Hanmi Financial Corporation (HAFC)

Hanmi Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	72.55	62.2	80.04	101.39	98.68	42.2
Depreciation & Amortization	9.19	9.21	9.25	15.06	16.09	10.95
Gain (Loss) on Sale of Assets	-0.82	-0.82	-3.96	-	-0.05	-
Gain (Loss) on Sale of Investments	-	-	1.87	-	0.5	-15.71
Total Asset Writedown	-	-	-0.39	0.39	-	-
Provision for Credit Losses	13.44	4.42	4.34	0.84	-24.4	45.45
Net Decrease (Increase) in Loans Originated / Sold - Operating	108.13	3.41	-0.75	14.76	8.39	-7.89
Change in Other Net Operating Assets	-1.55	4.95	-29.73	-25.25	1.65	-10.09
Other Operating Activities	-	-	-	-	-	-0
Operating Cash Flow	168.95	53.95	107.8	147.31	93.73	60.2
Operating Cash Flow Growth	259.85%	-49.96%	-26.82%	57.16%	55.69%	2.39%
Capital Expenditures	-2.23	-2.62	-2.42	-1.93	-2.72	-4.39
Sale of Property, Plant and Equipment	0.02	2.8	7.23	-	0.05	0.84
Investment in Securities	12.5	-40.2	7.03	-60.59	-181.74	-108.13
Net Decrease (Increase) in Loans Originated / Sold - Investing	-339.75	-69.73	-221.83	-819.8	-264.1	-296.07
Other Investing Activities	0.71	-	-	-	-	-
Investing Cash Flow	-326.48	-107.47	-209.99	-881.51	-447.04	-407.59
Long-Term Debt Issued	-	62.5	-	212.5	107.93	525.42
Total Debt Issued	62.5	62.5	-	212.5	107.93	525.42
Long-Term Debt Repaid	-	-125	-25	-87.3	-25.54	-465.42
Total Debt Repaid	-300	-125	-25	-87.3	-25.54	-465.42
Net Debt Issued (Repaid)	-237.5	-62.5	-25	125.2	82.39	60
Issuance of Common Stock	0.58	0.58	-	0.02	-	-
Repurchase of Common Stock	-9.01	-6.9	-4.87	-0.73	-6.71	-2.53
Common Dividends Paid	-32.08	-30.38	-30.54	-28.64	-16.51	-15.96
Net Increase (Decrease) in Deposit Accounts	363.42	155.2	112.5	381.8	511.26	576.05
Financing Cash Flow	85.42	56	52.1	477.65	570.43	617.56
Net Cash Flow	-72.11	2.48	-50.1	-256.54	217.12	270.17
Free Cash Flow	166.72	51.33	105.38	145.38	91.01	55.81
Free Cash Flow Growth	286.99%	-51.30%	-27.52%	59.75%	63.06%	-2.46%
Free Cash Flow Margin	67.68%	22.32%	42.29%	53.64%	35.05%	31.43%
Free Cash Flow Per Share	5.56	1.71	3.47	4.78	2.99	1.84
Cash Interest Paid	197.56	200.49	116.54	29.54	25.03	49.62
Cash Income Tax Paid	58.61	41.67	16.54	12.73	31.4	18.02

Updated Oct 21, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

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