Hanmi Financial Corporation (HAFC)
Stock Price Chart
Key Info
| Market Cap | 314.54M |
| Revenue (ttm) | 171.85M |
| Net Income (ttm) | 26.99M |
| Shares Out | 30.66M |
| EPS (ttm) | 0.88 |
| PE Ratio | 11.66 |
| Forward PE | 11.47 |
| Dividend | $0.68 |
| Dividend Yield | 6.63% |
Stock Quote
| Trading Day | Aug 14, 2020 |
| Last Price | $10.26 |
| Previous Close | $10.21 |
| Change ($) | 0.05 |
| Change (%) | 0.49% |
| Day's Open | 10.09 |
| Day's Range | 9.95 - 10.34 |
| Day's Volume | 205,869 |
| 52-Week Range | 7.15 - 20.79 |
More Stats
| Market Cap | 314.54M |
| Enterprise Value | 138.97M |
| Earnings Date (est) | Oct 20, 2020 |
| Ex-Dividend Date | Aug 7, 2020 |
| Shares Outstanding | 30.66M |
| Float | 29.69M |
| EPS (basic) | 0.88 |
| EPS (diluted) | 0.88 |
| FCF / Share | 1.45 |
| Dividend | $0.68 |
| Dividend Yield | 6.63% |
| Earnings Yield | 8.58% |
| FCF Yield | 14.02% |
| Payout Ratio | n/a |
| Shares Short | 927,104 |
| Short Ratio | 2.51 |
| Short % of Float | 2.45% |
| Beta | 1.26 |
| PE Ratio | 11.66 |
| Forward PE | 11.47 |
| P/FCF Ratio | 7.13 |
| PS Ratio | 1.83 |
| PB Ratio | 0.57 |
| Revenue | 171.85M |
| Operating Income | 39.55M |
| Net Income | 26.99M |
| Free Cash Flow | 44.10M |
| Net Cash | 175.57M |
| Net Cash / Share | 5.73 |
| Gross Margin | 100.82% |
| Operating Margin | 23.01% |
| Profit Margin | 16.40% |
| FCF Margin | 25.66% |
| ROA | 0.46% |
| ROE | 4.85% |
| ROIC | n/a |
Analyst Summary
Analyst Consensus: n/a
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 173 | 202 | 209 | 198 | 207 | 171 | 133 | 114 | 113 | 8.78 |
| Revenue Growth | -14.04% | -3.75% | 5.96% | -4.69% | 21.07% | 28.8% | 16.68% | 0.91% | 1185.61% | - |
| Gross Profit | 173 | 202 | 209 | 198 | 207 | 171 | 133 | 114 | 113 | 8.78 |
| Operating Income | 47.35 | 83.97 | 95.28 | 89.39 | 92.01 | 72.58 | 62.52 | 43.34 | 28.88 | -88.02 |
| Net Income | 32.79 | 57.87 | 54.66 | 56.49 | 53.82 | 49.76 | 39.86 | 90.32 | 28.15 | -88.01 |
| Shares Outstanding | 30.73 | 31.92 | 32.07 | 31.90 | 31.79 | 31.70 | 31.60 | 31.48 | 20.40 | 11.79 |
| Earnings Per Share | 1.06 | 1.79 | 1.69 | 1.75 | 1.68 | 1.56 | 1.26 | 2.87 | 1.38 | -7.46 |
| EPS Growth | -40.78% | 5.92% | -3.43% | 4.17% | 7.69% | 23.81% | -56.1% | 107.97% | - | - |
| Dividend Per Share | 0.96 | 0.96 | 0.80 | 0.66 | 0.47 | 0.28 | 0.14 | - | - | - |
| Dividend Growth | 0% | 20% | 21.21% | 40.43% | 67.86% | 100% | - | - | - | - |
| Operating Cash Flow | 58.80 | 76.64 | 81.66 | 59.35 | 66.53 | 25.47 | 60.72 | 52.83 | 49.25 | 226 |
| Capital Expenditures | 4.08 | -3.70 | -0.84 | -0.73 | -1.15 | -1.15 | -1.02 | -0.68 | -1.17 | -1.23 |
| Free Cash Flow | 62.87 | 72.94 | 80.81 | 58.62 | 65.38 | 24.32 | 59.70 | 52.15 | 48.08 | 225 |
| Cash & Equivalents | 122 | 155 | 154 | 147 | 164 | 158 | 179 | 273 | 204 | 250 |
| Total Debt | 208 | 173 | 267 | 334 | 189 | 169 | 128 | 85.34 | 85.71 | 238 |
| Net Cash / Debt | -86.70 | -17.43 | -113 | -187 | -24.34 | -10.22 | 51.81 | 188 | 118 | 12.09 |
| Assets | 5,538 | 5,502 | 5,210 | 4,701 | 4,235 | 4,232 | 3,054 | 2,883 | 2,745 | 2,907 |
| Liabilities | 4,975 | 4,950 | 4,648 | 4,170 | 3,741 | 3,779 | 2,654 | 2,504 | 2,459 | 2,734 |
| Book Value | 563 | 553 | 562 | 531 | 494 | 453 | 400 | 378 | 286 | 173 |
Company Profile
Company Details
| Full Name | Hanmi Financial Corporation |
| Country | United States |
| Employees | 633 |
| CEO | Bonita I. Lee |
Stock Information
| Ticker Symbol | HAFC |
| Stock Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NASDAQ: HAFC |
| IPO Date | October 4, 1996 |
Description
Hanmi Financial Corporation operates as the holding company for Hanmi Bank that provides business banking products and services in the United States. The company offers various deposit products, including noninterest-bearing checking accounts, interest-bearing checking and savings accounts, negotiable order of withdrawal accounts, money market accounts, and certificates of deposit. It also provides real estate loans, including commercial property, construction, and residential property loans; and commercial and industrial loans, such as commercial term loans and commercial lines of credit, as well as international finance, and trade services and products comprising letters of credit, and import and export financing. In addition, the company offers consumer loans that include automobile loans, secured and unsecured personal loans, home improvement loans, home equity lines of credit, unsecured lines of credit, and credit cards; and small business administration loans for business purposes, which comprise owner-occupied commercial real estate, business acquisitions, start-ups, franchise financing, working capital, improvements and renovations, inventory and equipment, and debt-refinancing, as well as equipment lease financing. As of February. 06, 2020, it operated a network of 35 full-service branches and 9 loan production offices in California, Texas, Illinois, Virginia, New Jersey, New York, Colorado, Washington, and Georgia. The company was founded in 1982 and is headquartered in Los Angeles, California.