HCI Group Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Investments in Debt Securities	597.33	718.54	383.24	483.81	42.14
Investments in Equity & Preferred Securities	83.58	77	69.12	60.39	80.68
Other Investments	5	-	-	-	-
Total Investments	789.66	874.66	520.25	615.59	196.72
Cash & Equivalents	1,210	532.47	536.48	234.86	628.94
Reinsurance Recoverable	289.9	558.44	394.58	704.68	79.71
Other Receivables	58.83	51.05	153.21	47.06	76.12
Deferred Policy Acquisition Cost	59.72	54.3	42.91	45.52	57.7
Property, Plant & Equipment	28.94	29.54	30.66	18.69	16.44
Other Intangible Assets	2.68	5.21	7.66	10.58	10.64
Restricted Cash	3.75	3.71	3.29	2.9	2.4
Other Current Assets	50.13	92.06	89.52	69.94	29.61
Long-Term Deferred Tax Assets	2.24	0.07	0.51	-	-
Long-Term Deferred Charges	-	-	0.83	0.83	0.51
Other Long-Term Assets	32.97	28.7	31.41	52.67	78.08
Total Assets	2,529	2,230	1,811	1,803	1,177
Accrued Expenses	61.35	51.18	19.72	14.53	15.45
Unpaid Claims	576.5	845.9	585.07	863.77	237.17
Unearned Premiums	662.63	603.57	517.05	386.63	380.52
Reinsurance Payable	29.34	22.99	12.92	46.12	23.34
Current Portion of Leases	-	-	0	-	-
Short-Term Debt	-	-	-	-	15
Current Income Taxes Payable	12.78	5.45	7.7	-	-
Long-Term Debt	67.88	229.25	208.49	211.67	45.47
Long-Term Leases	-	-	1.41	0.73	2.23
Long-Term Deferred Tax Liabilities	3.81	2.83	-	1.7	11.74
Other Long-Term Liabilities	-	-	35.62	23.36	31.49
Total Liabilities	1,414	1,761	1,388	1,549	762.4
Additional Paid-In Capital	428.11	122.29	89.57	-	76.08
Retained Earnings	611.51	331.79	238.44	172.48	246.79
Comprehensive Income & Other	1.46	-0.75	-3.16	-9.89	0.5
Total Common Equity	1,041	453.33	324.84	162.6	323.37
Minority Interest	73.57	15.71	98.48	92.21	91.09
Shareholders' Equity	1,115	469.04	423.33	254.81	414.46
Total Liabilities & Equity	2,529	2,230	1,811	1,803	1,177
Filing Date Shares Outstanding	12.99	10.77	9.98	8.6	10.32
Total Common Shares Outstanding	12.99	10.77	9.74	8.6	10.13
Total Debt	67.88	229.25	209.9	212.41	62.71
Net Cash (Debt)	1,142	303.22	326.58	22.46	566.24
Net Cash Growth	276.71%	-7.15%	1354.35%	-96.03%	129.18%
Net Cash Per Share	88.70	23.90	29.57	2.55	65.99
Book Value Per Share	80.13	42.10	33.36	18.91	31.92
Tangible Book Value	1,038	448.13	317.18	152.02	312.73
Tangible Book Value Per Share	79.92	41.62	32.57	17.68	30.87
Land	6.93	6.93	6.93	2.13	2.13
Buildings	13.55	13.1	10.3	6.55	4.01
Machinery	10.1	8.63	23.12	19.7	15.86
Construction In Progress	0.71	1.23	-	-	-
Leasehold Improvements	-	-	0.87	0.78	0.62

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q