HBT Financial, Inc. (HBT)

HBT Financial Statistics

Total Valuation

HBT Financial has a market cap or net worth of $739.91 million. The enterprise value is $644.94 million.

Market Cap	739.91M
Enterprise Value	644.94M

Important Dates

The last earnings date was Monday, October 20, 2025, before market open.

Earnings Date	Oct 20, 2025
Ex-Dividend Date	Nov 3, 2025

Share Statistics

HBT Financial has 31.43 million shares outstanding. The number of shares has decreased by -0.32% in one year.

Current Share Class	31.43M
Shares Outstanding	31.43M
Shares Change (YoY)	-0.32%
Shares Change (QoQ)	-0.00%
Owned by Insiders (%)	63.79%
Owned by Institutions (%)	24.39%
Float	11.38M

Valuation Ratios

The trailing PE ratio is 9.49 and the forward PE ratio is 8.68.

PE Ratio	9.49
Forward PE	8.68
PS Ratio	3.18
Forward PS	2.90
PB Ratio	1.24
P/TBV Ratio	1.41
P/FCF Ratio	n/a
P/OCF Ratio	9.43
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	8.23
EV / Sales	2.76
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.78%.

Return on Equity (ROE)	13.78%
Return on Assets (ROA)	1.56%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$276,368
Profits Per Employee	$92,822
Employee Count	844
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HBT Financial has paid $27.65 million in taxes.

Income Tax	27.65M
Effective Tax Rate	26.09%

Stock Price Statistics

The stock price has increased by +9.74% in the last 52 weeks. The beta is 0.61, so HBT Financial's price volatility has been lower than the market average.

Beta (5Y)	0.61
52-Week Price Change	+9.74%
50-Day Moving Average	25.12
200-Day Moving Average	24.37
Relative Strength Index (RSI)	41.30
Average Volume (20 Days)	33,513

Short Selling Information

The latest short interest is 93,996, so 0.30% of the outstanding shares have been sold short.

Short Interest	93,996
Short Previous Month	86,925
Short % of Shares Out	0.30%
Short % of Float	0.83%
Short Ratio (days to cover)	2.35

Income Statement

In the last 12 months, HBT Financial had revenue of $233.26 million and earned $78.34 million in profits. Earnings per share was $2.48.

Revenue	233.26M
Gross Profit	233.26M
Operating Income	111.18M
Pretax Income	105.99M
Net Income	78.34M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.48

Balance Sheet

The company has $158.31 million in cash and $63.34 million in debt, giving a net cash position of $94.97 million or $3.02 per share.

Cash & Cash Equivalents	158.31M
Total Debt	63.34M
Net Cash	94.97M
Net Cash Per Share	$3.02
Equity (Book Value)	599.13M
Book Value Per Share	19.05
Working Capital	-4.17B

Cash Flow

Operating Cash Flow	78.45M
Capital Expenditures	-7.23M
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	47.66%
Pretax Margin	45.44%
Profit Margin	33.59%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.84, which amounts to a dividend yield of 3.57%.

Dividend Per Share	$0.84
Dividend Yield	3.57%
Dividend Growth (YoY)	10.53%
Years of Dividend Growth	3
Payout Ratio	33.87%
Buyback Yield	0.32%
Shareholder Yield	3.89%
Earnings Yield	10.59%
FCF Yield	n/a

Analyst Forecast

The average price target for HBT Financial is $28.63, which is 21.62% higher than the current price. The consensus rating is "Buy".

Price Target	$28.63
Price Target Difference	21.62%
Analyst Consensus	Buy
Analyst Count	5
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4