HBT Financial, Inc. (HBT)

HBT Financial Statistics

Total Valuation

HBT Financial has a market cap or net worth of $993.84 million. The enterprise value is $929.76 million.

Market Cap	993.84M
Enterprise Value	929.76M

Important Dates

The next estimated earnings date is Monday, April 20, 2026, before market open.

Earnings Date	Apr 20, 2026
Ex-Dividend Date	Feb 9, 2026

Share Statistics

HBT Financial has 36.93 million shares outstanding. The number of shares has decreased by -0.32% in one year.

Current Share Class	36.93M
Shares Outstanding	36.93M
Shares Change (YoY)	-0.32%
Shares Change (QoQ)	-0.09%
Owned by Insiders (%)	55.09%
Owned by Institutions (%)	20.45%
Float	16.59M

Valuation Ratios

The trailing PE ratio is 11.03 and the forward PE ratio is 9.45.

PE Ratio	11.03
Forward PE	9.45
PS Ratio	4.22
Forward PS	3.18
PB Ratio	1.41
P/TBV Ratio	1.83
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	12.07
EV / Sales	3.97
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.28%.

Return on Equity (ROE)	13.28%
Return on Assets (ROA)	1.52%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	6.85%
Revenue Per Employee	$277,161
Profits Per Employee	$91,242
Employee Count	844
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HBT Financial has paid $27.50 million in taxes.

Income Tax	27.50M
Effective Tax Rate	26.31%

Stock Price Statistics

The stock price has increased by +13.54% in the last 52 weeks. The beta is 0.56, so HBT Financial's price volatility has been lower than the market average.

Beta (5Y)	0.56
52-Week Price Change	+13.54%
50-Day Moving Average	27.38
200-Day Moving Average	25.52
Relative Strength Index (RSI)	43.02
Average Volume (20 Days)	43,531

Short Selling Information

The latest short interest is 160,862, so 0.44% of the outstanding shares have been sold short.

Short Interest	160,862
Short Previous Month	136,811
Short % of Shares Out	0.44%
Short % of Float	0.97%
Short Ratio (days to cover)	5.04

Income Statement

In the last 12 months, HBT Financial had revenue of $233.92 million and earned $77.01 million in profits. Earnings per share was $2.44.

Revenue	233.92M
Gross Profit	233.92M
Operating Income	110.44M
Pretax Income	104.51M
Net Income	77.01M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.44

Balance Sheet

The company has $122.27 million in cash and $65.21 million in debt, with a net cash position of $57.06 million or $1.54 per share.

Cash & Cash Equivalents	122.27M
Total Debt	65.21M
Net Cash	57.06M
Net Cash Per Share	$1.54
Equity (Book Value)	615.50M
Book Value Per Share	19.58
Working Capital	-4.22B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	47.21%
Pretax Margin	44.68%
Profit Margin	32.92%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.92, which amounts to a dividend yield of 3.42%.

Dividend Per Share	$0.92
Dividend Yield	3.42%
Dividend Growth (YoY)	10.26%
Years of Dividend Growth	4
Payout Ratio	35.25%
Buyback Yield	0.32%
Shareholder Yield	3.65%
Earnings Yield	7.80%
FCF Yield	n/a

Analyst Forecast

The average price target for HBT Financial is $28.63, which is 6.39% higher than the current price. The consensus rating is "Buy".

Price Target	$28.63
Price Target Difference	6.39%
Analyst Consensus	Buy
Analyst Count	5
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2