HBT Financial, Inc. (HBT)

NASDAQ: HBT · Real-Time Price · USD

36.25

+0.50 (1.40%)

Sep 25, 2026, 4:00 PM EDT - Market closed

HBT Financial Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	265.92	233.92	221.39	225.47	181.3	167.81
Revenue Growth	15.69%	5.66%	-1.81%	24.36%	8.04%	18.57%
Net Income	77.75	77.01	71.78	65.81	56.39	56.17
Earnings Per Share	2.34	2.44	2.26	2.07	1.95	2.02
EPS Growth	-3.12%	7.96%	9.18%	6.15%	-3.46%	50.91%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	135.3	125.26	143.25	148.31	121.77	418.46
Total Debt	153.32	68.2	140.12	153.56	287.24	147.66
Net Cash (Debt)	-18.02	57.06	3.13	-5.25	-165.47	270.79
Net Cash Growth	-	1724.14%	-	-	-	43.76%
Net Cash Per Share	-0.54	1.81	0.10	-0.17	-5.72	9.74

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	86.81	85.07	89.37	65.83	72.59	43.02
Capital Expenditures	-11.14	-10.25	-5.51	-3.13	-1.05	-1.03
Free Cash Flow	75.68	74.82	83.87	62.69	71.54	42
Free Cash Flow Growth	-6.43%	-10.78%	33.77%	-12.36%	70.35%	42.87%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	29.24%	32.92%	32.42%	29.19%	31.10%	33.47%
FCF Margin	28.46%	31.99%	37.88%	27.81%	39.46%	25.03%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.000	0.840	0.760	0.680	0.640	0.600
Dividend Per Share Growth	12.20%	10.53%	11.77%	6.25%	6.67%	0%
Dividend Yield	2.76%	3.33%	3.68%	3.55%	3.73%	3.78%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	15.46	10.55	9.63	10.17	9.98	9.69
Forward PE	11.24	9.54	10.14	9.32	8.55	12.20
P/FCF Ratio	17.42	10.86	8.24	10.68	7.87	12.96
PS Ratio	4.96	3.47	3.12	2.97	3.10	3.24