HBT Financial, Inc. (HBT)

HBT Financial Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr 15, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	1,049	813	691	669	563	543
Market Cap Growth	47.64%	17.56%	3.30%	18.91%	3.64%	30.51%
Enterprise Value	991.81	865.42	783.55	761.36	639.86	619.94
Last Close Price	28.40	25.85	21.90	21.11	19.57	18.73
PE Ratio	11.64	10.59	9.69	10.20	10.04	9.27
Forward PE	9.92	9.54	10.14	9.32	8.55	12.20
PS Ratio	4.48	3.47	3.12	3.05	3.10	3.24
PB Ratio	1.45	1.32	1.27	1.37	1.51	1.32
P/TBV Ratio	1.46	1.33	1.27	1.37	1.52	1.26
P/FCF Ratio	14.02	10.86	8.24	10.67	7.87	12.93
P/OCF Ratio	12.33	9.55	7.73	10.16	7.75	12.62
EV/Sales Ratio	4.24	3.70	3.54	3.47	3.53	3.69
EV/EBITDA Ratio	-	146.04	135.49	131.77	163.40	150.18
EV/FCF Ratio	13.26	11.57	9.34	12.14	8.94	14.76
Debt / Equity Ratio	0.09	0.09	0.17	0.19	0.21	0.19
Debt / EBITDA Ratio	8.93	8.93	15.98	15.97	19.71	18.66
Debt / FCF Ratio	0.71	0.71	1.10	1.47	1.08	1.83
Net Debt / Equity Ratio	0.09	0.09	0.17	0.19	0.21	0.19
Net Debt / EBITDA Ratio	8.93	8.93	15.98	15.97	19.71	18.66
Net Debt / FCF Ratio	0.71	0.71	1.10	1.47	1.08	1.83
Asset Turnover	0.05	0.05	0.04	0.05	0.04	0.04
Return on Equity (ROE)	13.28%	13.28%	13.88%	15.26%	14.37%	14.51%
Earnings Yield	7.34%	9.44%	10.32%	9.81%	9.96%	10.78%
FCF Yield	7.13%	9.21%	12.13%	9.37%	12.71%	7.74%
Dividend Yield	3.24%	3.27%	3.50%	3.28%	3.29%	3.22%
Payout Ratio	35.25%	34.55%	33.69%	33.22%	32.92%	29.77%
Buyback Yield / Dilution	0.32%	0.32%	0.08%	-9.75%	-3.98%	-1.29%
Total Shareholder Return	3.56%	3.59%	3.58%	-6.47%	-0.69%	1.93%

Updated Jan 26, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q