Happen, Inc. (HAPN)
| Market Cap | 1.87B -10.7% |
| Revenue (ttm) | 1.40B +8.2% |
| Net Income | 210.58M +102.8% |
| EPS | 1.79 +100.5% |
| Shares Out | 115.20M |
| PE Ratio | 9.07 |
| Forward PE | 7.49 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 1,466,795 |
| Open | 16.28 |
| Previous Close | 15.96 |
| Day's Range | 15.76 - 16.38 |
| 52-Week Range | 13.05 - 21.67 |
| Beta | 1.57 |
| Analysts | Buy |
| Price Target | 23.88 (+47.23%) |
| Earnings Date | Oct 28, 2026 |
About HAPN
Happen, Inc. operates as a bank holding company that provides financial and lending services in the United States. The company offers deposit products, including savings accounts, checking accounts, money market accounts, and certificates of deposit; consumer loan products, such as unsecured loans, fixed-rate and fixed-term consumer loans, major purchase finance, and auto refinance; personal loans for credit card refinancing and debt consolidation; financing for health and wellness; and balance transfer, credit card and debt consolidation, emer... [Read more]
Financial Performance
In 2025, Happen's revenue was $1.33 billion, an increase of 14.97% compared to the previous year's $1.16 billion. Earnings were $135.68 million, an increase of 164.32%.
Financial StatementsAnalyst Summary
According to 8 analysts, the average rating for HAPN stock is "Buy." The 12-month stock price target is $23.88, which is an increase of 47.23% from the latest price.
News
Happen price target lowered to $20 from $25 at Piper Sandler
Piper Sandler lowered the firm’s price target on Happen (HAPN) to $20 from $25 and keeps an Overweight rating on the shares. The firm notes Happen reported results for Q3…
Happen Earnings Call Transcript: Q3 2026
Q3 delivered record pre-tax income and EPS, with 26% originations growth, strong credit and expanding deposits. FY26 EPS guidance increased, while higher rates, seasonal volume and new-product investment shape the Q4 outlook.
Happen Slides: Q3 2026
Happen has posted slides in relation to its Q3 2026 quarterly earnings report, which was published on October 28, 2026.
Happen Earnings release: Q3 2026
Happen released its Q3 2026 earnings on October 28, 2026, summarizing the period's financial results.
Happen Quarterly report: Q3 2026
Happen has published its Q3 2026 quarterly earnings report on October 28, 2026.
Happen reports Q3 EPS 50c, consensus 45c
Reports Q3 revenue $263.2M, consensus $272.67M. “We had another great quarter, effectively navigating the dynamic rate environment to deliver record pre-tax income of $76.8M and a return on tangible c...
Happen raises FY26 diluted EPS view to $1.87-$1.92 from $1.80-$1.90
FY26 EPS consensus $1.85. Sees FY26 loan originations $12.3B-$12.4B.
Happen sees Q4 EPS 443c-48c, consensus 46c
16:32 EDT Happen (HAPN) sees Q4 EPS 443c-48c, consensus 46c
Happen, Inc. Reports Third Quarter 2026 Results
Record $76.8 Million Pre-Tax Income, 15.0% ROE, and 15.8% ROTCE Grew Originations 26% Year-over-Year, Increased Diluted EPS 35% Year-over-Year to $0.50 Raising Diluted EPS and Narrowing Originations A...
Happen Slides: Corporate presentation
Happen has posted slides in relation to its latest quarterly earnings report, which was published on October 28, 2026.
Happen, Inc. Schedules Third Quarter 2026 Earnings Release and Conference Call
SAN FRANCISCO, Oct. 6, 2026 /PRNewswire/ -- Happen, Inc. (Nasdaq: HAPN) – formerly LendingClub Corporation – announced that it will report earnings for the third quarter of 2026 after the market close...
Happen Bank Crosses $10 Billion in Personal Loans Sold Through Its Proprietary Structured Loan Certificates Programs
SAN FRANCISCO, Sept. 30, 2026 /PRNewswire/ -- Happen Bank, a subsidiary of Happen, Inc. (Nasdaq: HAPN) and a digital bank built for the Motivated Middle, today announced that it has crossed $10 billio...
Happen price target raised to $25 from $23 at Piper Sandler
Piper Sandler raised the firm’s price target on Happen (HAPN) to $25 from $23 and keeps an Overweight rating on the shares. The firm notes Happen, formerly LendingClub, reported results…
Happen price target raised to $25 from $23 at Citizens
Citizens raised the firm’s price target on Happen (HAPN) to $25 from $23 and keeps an Outperform rating on the shares. Happen, formerly LendingClub, reported stronger-than-expected Q2 earnings driven ...
Happen's Digital Banking Push Helps Deposits Jump 18%
The clearest evidence of LendingClub's new incarnation into a full-scale digital bank can be measured not merely in another jump in personal loan volume, but what happened (pun intended) after borrowe...
Happen Earnings Call Transcript: Q2 2026
Loan originations rose 29% year-over-year to $3.1B, driving record pre-tax income and strong credit performance. Full-year guidance was raised for both originations and EPS, with robust deposit growth and continued operational efficiency gains.
Happen Earnings release: Q2 2026
Happen released its Q2 2026 earnings on July 27, 2026, summarizing the period's financial results.
Happen Slides: Q2 2026
Happen has posted slides in relation to its Q2 2026 quarterly earnings report, which was published on July 27, 2026.
Happen Quarterly report: Q2 2026
Happen has published its Q2 2026 quarterly earnings report on July 27, 2026.
Happen reports Q2 EPS 50c, consensus 42c
Reports Q2 revenue $262.9M, consensus $262.35M. “Happen (HAPN) delivered a standout quarter, growing originations 29% year-over-year to $3.1 billion, while producing record pre-tax income of $75.7 mil...
Happen sees Q3 EPS 43c-48c, consensus $44c
Sees Q3 loan originations $3.2B-$3.35B.
Happen sees FY26 EPS $1.80-$1.90, consensus $1.75
Sees FY26 loan originations $12.2B-$12.6B.
Happen, Inc. Reports Second Quarter 2026 Results
Record $75.7 Million Pre-Tax Income, 15.1% ROE, and 15.9% ROTCE Grew Originations 29% Year-over-Year; Increased Diluted EPS 52% Year-over-Year to $0.50 Successfully Rebranded to Happen Bank (Nasdaq: H...
Happen Slides: Corporate presentation
Happen has posted slides in relation to its latest quarterly earnings report, which was published on July 27, 2026.
Happen, Inc. Schedules Second Quarter 2026 Earnings Release and Conference Call
SAN FRANCISCO, July 7, 2026 /PRNewswire/ -- Happen, Inc. (Nasdaq: HAPN) – formerly LendingClub Corporation – announced that it will report earnings for the second quarter of 2026 after the market clos...