First US Bancshares, Inc. (FUSB)

First US Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	51.85	51.47	47.75	38.02	38.23
Interest Income on Investments	7.57	6.79	5.06	3.18	1.69
Total Interest Income	59.42	58.26	52.81	41.2	39.92
Interest Paid on Deposits	20.9	21.55	14.35	3.38	2.67
Interest Paid on Borrowings	1.05	0.56	1.11	0.87	0.28
Total Interest Expense	21.96	22.11	15.46	4.26	2.95
Net Interest Income	37.46	36.15	37.35	36.94	36.97
Net Interest Income Growth (YoY)	3.62%	-3.22%	1.11%	-0.08%	3.37%
Gain (Loss) on Sale of Assets	-	-	0.02	0.3	-0.13
Gain (Loss) on Sale of Investments	-	-	-	-	0.02
Other Non-Interest Income	2.44	2.35	2.17	2	2.41
Total Non-Interest Income	3.58	3.58	3.38	3.45	3.37
Non-Interest Income Growth (YoY)	-0.11%	5.97%	-2.03%	2.37%	-25.81%
Revenues Before Loan Losses	41.04	39.73	40.73	40.39	40.34
Provision for Loan Losses	4.03	0.62	0.32	3.31	2.01
Revenue	37.01	39.11	40.41	37.08	38.33
Revenue Growth (YoY)	-5.38%	-3.22%	8.97%	-3.26%	2.59%
Salaries and Employee Benefits	15.27	14.84	15.48	15.93	18.72
Occupancy Expenses	3.8	3.2	3.02	2.85	3.39
Selling, General & Administrative	3.06	4.05	3.92	3.62	4.71
Other Non-Interest Expense	6.95	6.26	6.73	5.67	5.79
Total Non-Interest Expense	29.07	28.36	29.14	28.07	32.61
EBT Excluding Unusual Items	7.94	10.75	11.27	9.01	5.73
Pretax Income	7.94	10.75	11.27	9.01	5.73
Income Tax Expense	1.94	2.58	2.79	2.15	1.28
Net Income	5.99	8.17	8.49	6.86	4.45
Net Income to Common	5.99	8.17	8.49	6.86	4.45
Net Income Growth	-26.66%	-3.71%	23.62%	54.21%	64.43%
Basic Shares Outstanding	6	6	6	6	6
Diluted Shares Outstanding	6	6	6	7	7
Shares Change (YoY)	-2.07%	-4.05%	-1.96%	-3.50%	0.55%
EPS (Basic)	1.03	1.40	1.42	1.13	0.70
EPS (Diluted)	1.00	1.33	1.33	1.06	0.66
EPS Growth	-24.81%	0%	25.47%	60.61%	65.00%
Dividend Per Share	0.280	0.220	0.200	0.140	0.120
Dividend Growth	27.27%	10.00%	42.86%	16.67%	-
Effective Tax Rate	24.50%	24.03%	24.72%	23.84%	22.27%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q