HBT Financial, Inc. (HBT)

HBT Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	198.9	188.85	191.07	145.87	122.4
Net Interest Income Growth	5.32%	-1.16%	30.98%	19.18%	4.08%
Non-Interest Income	38.19	35.57	36.05	34.72	37.33
Non-Interest Income Growth	7.36%	-1.32%	3.83%	-7.00%	8.33%
Revenues Before Loan Losses	237.09	224.42	227.12	180.59	159.73
Provision for Credit Losses	3.16	3.03	7.57	-0.71	-8.08
Revenue	233.92	221.39	219.55	181.3	167.81
Revenue Growth (YoY)	5.66%	0.84%	21.10%	8.04%	18.57%
Compensation Expenses	79.88	76.44	77.49	60.09	55.49
Selling, General & Admin	28.94	27.79	30.1	21.39	20.17
Other Non-Interest Expenses	20.6	19.78	23.37	23.62	15.59
Total Non-Interest Expense	129.42	124.01	130.96	105.11	91.25
Pretax Income	104.51	97.38	88.58	76.19	76.56
Provision for Income Taxes	27.5	25.6	22.74	19.73	20.29
Net Income	77.01	71.78	65.84	56.46	56.27
Net Income to Common	77.01	71.78	65.84	56.46	56.27
Net Income Growth	7.28%	9.02%	16.63%	0.33%	52.72%
Shares Outstanding (Basic)	32	32	32	29	28
Shares Outstanding (Diluted)	32	32	32	29	28
Shares Change (YoY)	-0.32%	-0.08%	9.75%	3.98%	1.29%
EPS (Basic)	2.44	2.27	2.08	1.95	2.02
EPS (Diluted)	2.44	2.26	2.07	1.95	2.02
EPS Growth	7.96%	9.18%	6.15%	-3.46%	50.75%
Shares Outstanding	31.43	31.56	31.7	28.75	28.99
Free Cash Flow	74.82	83.87	62.7	71.54	42
Free Cash Flow Growth	-10.78%	33.77%	-12.36%	70.35%	42.87%
Free Cash Flow Per Share	2.37	2.64	1.98	2.47	1.51
Dividends Per Share	0.840	0.760	0.680	0.640	0.600
Dividend Growth	10.53%	11.77%	6.25%	6.67%	-
Profit Margin	32.92%	32.42%	29.99%	31.14%	33.53%
FCF Margin	31.99%	37.88%	28.56%	39.46%	25.03%
EBITDA	5.93	5.78	5.78	3.92	4.13
EBITDA Margin	2.53%	2.61%	2.63%	2.16%	2.46%
Effective Tax Rate	26.31%	26.29%	25.67%	25.90%	26.50%

Updated Jan 26, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q