Hanmi Financial Corporation (HAFC)

Hanmi Financial Statistics

Total Valuation

Hanmi Financial has a market cap or net worth of $794.61 million. The enterprise value is $771.77 million.

Market Cap	794.61M
Enterprise Value	771.77M

Important Dates

The last earnings date was Tuesday, October 21, 2025, after market close.

Earnings Date	Oct 21, 2025
Ex-Dividend Date	Nov 4, 2025

Share Statistics

Hanmi Financial has 29.72 million shares outstanding. The number of shares has decreased by -0.61% in one year.

Current Share Class	29.72M
Shares Outstanding	29.72M
Shares Change (YoY)	-0.61%
Shares Change (QoQ)	-0.58%
Owned by Insiders (%)	1.99%
Owned by Institutions (%)	95.09%
Float	29.11M

Valuation Ratios

The trailing PE ratio is 11.14 and the forward PE ratio is 9.21.

PE Ratio	11.14
Forward PE	9.21
PS Ratio	3.25
Forward PS	2.72
PB Ratio	1.02
P/TBV Ratio	1.03
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	10.71
EV / Sales	3.13
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.57%.

Return on Equity (ROE)	9.57%
Return on Assets (ROA)	0.93%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$407,868
Profits Per Employee	$119,273
Employee Count	604
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Hanmi Financial has paid $30.58 million in taxes.

Income Tax	30.58M
Effective Tax Rate	29.66%

Stock Price Statistics

The stock price has increased by +19.29% in the last 52 weeks. The beta is 0.74, so Hanmi Financial's price volatility has been lower than the market average.

Beta (5Y)	0.74
52-Week Price Change	+19.29%
50-Day Moving Average	25.19
200-Day Moving Average	23.86
Relative Strength Index (RSI)	59.13
Average Volume (20 Days)	188,105

Short Selling Information

The latest short interest is 425,060, so 1.43% of the outstanding shares have been sold short.

Short Interest	425,060
Short Previous Month	398,837
Short % of Shares Out	1.43%
Short % of Float	1.46%
Short Ratio (days to cover)	3.07

Income Statement

In the last 12 months, Hanmi Financial had revenue of $246.35 million and earned $72.04 million in profits. Earnings per share was $2.40.

Revenue	246.35M
Gross Profit	246.35M
Operating Income	103.13M
Pretax Income	103.13M
Net Income	72.04M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.40

Balance Sheet

The company has $215.65 million in cash and $192.81 million in debt, giving a net cash position of $22.85 million or $0.77 per share.

Cash & Cash Equivalents	215.65M
Total Debt	192.81M
Net Cash	22.85M
Net Cash Per Share	$0.77
Equity (Book Value)	779.55M
Book Value Per Share	26.23
Working Capital	-6.50B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	41.86%
Pretax Margin	41.86%
Profit Margin	29.45%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.08, which amounts to a dividend yield of 4.04%.

Dividend Per Share	$1.08
Dividend Yield	4.04%
Dividend Growth (YoY)	8.00%
Years of Dividend Growth	n/a
Payout Ratio	45.00%
Buyback Yield	0.61%
Shareholder Yield	4.65%
Earnings Yield	9.07%
FCF Yield	n/a

Analyst Forecast

The average price target for Hanmi Financial is $28.50, which is 6.66% higher than the current price. The consensus rating is "Buy".

Price Target	$28.50
Price Target Difference	6.66%
Analyst Consensus	Buy
Analyst Count	4
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on December 19, 2011. It was a reverse split with a ratio of 1:8.

Last Split Date	Dec 19, 2011
Split Type	Reverse
Split Ratio	1:8

Scores

Altman Z-Score	n/a
Piotroski F-Score	2