| 5.99 | 8.17 | 8.49 | 6.86 | 4.45 |
Depreciation & Amortization | 1.74 | 1.71 | 1.78 | 1.88 | 2.03 |
Provision for Credit Losses | 4.03 | 0.62 | 0.32 | 3.31 | 2.01 |
| 0.74 | 0.62 | 0.6 | 0.49 | 0.44 |
| -1.02 | -0.77 | 1.49 | 0.03 | -0.14 |
Changes in Accrued Interest and Accounts Receivable | -0.33 | 0.39 | -0.97 | -0.46 | 0.25 |
Changes in Accounts Payable | 0.78 | -0.28 | 1.42 | 0.38 | -0.07 |
Changes in Other Operating Activities | 0.39 | -2.7 | -0.05 | 0.03 | 0.85 |
| 12.33 | 7.76 | 13.07 | 12.53 | 9.83 |
Operating Cash Flow Growth | 58.81% | -40.61% | 4.29% | 27.52% | 61.22% |
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements | 0.88 | 3.75 | -7.71 | -1.69 | 0 |
Net Change in Loans Held-for-Investment | -34.72 | -3.81 | -49.65 | -69.94 | -65.11 |
Net Change in Securities and Investments | 6.99 | -29.06 | -2.12 | -10.4 | -44.45 |
| -3.24 | -2.1 | -1.46 | -1.26 | -0.82 |
Sale of Property, Plant & Equipment | 1.97 | 0.87 | 0.5 | 3.08 | 2.06 |
| -28.12 | -30.35 | -60.45 | -80.2 | -108.32 |
| 55.41 | 22.37 | 80.17 | 31.9 | 55.91 |
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements | -10 | - | -10.04 | 9.99 | 0.03 |
| - | - | - | - | 10.65 |
Net Long-Term Debt Issued (Repaid) | - | - | - | - | 10.65 |
| 0.09 | 0.06 | -0.03 | - | -0.01 |
Repurchase of Common Stock | -1.76 | -1.64 | -1.42 | -4.48 | -0.53 |
Net Common Stock Issued (Repurchased) | -1.67 | -1.58 | -1.45 | -4.48 | -0.53 |
| -1.61 | -1.26 | -1.18 | -0.83 | -0.75 |
| 42.13 | 19.52 | 67.51 | 36.58 | 65.32 |
| 26.33 | -3.06 | 20.13 | -31.09 | -33.17 |
| 9.08 | 5.66 | 11.6 | 11.27 | 9 |
| 60.47% | -51.21% | 2.98% | 25.15% | - |
| 12.20% | 7.52% | 14.92% | 15.22% | 11.93% |
| 1.51 | 0.93 | 1.82 | 1.73 | 1.34 |
| 5.33 | 5.19 | 9.2 | 7.45 | 17.35 |
| -0.66 | -2.98 | 0.72 | 0.58 | 2.24 |