 | -1,166 | 17.58 |
Other Investing Activities | -10.68 | -7.97 | -2.95 | -25.04 | 8.87 | -7.93 |
Investing Cash Flow | -25.8 | -773.82 | -252.42 | -344.43 | -462.69 | -1,477 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 854.15 | 639.12 | 834.03 | 1,818 | 45.54 |
Long-Term Debt Repaid | - | -1,012 | -509.71 | -1,119 | -1,333 | -96.2 |
Net Debt Issued (Repaid) | -501.21 | -158.25 | 129.41 | -285.17 | 485.5 | -50.66 |
Issuance of Common Stock | 3.66 | 3.42 | 3.82 | 4.04 | 3.12 | 2.68 |
Repurchase of Common Stock | -60.71 | -46.89 | -56.17 | - | - | -25.44 |
Common Dividends Paid | -90.11 | -82.91 | -81.62 | -80.06 | -72.75 | -61.23 |
Preferred Dividends Paid | -1.88 | -1.88 | -1.88 | -1.88 | -1.41 | - |
Total Dividends Paid | -91.99 | -84.79 | -83.5 | -81.94 | -74.15 | -61.23 |
Net Increase (Decrease) in Deposit Accounts | 368.82 | 773.23 | -32.38 | 438.71 | -280.62 | 1,371 |
Financing Cash Flow | -281.43 | 486.72 | -38.82 | 75.65 | 133.84 | 1,236 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -1.49 | -3.46 | -25.03 | -9.95 | -44.55 | -25.75 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 401.57 | 386.65 | 429.7 | 337.1 | 80.04 | 36.48 |
Cash Income Tax Paid | 7.75 | 20.75 | 7.63 | 34.84 | 13.82 | 31.17 |