HBT Financial, Inc. (HBT)

NASDAQ: HBT · Real-Time Price · USD

36.95

-0.54 (-1.44%)

Nov 13, 2026, 4:00 PM EST - Market closed

HBT Financial Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	291.4	233.92	221.39	225.47	181.3	167.81
Revenue Growth	24.93%	5.66%	-1.81%	24.36%	8.04%	18.57%
Net Income	89.37	77.01	71.78	65.81	56.39	56.17
Earnings Per Share	2.60	2.44	2.26	2.07	1.95	2.02
EPS Growth	4.65%	7.96%	9.18%	6.15%	-3.46%	50.91%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	130.21	125.26	143.25	148.31	121.77	418.46
Total Debt	157.35	68.2	140.12	153.56	287.24	147.66
Net Cash (Debt)	-27.14	57.06	3.13	-5.25	-165.47	270.79
Net Cash Growth	-	1724.14%	-	-	-	43.76%
Net Cash Per Share	-0.79	1.81	0.10	-0.17	-5.72	9.74

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	104.18	85.07	89.37	65.83	72.59	43.02
Capital Expenditures	-10.2	-10.25	-5.51	-3.13	-1.05	-1.03
Free Cash Flow	93.98	74.82	83.87	62.69	71.54	42
Free Cash Flow Growth	31.96%	-10.78%	33.77%	-12.36%	70.35%	42.87%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	30.67%	32.92%	32.42%	29.19%	31.10%	33.47%
FCF Margin	32.25%	31.99%	37.88%	27.81%	39.46%	25.03%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 15, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.000	0.840	0.760	0.680	0.640	0.600
Dividend Per Share Growth	14.29%	10.53%	11.77%	6.25%	6.67%	0%
Dividend Yield	2.71%	3.25%	3.47%	3.22%	3.27%	3.20%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 15, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	14.24	10.55	9.63	10.17	9.98	9.69
Forward PE	10.73	9.54	10.14	9.32	8.55	12.20
P/FCF Ratio	14.30	10.86	8.24	10.68	7.87	12.96
PS Ratio	4.61	3.47	3.12	2.97	3.10	3.24