HBT Financial, Inc. (HBT)

HBT Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	76.76	71.78	65.84	56.46	56.27	36.85
Depreciation & Amortization	5.83	5.78	5.78	3.92	4.13	4.17
Other Amortization	0.43	0.54	0.52	0.15	0.04	0.09
Gain (Loss) on Sale of Assets	0.08	0.61	-0.67	0.18	0.38	-0.13
Gain (Loss) on Sale of Investments	3.28	7.4	7.39	7.37	6.96	4.95
Provision for Credit Losses	2.43	3.03	7.57	-0.71	-8.08	10.53
Net Decrease (Increase) in Loans Originated / Sold - Operating	0.12	2.34	1.44	5.79	15.62	-1.35
Accrued Interest Receivable	1.8	-0.24	-1.92	-4.61	0.24	-0.3
Change in Other Net Operating Assets	2.92	5.19	-16.18	12.16	-17.8	-9.83
Other Operating Activities	-7.02	-7.21	-4.38	-8.6	-9.66	-5.24
Operating Cash Flow	86.8	89.37	65.83	72.59	43.02	31.26
Operating Cash Flow Growth	13.80%	35.76%	-9.31%	68.71%	37.65%	-64.92%
Capital Expenditures	-5.91	-5.51	-3.13	-1.05	-1.03	-1.86
Sale of Property, Plant and Equipment	0.19	0	0.57	1.37	0.02	0
Cash Acquisitions	-	-	-14.45	-	-4.77	-
Investment in Securities	-46.2	90.74	284.61	-217.03	-300.1	-300.31
Net Decrease (Increase) in Loans Originated / Sold - Investing	40.45	-57.19	-142.65	-113.67	-50.09	-80.28
Other Investing Activities	1.84	4.3	7.72	-4.75	6.36	2
Investing Cash Flow	-9.63	32.35	132.66	-335.12	-349.61	-380.45
Short-Term Debt Issued	-	-	-	160	-	-
Long-Term Debt Issued	-	0.91	-	-	11.44	40.51
Total Debt Issued	1.8	0.91	-	160	11.44	40.51
Short-Term Debt Repaid	-	-	-234.2	-	-	-
Long-Term Debt Repaid	-	-14.17	-0.64	-18.18	-12.52	-
Total Debt Repaid	-37.36	-14.17	-234.83	-18.18	-12.52	-
Net Debt Issued (Repaid)	-35.56	-13.27	-234.83	141.83	-1.08	40.51
Repurchase of Common Stock	-3.59	-4.75	-9.09	-4.84	-4.91	-
Common Dividends Paid	-25.39	-24.18	-21.87	-18.58	-16.75	-16.52
Net Increase (Decrease) in Deposit Accounts	-12.11	-83.08	94.4	-150.97	426.15	353.68
Financing Cash Flow	-76.66	-125.28	-171.4	-32.57	403.41	377.68
Net Cash Flow	0.5	-3.56	27.09	-295.11	96.82	28.48
Free Cash Flow	80.88	83.87	62.69	71.54	42	29.39
Free Cash Flow Growth	12.88%	33.77%	-12.36%	70.35%	42.87%	-66.21%
Free Cash Flow Margin	35.19%	37.88%	27.81%	39.46%	25.03%	20.77%
Free Cash Flow Per Share	2.55	2.65	1.98	2.47	1.51	1.07
Cash Interest Paid	62.69	64.72	32.85	6.86	5.93	6.44
Cash Income Tax Paid	28.22	23.88	20.51	20.04	20.86	17.45

Updated Jul 21, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q