Glacier Bancorp, Inc. (GBCI)

Glacier Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	239.03	190.14	222.93	303.2	284.76
Depreciation & Amortization	48.91	41.66	37.14	36.49	32.04
Provision for Credit Losses	71.4	28.31	14.8	19.96	23.08
Stock-Based Compensation	6.35	5.69	5.93	5.37	4.35
Net Change in Loans Held-for-Sale	12.08	72.95	114.13	101.73	246.78
Other Adjustments	3.11	6.25	13.46	23.79	-31.62
Changes in Accrued Interest and Accounts Receivable	-3.69	0.88	-10.99	-6.87	5.12
Changes in Accounts Payable	-6.84	-93.69	121.58	1.92	-1.22
Changes in Other Operating Activities	4.05	5.85	-18.25	-14.94	8.78
Operating Cash Flow	374.4	258.04	500.72	470.66	572.05
Operating Cash Flow Growth	45.09%	-48.47%	6.39%	-17.72%	201.80%
Net Change in Loans Held-for-Investment	-494.81	-431.64	-1,067	-1,864	-471.13
Net Change in Securities and Investments	1,354	1,001	861.76	644.78	-5,036
Payments for Business Acquisitions	205.01	107.68	-	-	1,623
Capital Expenditures	-26.85	-48.28	-49.53	-33.76	-9.44
Sale of Property, Plant & Equipment	5.33	14.38	0.25	10.53	-
Other Investing Activities	22.12	-150.12	47.44	-109.67	-13
Investing Cash Flow	1,064	493.14	-207.49	-1,352	-3,907
Net Change in Deposits	259.23	-394.57	-676.65	-729.71	3,266
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	217.16	232.97	-1,252	1,734	19.74
Short-Term Debt Issued	-	-	2,740	-	-
Short-Term Debt Repaid	-	-2,740	-	-	-
Net Short-Term Debt Issued (Repaid)	-	-2,740	2,740	-	-
Long-Term Debt Issued	-	1,800	-	-	-
Long-Term Debt Repaid	-1,364	-3.85	-3.59	-	-
Net Long-Term Debt Issued (Repaid)	-1,364	1,796	-3.59	-	-
Issuance of Common Stock	1.06	0.11	0.08	0.14	0.27
Repurchase of Common Stock	-2.63	-1.74	-1.87	-1.7	-1.55
Net Common Stock Issued (Repurchased)	-1.57	-1.63	-1.8	-1.56	-1.29
Common Dividends Paid	-162.74	-150.03	-146.69	-157.54	-145.56
Financing Cash Flow	-1,052	-1,257	659.12	845.43	3,139
Net Cash Flow	386.85	-505.93	952.35	-35.69	-195.46
Free Cash Flow	347.55	209.76	451.18	436.9	562.61
Free Cash Flow Growth	65.69%	-53.51%	3.27%	-22.35%	216.38%
FCF Margin	36.24%	26.06%	56.75%	49.14%	71.74%
Free Cash Flow Per Share	2.90	1.85	4.07	3.94	5.66
Levered Free Cash Flow	-1,109	-847.29	3,039	286.05	320.03
Unlevered Free Cash Flow	15.59	-93.58	79.94	-17.16	35.28

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q