Hanmi Financial Corporation (HAFC)

Hanmi Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	472.38	405.55	442.54	475.29	390.1
Net Interest Income Growth	16.48%	-8.36%	-6.89%	21.84%	7.82%
Non-Interest Income	33.98	31.59	34.18	34.2	40.5
Non-Interest Income Growth	7.57%	-7.59%	-0.06%	-15.55%	-6.05%
Revenues Before Loan Losses	506.36	437.13	476.72	509.49	430.6
Provision for Credit Losses	14.44	4.42	4.34	0.84	-24.4
Revenue	491.92	432.71	472.38	508.66	455
Revenue Growth (YoY)	13.68%	-8.40%	-7.13%	11.79%	26.58%
Compensation Expenses	87.68	83.37	81.4	76.14	72.56
Selling, General & Admin	45.76	45.27	43.87	42.75	42.32
Other Non-Interest Expenses	14.37	12.7	11.26	11.4	9.58
Total Non-Interest Expense	147.8	141.34	136.53	130.28	124.46
Pretax Income	107.93	88.61	114.58	140.73	135.49
Provision for Income Taxes	31.84	26.4	34.54	39.33	36.82
Net Income	76.09	62.2	80.04	101.39	98.68
Net Income to Common	76.09	62.2	80.04	101.39	98.68
Net Income Growth	22.33%	-22.29%	-21.06%	2.75%	133.85%
Shares Outstanding (Basic)	30	30	30	30	30
Shares Outstanding (Diluted)	30	30	30	30	30
Shares Change (YoY)	-0.20%	-0.75%	-0.20%	-0.26%	0.63%
EPS (Basic)	2.53	2.06	2.63	3.33	3.22
EPS (Diluted)	2.51	2.05	2.62	3.32	3.22
EPS Growth	22.44%	-21.76%	-21.08%	3.11%	133.33%
Free Cash Flow	203.7	49.94	106.84	145.38	91.01
Free Cash Flow Growth	307.92%	-53.26%	-26.51%	59.75%	63.06%
Free Cash Flow Per Share	6.78	1.66	3.52	4.78	2.99
Dividends Per Share	1.080	1.000	1.000	0.940	0.540
Dividend Growth	8.00%	-	6.38%	74.07%	3.85%
Profit Margin	15.47%	14.37%	16.94%	19.93%	21.69%
FCF Margin	41.41%	11.54%	22.62%	28.58%	20.00%
EBITDA	2.32	2.68	2.34	2.67	2.29
EBITDA Margin	0.47%	0.62%	0.50%	0.53%	0.50%
Effective Tax Rate	29.50%	29.80%	30.14%	27.95%	27.17%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q