Grupo Financiero Galicia Income Statement

Financials in millions ARS. Fiscal year is January - December.

Millions ARS. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	5,586,551	6,767,776	3,762,271	1,034,263	662,878
Net Interest Income Growth	-17.45%	79.88%	263.76%	56.03%	193.88%
Non-Interest Income	3,731,320	4,627,168	3,965,569	3,937,151	1,219,072
Non-Interest Income Growth	-19.36%	16.68%	0.72%	222.96%	195.27%
Revenues Before Loan Losses	9,317,870	11,394,944	7,727,840	4,971,414	1,881,950
Provision for Credit Losses	2,951,274	1,121,018	415,238	355,596	133,151
Revenue	6,366,597	10,273,926	7,312,602	4,615,818	1,748,799
Revenue Growth (YoY)	-38.03%	40.50%	58.43%	163.94%	225.10%
Compensation Expenses	1,233,244	1,356,898	765,351	657,053	281,731
Selling, General & Admin	1,210,425	991,936	642,891	608,416	272,939
Other Non-Interest Expenses	3,908,512	5,285,447	4,885,876	3,088,720	982,508
Total Non-Interest Expense	6,352,180	7,634,280	6,294,119	4,354,189	1,537,179
Pretax Income	288,049	2,875,397	1,182,479	444,453	288,144
Provision for Income Taxes	91,915	778,046	448,246	115,070	99,525
Net Income	196,046	2,097,530	734,238	329,384	188,619
Minority Interest in Earnings	88.19	-178.86	-5.48	0.06	-
Net Income to Common	196,046	2,097,530	734,238	329,384	188,619
Net Income Growth	-90.65%	185.67%	122.91%	74.63%	154.86%
Shares Outstanding (Basic)	160	148	0	0	0
Shares Outstanding (Diluted)	160	148	0	0	0
Shares Change (YoY)	8.16%	100469.41%	-	-	-99.90%
EPS (Basic)	1222.10	14143.00	4978.90	2233.60	1279.00
EPS (Diluted)	1222.10	14143.00	4978.90	2233.60	1279.00
EPS Growth	-91.36%	184.06%	122.91%	74.64%	149.32%
Shares Outstanding	1,606	1,606	147.47	1,475	1,475
Free Cash Flow	-1,228,822	2,385,319	3,469,589	3,781,644	1,655,212
Free Cash Flow Growth	-	-31.25%	-8.25%	128.47%	218.72%
Free Cash Flow Per Share	-7660.20	16083.45	23527553.14	25643621.60	11224121.55
Dividends Per Share	-	-	-	26.446	7.460
Dividend Growth	-	-	-	254.51%	631.37%
Profit Margin	3.08%	20.41%	10.04%	7.14%	10.79%
FCF Margin	-19.30%	23.22%	47.45%	81.93%	94.65%
EBITDA	304,585	247,400	183,528	189,044	87,942
EBITDA Margin	4.78%	2.41%	2.51%	4.10%	5.03%
Effective Tax Rate	31.91%	27.06%	37.91%	25.89%	34.54%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q