Grupo Financiero Galicia S.A. (GGAL)

NASDAQ: GGAL · Real-Time Price · USD

37.91

+1.79 (4.96%)

At close: Oct 23, 2026, 4:00 PM EDT

35.56

-2.35 (-6.20%)

Pre-market: Oct 26, 2026, 5:49 AM EDT

Grupo Financiero Galicia Financials Overview

Financials in millions ARS. Fiscal year is January - December.

Millions ARS. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	5,890,596	6,349,696	9,079,546	7,832,749	5,010,203	562,824
Revenue Growth	-23.88%	-30.07%	15.92%	56.34%	790.19%	101.13%
Net Income	88,130	196,046	2,097,530	797,156	357,609	64,143
Earnings Per Share	54.87	122.21	1414.30	540.56	242.50	43.50
EPS Growth	-94.30%	-91.36%	161.64%	122.91%	457.52%	61.93%

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Unallocated Adjustments	-12,887	-1,096	10,663	-697.16	-3,215	-60.08
Other Businesses	513,202	519,886	404,553	355,683	173,058	13,085
Naranja X	1,074,713	1,286,680	1,730,919	1,236,387	966,732	125,051
Banks	4,041,081	4,301,452	6,804,473	6,042,474	3,780,134	414,051
Insurances	274,486	242,774	128,937	198,902	93,494	10,698
Total	5,890,596	6,349,696	9,079,546	7,832,749	5,010,203	562,824

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	7,876,000	5,003,702	6,124,520	7,238,178	3,967,420	952,626
Total Debt	8,153,633	6,668,898	6,121,910	2,950,593	1,250,216	420,381
Net Cash (Debt)	-277,632	-1,665,196	2,610	4,287,585	2,717,204	532,246
Net Cash Growth	-	-	-99.94%	57.79%	410.52%	114.54%
Net Cash Per Share	-172.84	-1038.05	1.76	2907.44	1842.56	360.92

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-9,124,273	-9,900,382	-16,082,347	6,217,487	3,328,425	-281,921
Capital Expenditures	-216,404	-245,915	-285,480	-174,998	-136,427	-20,542
Free Cash Flow	-9,340,677	-10,146,296	-16,367,826	6,042,490	3,191,997	-302,463
Free Cash Flow Growth	-	-	-	89.30%	-	-

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	1.50%	3.09%	23.10%	10.18%	7.14%	11.40%
FCF Margin	-158.57%	-159.79%	-180.27%	77.14%	63.71%	-53.74%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 26, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.591	-	-	-	26.446	7.460
Dividend Per Share Growth	126.32%	-	-	-	254.51%	631.37%
Dividend Yield	4.20%	-	-	-	7.99%	3.82%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 26, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	105.07	67.19	5.24	3.10	1.36	4.49
P/FCF Ratio	-	-	-	0.41	0.15	-
PS Ratio	1.66	2.07	1.21	0.32	0.10	0.51