Grupo Financiero Galicia Income Statement

Financials in millions ARS. Fiscal year is January - December.

Millions ARS. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2021	FY 2019
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '21 Dec 31, 2021	Dec '19 Dec 31, 2019
Net Interest Income	5,595,350	6,774,510	4,949,220	662,878	71,573
Net Interest Income Growth	-17.41%	36.88%	646.63%	826.16%	55.74%
Non-Interest Income	3,730,970	4,638,480	5,216,660	1,251,010	290,993
Non-Interest Income Growth	-19.56%	-11.08%	317.00%	329.91%	278.54%
Revenues Before Loan Losses	9,326,320	11,413,000	10,165,900	1,913,890	362,566
Provision for Credit Losses	2,947,230	1,135,000	546,240	133,151	45,282
Revenue	6,379,090	10,278,000	9,619,640	1,780,740	317,284
Revenue Growth (YoY)	-37.94%	6.84%	440.20%	461.25%	184.28%
Compensation Expenses	1,233,240	1,356,900	1,006,810	281,731	50,241
Selling, General & Admin	1,210,420	991,912	845,716	272,939	50,142
Other Non-Interest Expenses	3,631,570	5,042,220	6,211,580	982,508	134,386
Total Non-Interest Expense	6,075,240	7,391,030	8,064,100	1,537,180	234,769
Pretax Income	303,852	2,886,960	1,555,540	288,144	82,515
Provision for Income Taxes	91,240	771,683	589,662	99,525	33,568
Net Income	212,612	2,115,280	965,874	188,619	48,947
Minority Interest in Earnings	88.34	-177.91	-7.21	-	228.09
Net Income to Common	212,524	2,115,460	965,881	188,619	48,719
Net Income Growth	-89.95%	119.02%	412.08%	287.16%	389.35%
Shares Outstanding (Basic)	0	0	0	0	143
Shares Outstanding (Diluted)	0	0	0	0	143
Shares Change (YoY)	8.16%	0.57%	-	-99.90%	-
EPS (Basic)	1324.80	14263.90	6549.70	1279.00	341.50
EPS (Diluted)	1324.80	14263.90	6549.70	1279.00	341.50
EPS Growth	-90.71%	117.78%	412.09%	274.52%	389.40%
Free Cash Flow	-1,851,340	4,325,430	4,564,200	0	-55,814
Free Cash Flow Growth	-	-5.23%	-	-	-
Free Cash Flow Per Share	-11540800.00	29165000.00	30950200.00	-	-391.19
Dividends Per Share	-	-	-	7.460	1.190
Dividend Growth	-	-	-	526.89%	41.48%
Profit Margin	3.33%	20.58%	10.04%	10.59%	15.43%
FCF Margin	-29.02%	42.08%	47.45%	0.00%	-17.59%
Effective Tax Rate	30.03%	26.73%	37.91%	34.54%	40.68%

SEC Filings: 10-K · 10-Q