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Hanmi Financial Corporation (HAFC)

Stock Price: $10.36 USD 0.61 (6.26%)
Updated December 1, 4:00 PM EST - Market closed

Stock Price Chart

Key Info

Market Cap 318.26M
Revenue (ttm) 167.84M
Net Income (ttm) 30.95M
Shares Out 30.72M
EPS (ttm) 1.01
PE Ratio 10.26
Forward PE 10.45
Dividend $0.32
Dividend Yield 3.09%

Stock Quote

Trading Day December 1
Last Price $10.36
Previous Close $9.75
Change ($) 0.61
Change (%) 6.26%
Day's Open 10.00
Day's Range 9.99 - 10.46
Day's Volume 270,879
52-Week Range 7.56 - 19.81

More Stats

Market Cap 318.26M
Enterprise Value 227.33M
Earnings Date (est) n/a
Ex-Dividend Date Nov 13, 2020
Shares Outstanding 30.72M
Float n/a
EPS (basic) 1.01
EPS (diluted) 1.01
FCF / Share 1.37
Dividend $0.32
Dividend Yield 3.09%
Earnings Yield 9.75%
FCF Yield 13.08%
Payout Ratio 67.30%
Shares Short 294,110
Short Ratio 1.64
Short % of Float n/a
Beta 1.34
PE Ratio 10.26
Forward PE 10.45
P/FCF Ratio 7.64
PS Ratio 1.90
PB Ratio 0.59
Revenue 167.84M
Operating Income 45.62M
Net Income 30.95M
Free Cash Flow 41.63M
Net Cash 90.93M
Net Cash / Share 2.96
Gross Margin 103.23%
Operating Margin 27.18%
Profit Margin 18.40%
FCF Margin 24.80%
ROA 0.53%
ROE 5.44%
ROIC 0.80%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Forecasts

Analyst Ratings (6)

Buy 0
Overweight 0
Hold 6
Underweight 0
Sell 0

Analyst Consensus: Hold

Price Target

$10.60*
(2.32% upside)
Low
9.00
Current: $10.36
High
12.50
Target: 10.60
*Average 12-month price target from 5 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue1732022091982071711331141138.78
Revenue Growth-14.04%-3.75%5.96%-4.69%21.07%28.8%16.68%0.91%1185.61%-
Gross Profit1732022091982071711331141138.78
Operating Income47.3583.9795.2889.3992.0172.5862.5243.3428.88-88.02
Net Income32.7957.8754.6656.4953.8249.7639.8690.3228.15-88.01
Shares Outstanding30.7331.9232.0731.9031.7931.7031.6031.4820.4011.79
Earnings Per Share1.061.791.691.751.681.561.262.871.38-7.46
EPS Growth-40.78%5.92%-3.43%4.17%7.69%23.81%-56.1%107.97%--
Dividend Per Share0.960.960.800.660.470.280.14---
Dividend Growth0%20%21.21%40.43%67.86%100%----
Operating Cash Flow58.8076.6481.6659.3566.5325.4760.7252.8349.25226
Capital Expenditures4.08-3.70-0.84-0.73-1.15-1.15-1.02-0.68-1.17-1.23
Free Cash Flow62.8772.9480.8158.6265.3824.3259.7052.1548.08225
Cash & Equivalents122155154147164158179273204250
Total Debt20817326733418916912885.3485.71238
Net Cash / Debt-86.70-17.43-113-187-24.34-10.2251.8118811812.09
Assets5,5385,5025,2104,7014,2354,2323,0542,8832,7452,907
Liabilities4,9754,9504,6484,1703,7413,7792,6542,5042,4592,734
Book Value563553562531494453400378286173
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Hanmi Financial Corporation
Country United States
Employees 633
CEO Bonita I. Lee

Stock Information

Ticker Symbol HAFC
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: HAFC
IPO Date October 4, 1996

Description

Hanmi Financial Corporation operates as the holding company for Hanmi Bank that provides business banking products and services in the United States. The company offers various deposit products, including noninterest-bearing checking accounts, interest-bearing checking and savings accounts, negotiable order of withdrawal accounts, money market accounts, and certificates of deposit. It also provides real estate loans, including commercial property, construction, and residential property loans; and commercial and industrial loans, such as commercial term loans and commercial lines of credit, as well as international finance, and trade services and products comprising letters of credit, and import and export financing. In addition, the company offers consumer loans that include automobile loans, secured and unsecured personal loans, home improvement loans, home equity lines of credit, unsecured lines of credit, and credit cards; and small business administration loans for business purposes, which comprise owner-occupied commercial real estate, business acquisitions, start-ups, franchise financing, working capital, improvements and renovations, inventory and equipment, and debt-refinancing, as well as equipment lease financing. As of February. 06, 2020, it operated a network of 35 full-service branches and 9 loan production offices in California, Texas, Illinois, Virginia, New Jersey, New York, Colorado, Washington, and Georgia. The company was founded in 1982 and is headquartered in Los Angeles, California.