Hanmi Financial Corporation (HAFC)

Hanmi Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	370.71	366.15	339.81	257.88	208.6	211.84
Interest Income on Investments	35.22	32.63	29.52	15.94	8.07	12.03
Total Interest Income	405.93	398.78	369.33	273.81	216.68	223.87
Interest Paid on Deposits	168.13	182.69	134.71	25.94	11.66	33.99
Interest Paid on Borrowings	11.04	13.32	13.35	10.23	9.97	8.97
Total Interest Expense	179.17	196.01	148.06	36.17	21.63	42.97
Net Interest Income	226.76	202.77	221.27	237.65	195.05	180.9
Net Interest Income Growth (YoY)	12.00%	-8.36%	-6.89%	21.84%	7.82%	2.86%
Gain (Loss) on Sale of Assets	0.86	0.86	4	-	0.05	0.41
Gain (Loss) on Sale of Investments	-	-	-1.87	-	-0.5	15.71
Other Non-Interest Income	14.31	13.76	14.26	13.23	12.32	12.25
Total Non-Interest Income	33.03	31.59	32.24	34.2	40.17	42.1
Non-Interest Income Growth (YoY)	6.88%	-2.02%	-5.74%	-14.86%	-4.59%	52.82%
Revenues Before Loan Losses	259.79	234.36	253.51	271.85	235.22	223
Provision for Loan Losses	13.44	4.42	4.34	0.84	-24.4	45.45
Revenue	246.35	229.94	249.17	271.01	259.62	177.55
Revenue Growth (YoY)	5.84%	-7.72%	-8.06%	4.39%	46.23%	2.48%
Salaries and Employee Benefits	82.08	79.79	78.72	73.55	70.13	64.44
Occupancy Expenses	9.4	9.15	9.54	9.35	10.58	9.78
Selling, General & Administrative	39.11	39.7	37.02	36	34.18	34.8
Other Non-Interest Expense	12.63	12.7	11.26	11.4	9.58	9.82
Total Non-Interest Expense	143.22	141.34	136.53	130.28	124.46	118.85
EBT Excluding Unusual Items	103.13	88.61	112.64	140.73	135.17	58.7
Asset Writedown	-	-	-	-	-	-0.2
Legal Settlements	-	-	1.94	-	0.33	1
Pretax Income	103.13	88.61	114.58	140.73	135.49	59.5
Income Tax Expense	30.58	26.4	34.54	39.33	36.82	17.3
Earnings From Continuing Operations	72.55	62.2	80.04	101.39	98.68	42.2
Net Income	72.55	62.2	80.04	101.39	98.68	42.2
Preferred Dividends & Other Adjustments	0.6	0.5	0.51	0.56	0.67	0.53
Net Income to Common	71.94	61.7	79.54	100.84	98.01	41.66
Net Income Growth	14.90%	-22.29%	-21.06%	2.75%	133.85%	28.69%
Basic Shares Outstanding	30	30	30	30	30	30
Diluted Shares Outstanding	30	30	30	30	30	30
Shares Change (YoY)	-0.61%	-0.75%	-0.20%	-0.26%	0.63%	-1.56%
EPS (Basic)	2.41	2.06	2.63	3.33	3.22	1.38
EPS (Diluted)	2.40	2.05	2.62	3.32	3.22	1.38
EPS Growth	15.36%	-21.76%	-21.08%	3.11%	134.02%	29.85%
Dividend Per Share	1.060	1.000	1.000	0.940	0.540	0.520
Dividend Growth	6.00%	-	6.38%	74.07%	3.85%	-45.83%
Effective Tax Rate	29.65%	29.80%	30.14%	27.95%	27.17%	29.08%

Updated Oct 21, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q