Grupo Financiero Galicia Income Statement

Financials in millions ARS. Fiscal year is January - December.

Millions ARS. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	-	5,586,551	1,727,686	470,990	212,865
Net Interest Income Growth	-	223.36%	266.82%	121.26%	-5.63%
Non-Interest Income	53,583	2,926,156	1,785,534	1,826,211	377,406
Non-Interest Income Growth	-98.17%	63.88%	-2.23%	383.88%	-5.03%
Revenues Before Loan Losses	53,583	8,512,707	3,513,220	2,297,201	590,271
Provision for Credit Losses	-	-	-186,666	-161,399	-
Revenue	53,583	8,512,707	3,699,886	2,458,601	590,271
Revenue Growth (YoY)	-99.37%	130.08%	50.49%	316.52%	-5.24%
Compensation Expenses	1,164,793	1,233,243	356,139	301,727	90,470
Selling, General & Admin	1,127,048	1,210,425	297,802	279,216	88,053
Other Non-Interest Expenses	285,703	-1,509,810	615,050	483,599	135,661
Total Non-Interest Expense	2,577,544	933,858	1,268,990	1,064,542	314,185
Pretax Income	-2,523,961	7,578,849	541,723	220,310	276,086
Provision for Income Taxes	-	-	-205,492	-60,059	-
Net Income	-2,523,961	196,046	336,244	160,251	60,570
Minority Interest in Earnings	-	88	-13.22	0.03	-
Net Income to Common	-2,523,961	196,046	336,244	160,251	60,570
Net Income Growth	-	-41.70%	109.82%	164.57%	-19.25%
Shares Outstanding (Basic)	161	148	147	147	147
Shares Outstanding (Diluted)	161	148	147	147	147
Shares Change (YoY)	8.30%	0.57%	-	-	2.21%
EPS (Basic)	-15713.34	11893.90	5405.60	2425.00	2578.30
EPS (Diluted)	-15713.34	11893.90	5405.60	2425.00	2578.30
EPS Growth	-	120.03%	122.91%	-5.95%	402.59%
Free Cash Flow	0	3,569,838	1,573,795	1,737,036	531,526
Free Cash Flow Growth	-	126.83%	-9.40%	226.80%	2.35%
Free Cash Flow Per Share	-	24070.29	10672.03	11778.98	3604.32
Dividends Per Share	-	-	-	26.446	7.460
Dividend Growth	-	-	-	254.51%	631.37%
Profit Margin	-4710.38%	2.30%	20.21%	15.01%	11.06%
FCF Margin	0.00%	41.94%	47.31%	81.33%	97.08%
EBITDA	0	204,183	84,431	86,812	28,240
EBITDA Margin	0.00%	2.40%	2.54%	4.06%	5.16%
Effective Tax Rate	0.00%	0.00%	-37.93%	-27.26%	0.00%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q