First US Bancshares, Inc. (FUSB)
Stock Price Chart
Key Info
| Market Cap | 47.46M |
| Revenue (ttm) | 38.45M |
| Net Income (ttm) | 3.58M |
| Shares Out | 6.18M |
| EPS (ttm) | 0.53 |
| PE Ratio | 14.50 |
| Forward PE | n/a |
| Dividend | $0.12 |
| Dividend Yield | 1.56% |
Stock Quote
| Trading Day | Oct 20, 2020 |
| Last Price | $7.68 |
| Previous Close | $7.65 |
| Change ($) | 0.03 |
| Change (%) | 0.44% |
| Day's Open | 7.44 |
| Day's Range | 7.44 - 7.68 |
| Day's Volume | 576 |
| 52-Week Range | 5.18 - 12.00 |
More Stats
| Market Cap | 47.46M |
| Enterprise Value | n/a |
| Earnings Date (est) | n/a |
| Ex-Dividend Date | Sep 10, 2020 |
| Shares Outstanding | 6.18M |
| Float | 5.74M |
| EPS (basic) | 0.56 |
| EPS (diluted) | 0.53 |
| FCF / Share | 1.21 |
| Dividend | $0.12 |
| Dividend Yield | 1.56% |
| Earnings Yield | 6.90% |
| FCF Yield | 15.62% |
| Payout Ratio | 19.60% |
| Shares Short | 6,032 |
| Short Ratio | 1.88 |
| Short % of Float | 0.11% |
| Beta | 1.54 |
| PE Ratio | 14.50 |
| Forward PE | n/a |
| P/FCF Ratio | 6.40 |
| PS Ratio | 1.23 |
| PB Ratio | 0.51 |
| Revenue | 38.45M |
| Operating Income | 4.55M |
| Net Income | 3.58M |
| Free Cash Flow | 7.41M |
| Net Cash | 98.01M |
| Net Cash / Share | 15.87 |
| Gross Margin | 103.18% |
| Operating Margin | 11.84% |
| Profit Margin | 9.30% |
| FCF Margin | 19.28% |
| ROA | 0.44% |
| ROE | 4.23% |
| ROIC | 0.60% |
Analyst Summary
Analyst Consensus: n/a
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 39.59 | 35.78 | 31.07 | 29.89 | 31.92 | 33.97 | 36.24 | 35.42 | 25.25 | 25.79 |
| Revenue Growth | 10.67% | 15.14% | 3.96% | -6.37% | -6.03% | -6.25% | 2.3% | 40.28% | -2.08% | - |
| Gross Profit | 39.59 | 35.78 | 31.07 | 29.89 | 31.92 | 33.97 | 36.24 | 35.42 | 25.25 | 25.79 |
| Operating Income | 5.81 | 3.39 | 2.62 | 1.39 | 3.55 | 5.38 | 5.44 | 2.94 | -15.03 | -6.33 |
| Net Income | 4.57 | 2.49 | -0.41 | 1.22 | 2.60 | 3.55 | 3.93 | 2.20 | -9.07 | -3.18 |
| Shares Outstanding | 6.22 | 6.30 | 6.08 | 6.04 | 6.04 | 6.03 | 6.03 | 6.02 | 6.01 | 6.01 |
| Earnings Per Share | 0.67 | 0.37 | -0.07 | 0.19 | 0.41 | 0.57 | 0.65 | 0.36 | -1.51 | -0.53 |
| EPS Growth | 81.08% | - | - | -53.66% | -28.07% | -12.31% | 80.56% | - | - | - |
| Dividend Per Share | 0.09 | 0.08 | 0.08 | 0.08 | 0.08 | 0.03 | - | - | 0.04 | 0.44 |
| Dividend Growth | 12.5% | 0% | 0% | 0% | 166.67% | - | - | - | -90.91% | - |
| Operating Cash Flow | 11.32 | 8.06 | 6.75 | 8.18 | 7.40 | 8.56 | 10.92 | 16.14 | 16.39 | 16.42 |
| Capital Expenditures | -3.18 | -1.55 | -10.39 | -7.89 | -3.66 | -1.71 | -0.38 | -0.57 | -0.50 | -0.35 |
| Free Cash Flow | 8.13 | 6.52 | -3.64 | 0.29 | 3.74 | 6.86 | 10.54 | 15.57 | 15.89 | 16.07 |
| Cash & Equivalents | 67.11 | 57.95 | 42.12 | 23.53 | 44.07 | 34.17 | 47.72 | 59.13 | 52.80 | 13.53 |
| Total Debt | 10.03 | 0.53 | 25.59 | 25.12 | 12.35 | 5.44 | 6.23 | 0.64 | 20.36 | 30.97 |
| Net Cash / Debt | 57.09 | 57.43 | 16.53 | -1.59 | 31.72 | 28.73 | 41.49 | 58.49 | 32.44 | -17.44 |
| Assets | 789 | 792 | 626 | 607 | 576 | 573 | 570 | 567 | 622 | 622 |
| Liabilities | 704 | 713 | 549 | 531 | 499 | 497 | 500 | 498 | 556 | 547 |
| Book Value | 84.75 | 79.44 | 76.21 | 76.24 | 77.03 | 75.16 | 70.10 | 68.65 | 66.21 | 74.52 |
Company Profile
Company Details
| Full Name | First US Bancshares, Inc. |
| Country | United States |
| Employees | 285 |
| CEO | James F. House |
Stock Information
| Ticker Symbol | FUSB |
| Stock Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NASDAQ: FUSB |
Description
First US Bancshares operates as the bank holding company for First US Bank that provides commercial banking products and services. The company accepts deposit products, such as non-interest-bearing demand deposits, savings accounts, NOW accounts, money market demand accounts, individual retirement accounts, and time deposits. Its loan products include loans for the development of residential housing projects, development of commercial and industrial use property, and purchase and improvement of raw land; mortgage loans on one-to-four family residential properties and secured by apartment buildings; home equity loans and lines of credit; real estate loans secured by commercial and industrial properties, office or mixed-use facilities, strip shopping centers, or other commercial property; loans for agricultural production; commercial and industrial loans; and automobile, household and personal, and other direct consumer installment loans. The company also provides letters of credit; and safe deposit box and remote deposit capture, as well as reinsures or underwrites credit life, and credit accident and health insurance policies. First US Bancshares, Inc. serves small- and medium-sized businesses, property managers, business executives, professionals, and other individuals. It operates 20 banking offices located in Birmingham, Bucksville, Butler, Calera, Centreville, Columbiana, Gilbertown, Grove Hill, Harpersville, Jackson, Thomasville, Tuscaloosa, and Woodstock, Alabama; Knoxville and Powell, Tennessee; and Rose Hill and Ewing, Virginia. The company was formerly known as United Security Bancshares, Inc. and changed its name to First US Bancshares, Inc. in October 2016. First US Bancshares, Inc. was founded in 1952 and is headquartered in Birmingham, Alabama.