Hanmi Financial Corporation (HAFC)

Hanmi Financial Statistics

Total Valuation

Hanmi Financial has a market cap or net worth of $700.07 million. The enterprise value is $578.48 million.

Market Cap	700.07M
Enterprise Value	578.48M

Important Dates

The last earnings date was Tuesday, July 22, 2025, after market close.

Earnings Date	Jul 22, 2025
Ex-Dividend Date	May 5, 2025

Share Statistics

Hanmi Financial has 29.92 million shares outstanding. The number of shares has decreased by -0.59% in one year.

Current Share Class	29.92M
Shares Outstanding	29.92M
Shares Change (YoY)	-0.59%
Shares Change (QoQ)	-0.01%
Owned by Insiders (%)	1.98%
Owned by Institutions (%)	93.84%
Float	29.30M

Valuation Ratios

The trailing PE ratio is 10.83 and the forward PE ratio is 8.96.

PE Ratio	10.83
Forward PE	8.96
PS Ratio	3.00
Forward PS	2.48
PB Ratio	0.92
P/TBV Ratio	0.93
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	8.92
EV / Sales	2.47
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.90%.

Return on Equity (ROE)	8.90%
Return on Assets (ROA)	0.85%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$386,985
Profits Per Employee	$107,402
Employee Count	604
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Hanmi Financial has paid $27.42 million in taxes.

Income Tax	27.42M
Effective Tax Rate	29.55%

Stock Price Statistics

The stock price has increased by +20.40% in the last 52 weeks. The beta is 0.71, so Hanmi Financial's price volatility has been lower than the market average.

Beta (5Y)	0.71
52-Week Price Change	+20.40%
50-Day Moving Average	24.15
200-Day Moving Average	23.46
Relative Strength Index (RSI)	38.65
Average Volume (20 Days)	176,984

Short Selling Information

The latest short interest is 526,115, so 1.76% of the outstanding shares have been sold short.

Short Interest	526,115
Short Previous Month	619,521
Short % of Shares Out	1.76%
Short % of Float	1.80%
Short Ratio (days to cover)	3.17

Income Statement

In the last 12 months, Hanmi Financial had revenue of $233.74 million and earned $64.87 million in profits. Earnings per share was $2.16.

Revenue	233.74M
Gross Profit	233.74M
Operating Income	92.79M
Pretax Income	96.32M
Net Income	64.87M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.16

Balance Sheet

The company has $380.05 million in cash and $258.46 million in debt, giving a net cash position of $121.59 million or $4.06 per share.

Cash & Cash Equivalents	380.05M
Total Debt	258.46M
Net Cash	121.59M
Net Cash Per Share	$4.06
Equity (Book Value)	762.83M
Book Value Per Share	25.50
Working Capital	-6.25B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	39.70%
Pretax Margin	39.70%
Profit Margin	27.97%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.08, which amounts to a dividend yield of 4.62%.

Dividend Per Share	$1.08
Dividend Yield	4.62%
Dividend Growth (YoY)	4.00%
Years of Dividend Growth	n/a
Payout Ratio	48.14%
Buyback Yield	0.59%
Shareholder Yield	5.20%
Earnings Yield	9.27%
FCF Yield	n/a

Analyst Forecast

The average price target for Hanmi Financial is $26.00, which is 11.25% higher than the current price. The consensus rating is "Buy".

Price Target	$26.00
Price Target Difference	11.25%
Analyst Consensus	Buy
Analyst Count	6
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on December 19, 2011. It was a reverse split with a ratio of 1:8.

Last Split Date	Dec 19, 2011
Split Type	Reverse
Split Ratio	1:8

Scores

Altman Z-Score	n/a
Piotroski F-Score	2