Grupo Financiero Galicia S.A. (GGAL)
NASDAQ: GGAL · Real-Time Price · USD
49.30
-0.85 (-1.69%)
Jul 24, 2026, 4:00 PM EDT - Market closed

Grupo Financiero Galicia Financials Overview

Millions ARS. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
4,260,2166,379,09010,277,9929,619,6384,711,3741,780,738
Revenue Growth
-32.39%-37.93%6.84%104.18%164.57%214.81%
Net Income
66,488212,5242,115,458965,881329,384188,619
Earnings Per Share
41.391324.8014263.906549.70223.361279.00
EPS Growth
-96.02%-90.71%117.78%2832.38%-82.54%2448.52%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Naranja X
1,116,4471,286,6801,730,9191,236,387966,732125,051
Other Businesses
496,439519,886404,553355,683173,05813,085
Insurances
273,751242,774128,937198,90293,49410,698
Unallocated Adjustments
2,193-1,09610,663-697.16-3,215-60.08
Banks
4,180,9484,301,4526,804,4736,042,4743,780,134414,051
Total
6,069,7786,349,6969,079,5467,832,7495,010,203562,824

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
6,648,3829,367,2238,872,7544,346,3111,393,687462,491
Total Debt
1,845,1521,998,5311,678,063649,651350,982105,670
Net Cash (Debt)
-1,845,152-1,998,531-1,678,063-649,651-350,982-105,670
Net Cash Growth
------
Net Cash Per Share
-1148.73-12458427.54-11314638.76-4405337.79-238.00-716557.82

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-1,605,422-1,605,4224,607,8664,776,2393,907,3041,715,528
Capital Expenditures
-245,915-245,915-282,440-212,037-125,659-60,316
Free Cash Flow
-1,851,337-1,851,3374,325,4274,564,2023,781,6441,655,212
Free Cash Flow Growth
---5.23%20.69%128.47%218.72%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
6.48%4.76%28.09%16.17%9.43%16.18%
Profit Margin
1.43%3.33%20.58%10.04%6.99%10.59%
FCF Margin
0.00%-29.02%42.08%47.45%80.27%92.95%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.886---26.4467.460
Dividend Per Share Growth
0%---254.51%631.37%
Dividend Yield
3.83%2620.58%8489.40%24994.70%5.70%8129.09%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
169.9159.104.502.137.680.76
P/FCF Ratio
--23.864.500.670.87
PS Ratio
1.9319.7110.042.140.540.81