HBT Financial, Inc. (HBT)

HBT Financial Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May 26, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	1,052	813	691	669	563	543
Market Cap Growth	41.88%	17.56%	3.30%	18.91%	3.64%	30.51%
Enterprise Value	917.09	865.42	783.55	761.36	639.86	619.94
Last Close Price	28.88	25.85	21.90	21.11	19.57	18.73
PE Ratio	13.35	10.59	9.69	10.20	10.04	9.27
Forward PE	9.69	9.54	10.14	9.32	8.55	12.20
PS Ratio	4.31	3.47	3.12	3.05	3.10	3.24
PB Ratio	1.41	1.32	1.27	1.37	1.51	1.32
P/TBV Ratio	1.24	1.33	1.27	1.37	1.52	1.26
P/FCF Ratio	14.70	10.86	8.24	10.67	7.87	12.93
P/OCF Ratio	12.64	9.55	7.73	10.16	7.75	12.62
EV/Sales Ratio	3.76	3.70	3.54	3.47	3.53	3.69
EV/EBITDA Ratio	-	146.04	135.49	131.77	163.40	150.18
EV/FCF Ratio	12.83	11.57	9.34	12.14	8.94	14.76
Debt / Equity Ratio	0.18	0.09	0.17	0.19	0.21	0.19
Debt / EBITDA Ratio	21.62	8.93	15.98	15.97	19.71	18.66
Debt / FCF Ratio	1.92	0.71	1.10	1.47	1.08	1.83
Net Debt / Equity Ratio	0.18	0.09	0.17	0.19	0.21	0.19
Net Debt / EBITDA Ratio	21.62	8.93	15.98	15.97	19.71	18.66
Net Debt / FCF Ratio	1.92	0.71	1.10	1.47	1.08	1.83
Asset Turnover	0.04	0.05	0.04	0.05	0.04	0.04
Return on Equity (ROE)	10.14%	13.28%	13.88%	15.26%	14.37%	14.51%
Earnings Yield	6.58%	9.44%	10.32%	9.81%	9.96%	10.78%
FCF Yield	6.80%	9.21%	12.13%	9.37%	12.71%	7.74%
Dividend Yield	3.18%	3.27%	3.50%	3.28%	3.29%	3.22%
Payout Ratio	40.61%	34.55%	33.69%	33.22%	32.92%	29.77%
Buyback Yield / Dilution	-1.01%	0.32%	0.08%	-9.75%	-3.98%	-1.29%
Total Shareholder Return	2.17%	3.59%	3.58%	-6.47%	-0.69%	1.93%

Updated May 6, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q