Hanmi Financial Corporation (HAFC)

Hanmi Financial Statistics

Total Valuation

HAFC has a market cap or net worth of $796.50 million.

Market Cap	796.50M
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, October 22, 2024, after market close.

Earnings Date	Oct 22, 2024
Ex-Dividend Date	Nov 4, 2024

Share Statistics

HAFC has 30.00 million shares outstanding. The number of shares has decreased by -0.67% in one year.

Current Share Class	30.00M
Shares Outstanding	30.00M
Shares Change (YoY)	-0.67%
Shares Change (QoQ)	-0.33%
Owned by Insiders (%)	1.81%
Owned by Institutions (%)	92.17%
Float	29.44M

Valuation Ratios

The trailing PE ratio is 12.76 and the forward PE ratio is 12.19.

PE Ratio	12.76
Forward PE	12.19
PS Ratio	3.43
Forward PS	3.05
PB Ratio	1.08
P/TBV Ratio	1.10
P/FCF Ratio	19.00
P/OCF Ratio	17.39
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	11.37
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.02%.

Return on Equity (ROE)	9.02%
Return on Assets (ROA)	0.84%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$374,826
Profits Per Employee	$100,907
Employee Count	621
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HAFC has paid $27.62 million in taxes.

Income Tax	27.62M
Effective Tax Rate	30.43%

Stock Price Statistics

The stock price has increased by +62.09% in the last 52 weeks. The beta is 0.83, so HAFC's price volatility has been lower than the market average.

Beta (5Y)	0.83
52-Week Price Change	+62.09%
50-Day Moving Average	21.59
200-Day Moving Average	17.86
Relative Strength Index (RSI)	71.20
Average Volume (20 Days)	212,593

Short Selling Information

The latest short interest is 431,025, so 1.44% of the outstanding shares have been sold short.

Short Interest	431,025
Short Previous Month	618,087
Short % of Shares Out	1.44%
Short % of Float	1.46%
Short Ratio (days to cover)	2.11

Income Statement

In the last 12 months, HAFC had revenue of $232.77 million and earned $62.66 million in profits. Earnings per share was $2.08.

Revenue	232.77M
Gross Profit	232.77M
Operating Income	90.76M
Pretax Income	96.32M
Net Income	62.66M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.08

Balance Sheet

The company has $293.05 million in cash and $476.66 million in debt, giving a net cash position of -$183.61 million or -$6.12 per share.

Cash & Cash Equivalents	293.05M
Total Debt	476.66M
Net Cash	-183.61M
Net Cash Per Share	-$6.12
Equity (Book Value)	736.71M
Book Value Per Share	24.56
Working Capital	-6.30B

Cash Flow

In the last 12 months, operating cash flow was $45.80 million and capital expenditures -$3.87 million, giving a free cash flow of $41.93 million.

Operating Cash Flow	45.80M
Capital Expenditures	-3.87M
Free Cash Flow	41.93M
FCF Per Share	$1.40

Margins

Gross Margin	n/a
Operating Margin	38.99%
Pretax Margin	38.99%
Profit Margin	27.13%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	31.42%

Dividends & Yields

This stock pays an annual dividend of $1.00, which amounts to a dividend yield of 3.77%.

Dividend Per Share	$1.00
Dividend Yield	3.77%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	3
Payout Ratio	48.07%
Buyback Yield	0.67%
Shareholder Yield	4.44%
Earnings Yield	7.87%
FCF Yield	5.26%

Analyst Forecast

The average price target for HAFC is $22.63, which is -14.76% lower than the current price. The consensus rating is "Buy".

Price Target	$22.63
Price Target Difference	-14.76%
Analyst Consensus	Buy
Analyst Count	6
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on December 19, 2011. It was a reverse split with a ratio of 0.125:1.

Last Split Date	Dec 19, 2011
Split Type	Reverse
Split Ratio	0.125:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3