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Guaranty Bancshares, Inc. (GNTY)

Stock Price: $23.38 USD -0.21 (-0.89%)

Updated Jul 8, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap	257.50M
Revenue (ttm)	96.72M
Net Income (ttm)	27.22M
Shares Out	11.01M
EPS (ttm)	2.35
PE Ratio	9.95
Forward PE	n/a
Dividend	$0.76
Dividend Yield	3.25%

Stock Quote

Trading Day	Jul 8, 2020
Last Price	$23.38
Previous Close	$23.59
Change ($)	-0.21
Change (%)	-0.89%
Day's Open	23.47
Day's Range	23.01 - 25.35
Day's Volume	12,917
52-Week Range	20.02 - 34.16

More Stats

Market Cap	257.50M
Enterprise Value	223.84M
Earnings Date (est)	Jul 28, 2020
Ex-Dividend Date	Mar 27, 2020
Shares Outstanding	11.01M
Float	7.47M
EPS (basic)	2.36
EPS (diluted)	2.35
FCF / Share	2.29

Dividend	$0.76
Dividend Yield	3.25%
Earnings Yield	10.05%
FCF Yield	10.06%
Payout Ratio	30.50%
Shares Short	181,049
Short Ratio	8.81
Short % of Float	2.77%
Beta	0.49

PE Ratio	9.95
Forward PE	n/a
P/FCF Ratio	9.94
PS Ratio	2.66
PB Ratio	1.06
Revenue	96.72M
Operating Income	33.26M
Net Income	27.22M
Free Cash Flow	25.90M

Net Cash	33.66M
Net Cash / Share	3.06
Gross Margin	97.79%
Operating Margin	34.38%
Profit Margin	28.10%
FCF Margin	26.77%
ROA	1.16%
ROE	10.80%
ROIC	1.40%

Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (3)

Buy	1
Overweight	0
Hold	2
Underweight	0
Sell	0

What these ratings mean

Analyst Consensus: Overweight

Price Target

$28.50*

(21.90% upside)

Low

26.5

Current: 23.38

High

31.0

Target: 28.50

*Average 12-month price target from 3 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year	2019	2018	2017	2016	2015
Revenue	94.58	81.97	71.06	63.22	57.07
Revenue Growth	15.39%	15.35%	12.41%	10.78%	-
Gross Profit	94.58	81.97	71.06	63.22	57.07
Operating Income	32.06	25.20	22.68	16.84	14.47
Net Income	26.28	20.60	14.44	12.12	10.11
Shares Outstanding	11.53	11.89	11.06	11.05	-
Earnings Per Share	2.25	1.77	1.40	1.35	1.15
EPS Growth	27.12%	26.43%	3.7%	17.39%	-
Dividend Per Share	0.70	0.60	0.40	-	-
Dividend Growth	16.67%	50%	-	-	-
Operating Cash Flow	32.05	28.21	29.67	22.41	8.21
Capital Expenditures	-4.44	0.84	-0.04	1.01	-2.72
Free Cash Flow	27.61	29.05	29.63	23.42	5.49
Cash & Equivalents	90.71	71.51	91.43	128	111
Total Debt	77.03	140	71.84	104	73.62
Net Cash / Debt	13.69	-68.66	19.59	23.92	37.76
Assets	2,318	2,267	1,963	1,828	1,683
Liabilities	2,057	2,022	1,755	1,686	1,545
Book Value	262	245	207	110	102

Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name	Guaranty Bancshares, Inc.
Country	United States
Employees	469
CEO	Tyson T. Abston

Stock Information

Ticker Symbol	GNTY
Stock Exchange	NASDAQ
Sector	Financial Services
Industry	Banks—Regional
Unique Identifier	NASDAQ: GNTY
IPO Date	May 9, 2017

Description

Guaranty Bancshares, Inc. operates as the bank holding company for Guaranty Bank & Trust, N.A. that provides a range of commercial and consumer banking products and services for small- and medium-sized businesses, professionals, and individuals. It offers various deposit products, such as checking and savings, money market, and business accounts, as well as certificates of deposit; and loan products comprising commercial and industrial, construction and development, 1-4 family residential, commercial real estate, farmland and agricultural, multi-family residential, and consumer loans. The company also provides trust, wealth management, and retirement plan services; online, mobile, and telephone banking, as well as automated teller machine services; debit cards; night depository and direct deposit services; cashier's checks and letters of credit; and treasury management services, including wire transfer, positive pay, remote deposit capture, and automated clearinghouse services. It operates approximately 31 full service banking locations in East Texas, Central Texas, the Dallas/Fort Worth metropolitan statistical area (MSA), and the Houston MSA. The company was founded in 1913 and is headquartered in Addison, Texas.