HBT Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	122.27	137.69	141.76	114.16	409.76
Securities and Investments	1,283	1,209	1,294	1,398	1,286
Other Earning Assets	1.26	1.59	2.32	0.62	4.94
Gross Loans	3,456	3,466	3,404	2,620	2,500
Allowance for Loan Losses	-41.69	-42.04	-40.05	-25.33	-23.94
Net Loans	3,415	3,424	3,364	2,595	2,476
Net Property, Plant & Equipment	73.64	67.08	65.15	50.7	53.94
Accrued Interest and Accounts Receivable	23.78	24.77	24.53	19.51	14.9
Other Intangible Assets	32.06	36.67	39.68	11.22	9.94
Goodwill	59.82	59.82	59.82	29.32	29.32
Long-Term Investments	1.61	1.61	1.61	1.17	1.17
Other Non-Earning Assets	59.66	70.64	80	67.03	28.08
Total Assets	5,071	5,033	5,073	4,287	4,314
Interest-bearing deposits	3,310	3,272	3,329	2,592	2,651
Noninterest-bearing deposits	1,049	1,046	1,072	994.95	1,088
Total Deposits	4,359	4,318	4,401	3,587	3,738
Short-Term Interbank Borrowing and Repurchase Agreements	12.3	42.2	55.07	203.08	61.26
Long-Term Debt	52.91	92.4	92.26	77.18	77.03
Other Liabilities	31.42	35.44	34.91	45.82	25.9
Total Liabilities	4,456	4,488	4,584	3,913	3,902
Common Stock	0.33	0.33	0.33	0.29	0.29
Treasury Stock	-27.52	-23.02	-18.6	-9.69	-4.91
Additional Paid-in Capital	298.55	297.3	295.88	222.78	220.89
Accumulated Other Comprehensive Income	-23.02	-46.77	-57.16	-71.76	1.47
Retained Earnings	367.16	316.76	269.05	232	194.13
Shareholders' Equity	615.5	544.61	489.5	373.63	411.88
Total Liabilities & Equity	5,071	5,033	5,073	4,287	4,314
Total Debt	52.91	92.4	92.26	77.18	77.03
Net Cash (Debt)	-52.91	-92.4	-92.26	-77.18	-77.03
Net Cash Per Share	-1.67	-2.91	-2.91	-2.67	-2.77
Book Value	615.5	544.61	489.5	373.63	411.88
Book Value Per Share	19.47	17.17	15.42	12.92	14.81
Tangible Book Value	523.62	448.12	389.99	333.09	372.62
Tangible Book Value Per Share	16.56	14.13	12.29	11.52	13.40

Updated Jan 26, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

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