First US Bancshares, Inc. (FUSB)

First US Bancshares Statistics

Total Valuation

FUSB has a market cap or net worth of $79.87 million. The enterprise value is $52.88 million.

Market Cap	79.87M
Enterprise Value	52.88M

Important Dates

The last earnings date was Wednesday, October 29, 2025, after market close.

Earnings Date	Oct 29, 2025
Ex-Dividend Date	Dec 12, 2025

Share Statistics

FUSB has 5.77 million shares outstanding. The number of shares has decreased by -3.09% in one year.

Current Share Class	5.77M
Shares Outstanding	5.77M
Shares Change (YoY)	-3.09%
Shares Change (QoQ)	+0.22%
Owned by Insiders (%)	15.14%
Owned by Institutions (%)	10.07%
Float	4.30M

Valuation Ratios

The trailing PE ratio is 14.94.

PE Ratio	14.94
Forward PE	n/a
PS Ratio	2.24
Forward PS	n/a
PB Ratio	0.77
P/TBV Ratio	0.83
P/FCF Ratio	8.76
P/OCF Ratio	6.48
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	9.48
EV / Sales	1.47
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	5.80

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	3.59
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 5.50%.

Return on Equity (ROE)	5.50%
Return on Assets (ROA)	0.50%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$238,861
Profits Per Employee	$36,934
Employee Count	151
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FUSB has paid $1.75 million in taxes.

Income Tax	1.75M
Effective Tax Rate	23.83%

Stock Price Statistics

The stock price has increased by +12.88% in the last 52 weeks. The beta is 0.30, so FUSB's price volatility has been lower than the market average.

Beta (5Y)	0.30
52-Week Price Change	+12.88%
50-Day Moving Average	12.68
200-Day Moving Average	12.78
Relative Strength Index (RSI)	62.05
Average Volume (20 Days)	6,397

Short Selling Information

The latest short interest is 3,829, so 0.07% of the outstanding shares have been sold short.

Short Interest	3,829
Short Previous Month	4,361
Short % of Shares Out	0.07%
Short % of Float	0.09%
Short Ratio (days to cover)	2.19

Income Statement

In the last 12 months, FUSB had revenue of $36.07 million and earned $5.58 million in profits. Earnings per share was $0.93.

Revenue	36.07M
Gross Profit	36.07M
Operating Income	7.32M
Pretax Income	7.32M
Net Income	5.58M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.93

Balance Sheet

The company has $59.76 million in cash and $32.76 million in debt, giving a net cash position of $26.99 million or $4.68 per share.

Cash & Cash Equivalents	59.76M
Total Debt	32.76M
Net Cash	26.99M
Net Cash Per Share	$4.68
Equity (Book Value)	104.24M
Book Value Per Share	18.08
Working Capital	-959.73M

Cash Flow

In the last 12 months, operating cash flow was $12.33 million and capital expenditures -$3.22 million, giving a free cash flow of $9.11 million.

Operating Cash Flow	12.33M
Capital Expenditures	-3.22M
Free Cash Flow	9.11M
FCF Per Share	$1.58

Margins

Gross Margin	n/a
Operating Margin	20.30%
Pretax Margin	20.30%
Profit Margin	15.46%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	25.27%

Dividends & Yields

This stock pays an annual dividend of $0.28, which amounts to a dividend yield of 2.02%.

Dividend Per Share	$0.28
Dividend Yield	2.02%
Dividend Growth (YoY)	27.27%
Years of Dividend Growth	3
Payout Ratio	30.20%
Buyback Yield	3.09%
Shareholder Yield	5.13%
Earnings Yield	6.98%
FCF Yield	11.41%

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 23, 2003. It was a forward split with a ratio of 2:1.

Last Split Date	Jul 23, 2003
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4